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OceanMan
| Favorite team: | UNO |
| Location: | |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 22796 |
| Registered on: | 3/2/2010 |
| Online Status: | Not Online |
Recent Posts
Message
Yall suck. He isn’t the HC and is fact leaving. He could have left this morning. CFB is in a bad place
re: One of the worst crash outs I’ve ever seen on here, and for no reason. Game means
Posted by OceanMan on 12/27/25 at 10:23 pm to JumpingTheShark
Right. If you don’t want to win at m why ever bother?
Agreed that call sucks. It was called because the WR stopped.
re: Is Frank really coaching this game...?
Posted by OceanMan on 12/27/25 at 10:19 pm to Tigahs24Seven
Didn’t he get a flag called on him?
It’s not just us, officiating has turned into a clown show
re: Frank Wilson doesn’t need to be back on field
Posted by OceanMan on 12/27/25 at 10:16 pm to broadcaster
quote:
21 unanswerd points falls on head coach and offense not Dc he needs help can't do it all especially with the refs helping houston.
Great job alleviating accountability for the only person that will be retained. Ridiculous.
re: Refs are cheating
Posted by OceanMan on 12/27/25 at 10:07 pm to mrbayoublu
For which call? What happened with th sharp reception that Fritz was so pissed about?
re: Chart shows how genders differ regarding age they find the other gender most attractive
Posted by OceanMan on 12/27/25 at 12:44 pm to Damn Yanks
That looks like a hand drawn chart where’d you find this :lol:
re: Why Are Mid-Level Convertibles No Longer Popular?
Posted by OceanMan on 12/26/25 at 9:20 am to SaveNewOrleans
Can you say “mid-level convertible” one more time?
MC = Mid-level Convertible?
quote:
I've focused on trying to find a good used Miata (probably MC class).
MC = Mid-level Convertible?
re: Ju’Juan Johnson small audition at QB?
Posted by OceanMan on 12/26/25 at 8:48 am to Hold That Tiger 10
quote:
. Unfortunately for him he is a supreme athlete that never got a chance to excel at one position. Is he good enough to, given the opportunity? We don't really know.
I don’t know if I really agree with this. He was heavily involved this year and I believe the primary rusher in multiple games this year. So he got many more opportunities to have the ball in his hands than most people that have ever worn an LSU uniform.
But I still agree,no hard feelings and hope he finds a great fit.
re: Non-Playoff Bowl Games useless.
Posted by OceanMan on 12/26/25 at 8:45 am to Toki Wartooth
quote:
The non playoff bowls aren’t going away and nobody is forcing you to watch them. If they don’t interest you, do something else. Problem solved.
Right. I never understood how people want to make such a huge deal that they are worthless, etc. you don’t have to watch it, but the stats count and the re W/L does too.
re: Associated Press: Venezuelan Family goes from the American dream to poverty
Posted by OceanMan on 12/26/25 at 8:39 am to SallysHuman
quote:
So many questions...
Seriously, it was a confusing story but I think it because
quote:
There HAS to be actual tear jerker stories out there... this ain't one of them.
This. This person seems to be a perpetual migrant, took a shot at the US and it didn’t work. These types of people are not tied down to anything and the reason immigration laws exist.
quote:
What happens with taxes if he donates all the winnings to charity?
Would max out at 60% deductible in current year. If taking the lump sum donating all would result in over $100M in taxes owed (after giving all the money away, would owe over $100M).
However there would be supplemental pay withholding on the lump sum, so not really possible to donate all, around 25% is withheld. Same situation they would get $50-100M at filing
Long story short, this would be a very bad tax move.
re: Sister’s jackass boyfriend just told my kids Santa isn’t real
Posted by OceanMan on 12/25/25 at 7:39 am to TheTigress
I hope you kicked this dude out for literally making your children cry on Christmas. If this is a real story is a sociopath and needs to not have anything to do with your family, screw your sisters feelings she will thank you later
re: Travel route question…
Posted by OceanMan on 12/24/25 at 12:34 pm to jasonbr1975
If it’s the same time, I take the route least likely to cause trouble.
