makersmark1

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cash would be sitting in a savings account.

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I guess I could put it in a Monte Carlo simulator.

Spit balling I’d guess 7-10% return on the insurance money would support a 5% draw.

I’ll run the numbers.

I know others here are probably getting 30-50 % annual returns, but I don’t think a widow with kids can take on that much risk- even if it’s the rock solid picks of the money board.

Here’s a Monte Carlo with 80% stocks, 10% treasuries, 10 % REITs

LINK

It has a high probability of being enough money to withdraw $100,000 per year for 20 years- and probably more.

Hopefully, to pay premiums and live a long life.

In the old days 1970-1990 or so, this season would have ended with:

Rose Bowl: Indiana versus Oregon

Cotton Bowl: Texas A&M(or Texas) versus Ole Miss

Sugar: Georgia versus Ohio State

Orange: Oklahoma versus Miami

Fiesta: Alabama versus Texas

AP and Coaches would vote.

Things were fine.
BCS was a step forward.
4 team playoff was a refinement.
12 team playoff is a stretch.

I know they will grow it to 16 or 24, but I don’t think it will lead to a slate of competitive games.

I’d cut the playoff to 6, give 1 and 2 seed a bye, have it all finished on New Years Day.

The difference between his NIL and a top 5 draft pick contract?

Hugh could get a round in every morning, then head over to the HS and teach the team all 3 of his plays.

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2M policy would result in my wife never working again unless she dramatically changed her lifestyle.

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She must be very sensible an frugal.

Walk me through the math.

2 million is enough for a wife and 3 little kids to get everyone launched?

2,000,000 divided by 20 is $100,000 per year.
I guess you’d have some return on unspent money, but she must be some kind of frugal.

I guess some fraction of the lump sum would double twice over 20 years so a 5% drawdown with normal market returns would give you more than 20 years. So let’s best case scenario that the unspent money makes 10%, but there could be dramatic declines any given year.

College?
Cars?
Weddings?

I’d put it in a Monte Carlo simulator as far as how to invest the insurance money.

I did not like the way Beck carried the football on the TD run.

It could have hit his thigh and dislodged.

I know it did not happen, but I think the ball should be protected at all times properly.

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long as you have a 1-2M life insurance policy to take care of your family in the big house if you get hit by a train, worth it.

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Is 1 or 2 million enough?

I don’t know, just asking.

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It just happened earlier than we deserved.

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“Deserved?”

Nobody “deserved” anything.

Go get it.

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Why would TV want Oregon over the Indiana/Cignetti story?

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Nike

West Coast .

Gives them an east-west matchup.

Did Lacy get hurt?