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Started By
Message
re: Health insurance premium for 2018 is absolutely outrageous
Posted on 11/15/17 at 2:21 pm to Isabelle81
Posted on 11/15/17 at 2:21 pm to Isabelle81
quote:
Adding: when I go to an urgent care center, (which really doesn’t handle urgent care) for a cold and am told to buy certain over the counter meds then Insurance is charged in excess of $400 for the visit, this is a problem, a big one. I didn’t see a doctor either, saw an NP. Out of control.
You'd think adults would understand what a cold is and the fact there is zero reason to see a doctor. Treat the symptoms if you'd like, but you're going to be inconvenienced for a few days and it will go away just like it always has.
2
Posted on 11/15/17 at 2:26 pm to StringedInstruments
quote:
$2000/month would destroy us.
I can drop to a high-deductible plan at $1200 per month, and they suck, but the cash I save on premiums would offset the yearly family deductible.
Posted on 11/15/17 at 2:30 pm to slackster
quote:You would be surprised.
You'd think adults would understand what a cold is and the fact there is zero reason to see a doctor. Treat the symptoms if you'd like, but you're going to be inconvenienced for a few days and it will go away just like it always has.
Posted on 11/15/17 at 2:32 pm to Scruffy
Usually a gallon of OJ and some cough suppression syrup help!
Or whiskey, honey, and hot tea.
Or whiskey, honey, and hot tea.
Posted on 11/15/17 at 2:34 pm to Scruffy
Most of my Doctor visits are injury related from staying active.
The last time I went to the Doctor (not urgent care) for something other than an injury was a bad sinus infection. One z-pack and steroid shot later, I was fine.
The last time I went to the Doctor (not urgent care) for something other than an injury was a bad sinus infection. One z-pack and steroid shot later, I was fine.
Posted on 11/15/17 at 2:36 pm to Captain Ron
My ppo for myself + 4 kids went up $36 a pay period.
I was scared it'd be more worser.
I was scared it'd be more worser.
Posted on 11/15/17 at 2:36 pm to mikelbr
quote:
I was scared it'd be more worser.
Better be careful, the grammar nazi's are out in full force right now.
Posted on 11/15/17 at 2:37 pm to slackster
Isabelle is going to be very disappointed when the government she/he doesn't blame tells her to GTFO of this doctor's office.
Posted on 11/15/17 at 3:37 pm to texashorn
Well I feel much better today after reading this lovely article from Charlottesville, Virginia. I don't have anything to get mad about because I could be these folks:
LINK
For many families, an income of $100,000 pretty much means they’re living the American dream. And for many families, that dream came crashing down when they saw what their health care premiums are going to be for 2018.
For Sara Stovall, premiums for her family of four will go from $940 a month to nearly $3,000 a month—$36,000 for the year.
Eden Henderson’s premiums for her family of three jumped 225 percent to $2,600 a month.
And John Harris, former Carlyle Group CFO, says the $1,629 a month silver plan he’s currently paying for his family of four with Anthem will cost $5,395 a month—nearly $65,000 for the year—for the same plan next year with Optima. For laughs he calculated a gold plan. That totals nearly $97,000 a year.
"The good news is for people who are single and make under $48,000 or a family of four earning less than $98,400.
Those earners still qualify for subsidies under the Affordable Care Act, at least for 2018, according to Rowland.
Stovall found that if her family made under $98,000, she could get an insurance plan for $10 a month.
But she warns of a caveat with the non-sliding scale. If you earn $1 over those subsidy-eligible limits of $98K, you owe the full $36,000 cost."
LINK
For many families, an income of $100,000 pretty much means they’re living the American dream. And for many families, that dream came crashing down when they saw what their health care premiums are going to be for 2018.
For Sara Stovall, premiums for her family of four will go from $940 a month to nearly $3,000 a month—$36,000 for the year.
Eden Henderson’s premiums for her family of three jumped 225 percent to $2,600 a month.
And John Harris, former Carlyle Group CFO, says the $1,629 a month silver plan he’s currently paying for his family of four with Anthem will cost $5,395 a month—nearly $65,000 for the year—for the same plan next year with Optima. For laughs he calculated a gold plan. That totals nearly $97,000 a year.
"The good news is for people who are single and make under $48,000 or a family of four earning less than $98,400.
Those earners still qualify for subsidies under the Affordable Care Act, at least for 2018, according to Rowland. Stovall found that if her family made under $98,000, she could get an insurance plan for $10 a month.
But she warns of a caveat with the non-sliding scale. If you earn $1 over those subsidy-eligible limits of $98K, you owe the full $36,000 cost."
Posted on 11/15/17 at 4:30 pm to MrLSU
quote:
Stovall found that if her family made under $98,000, she could get an insurance plan for $10 a month. But she warns of a caveat with the non-sliding scale. If you earn $1 over those subsidy-eligible limits of $98K, you owe the full $36,000 cost.
And this is where earning $1 more will hurt you marginal tax wise. This healthcare mandate is no more than a tax.
Posted on 11/15/17 at 4:55 pm to MrLSU
That's why we should never, never, never leave it up to insurance companies to decide what is covered and how much it will cost.
But the Republicans say if we have a free market, and let Blue Cross decide how much to charge, we will be better off. Wrong. Health insurance needs to be tightly regulated or nationalized.
But the Republicans say if we have a free market, and let Blue Cross decide how much to charge, we will be better off. Wrong. Health insurance needs to be tightly regulated or nationalized.
This post was edited on 11/15/17 at 4:57 pm
Posted on 11/15/17 at 5:08 pm to TBoy
quote:
But the Republicans say if we have a free market, and let Blue Cross decide how much to charge, we will be better off. Wrong. Health insurance needs to be tightly regulated or nationalized.
The skyrocketing costs only occurred in the last 8 years.
Can you guess what happened in that time-frame?
Posted on 11/15/17 at 5:09 pm to TBoy
quote:
That's why we should never, never, never leave it up to insurance companies to decide what is covered and how much it will cost.
i'm totally fine with getting government completely out of health care and using my powers of contract to set the terms that both myself and the company agree upon
quote:
Health insurance needs to be tightly regulated or nationalized.
we took major steps in both directions under the ACA and it has completely fricked people like me (and OP)
sell me on why i should be punished so badly for doing the right thing?
Posted on 11/15/17 at 5:13 pm to Isabelle81
quote:
Adding: when I go to an urgent care center, (which really doesn’t handle urgent care) for a cold and am told to buy certain over the counter meds then Insurance is charged in excess of $400 for the visit, this is a problem, a big one. I didn’t see a doctor either, saw an NP. Out of control.
What kind of person goes to a clinic for a cold?
Posted on 11/15/17 at 5:20 pm to mikelbr
quote:
My ppo for myself + 4 kids went up $36 a pay period.
I was scared it'd be more worser.
That's like saying "they broke in my home , we have four kids, and only raped my wife....i was scared it'd be more worser.
Posted on 11/16/17 at 12:16 pm to Captain Ron
quote:
The skyrocketing costs only occurred in the last 8 years.
You must be 8 years old. Health insurance was out of control before the ACA, stalled a while after enactment, and is out of control again.
Posted on 11/16/17 at 12:30 pm to TBoy
quote:
You must be 8 years old. Health insurance was out of control before the ACA, stalled a while after enactment, and is out of control again.
In 2013 my self employed health insurance was a little over $500 a month. Today - exact same plan - over $1400.
If massive out of control growth was embedded in $500 - I will take that over the 900 increase since thanks
Posted on 11/16/17 at 12:49 pm to MrLSU
quote:
These greedy bastards
people expect to pay a few hundred bucks a month, but also expect to get hundreds of thousands (or even millions) of dollars in medical treatment... all while calling insurance companies greedy. The real greed in the system comes from people taking healthcare they don’t pay for.
Posted on 11/16/17 at 4:50 pm to TBoy
quote:
You must be 8 years old. Health insurance was out of control before the ACA, stalled a while after enactment, and is out of control again.
Government involvement in anything generally makes it significantly worse.
ACA opened pandora's box and it cannot be closed.
Posted on 11/16/17 at 5:00 pm to HailToTheChiz
Absolutely. Take the fine and stash the cash.
$2,000 tax penalty >>> $43,000 towards nothing
$2,000 tax penalty >>> $43,000 towards nothing
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