70 miles out the way is really out of the way. 70 more miles that could have a wreck. Would likely never make that choice.
quote:
Both routes are 7.5 hrs. The mostly interstate state route is 70 miles longer,
70 miles out the way is really out of the way. 70 more miles that could have a wreck. Would likely never make that choice.
re: Last minute Christmas Eve panic
Posted by OceanMan on 12/24/25 at 12:26 pm to turnpiketiger
quote:
You people drive ten times more aggressive and are ten times more rude this day of the year. Then you turn around and act like you’re good Christians who love their neighbors.
How many people have you seen drive aggressively and then also see how they treat their neighbors?
It’s not what he said, at least not in the clip on the OP. He basically just said he wants to be aware of actions that could deflate the market.
I’d like to hear of any measure that puts deflationary pressure on housing that could be considered a good thing for consumers or homeowners in the US.
I’d like to hear of any measure that puts deflationary pressure on housing that could be considered a good thing for consumers or homeowners in the US.
I’m not reading 20 pages either, but I watched the clip in the OP and Trump didn’t really take a position. He just discussed the economics at a fairly high level and the only specifics he went into was wanting to avoid making home values and net worth plummet.
As far as 50 year mortgages, it’s been clear since about 2021 that we inevitably get there. The US is historically pretty consumer friendly with loans, so stretching the term is less disruptive than other mortgage products. Not advocating, just pointing out that other countries use longer terms, or shorter terms with variable rates that are renegotiated at term end.
In terms of affordability, I don’t think it makes sense to have this conversation without talking about the cost of new construction. The price has exploded in the past 5-10 years and will continue to impact housing prices as much as interest rates as long as that trend continues.
As far as 50 year mortgages, it’s been clear since about 2021 that we inevitably get there. The US is historically pretty consumer friendly with loans, so stretching the term is less disruptive than other mortgage products. Not advocating, just pointing out that other countries use longer terms, or shorter terms with variable rates that are renegotiated at term end.
In terms of affordability, I don’t think it makes sense to have this conversation without talking about the cost of new construction. The price has exploded in the past 5-10 years and will continue to impact housing prices as much as interest rates as long as that trend continues.
re: The Chiefs' new kansas stadium deal is historically lopsided
Posted by OceanMan on 12/23/25 at 9:22 pm to Mingo Was His NameO
quote:
The play here is obviously ancillary events and indirect revenue.
Sales tax.
re: Still can't believe Brad Davis was a factor into what led us getting Kiffin
Posted by OceanMan on 12/23/25 at 8:25 pm to Sheriff Brackett
quote:
Made me remember that was one of the clips of bad PR that partly led to Kelly's downfall, as well as the fact that he wanted to get rid of both Sloan and Davis, but Woody wouldn't let him.
Why is this a fact in your mind?
I agree that the thought of building sounds miserable. Major renovations can be the same and requires a lot more planning on your part than you would think (flooring transitions, existing openings, matching old with new, etc). The amount of work and closeness to the project to make sure everything goes right might not ever make it feel “new” and you will notice all the depreciation.
That said, we went through this after Ida, and basically got priced out while fighting with insurance (costs went up 10-20% that year), but Cretin homes was very friendly, helpful and transparent with pricing and what you get. They seemed to be pretty solid mid level, we talked to some ppl in the neighborhood that had them build (old neighborhood) and had good things to say. But at the very least, you can see one of their models and they will give you a base price, which at the time was around your range. So I think a visit will give you that baseline you can work off of. Just be mindful of other land improvements like driveways and landscaping as their price is just the main structure.
That said, we went through this after Ida, and basically got priced out while fighting with insurance (costs went up 10-20% that year), but Cretin homes was very friendly, helpful and transparent with pricing and what you get. They seemed to be pretty solid mid level, we talked to some ppl in the neighborhood that had them build (old neighborhood) and had good things to say. But at the very least, you can see one of their models and they will give you a base price, which at the time was around your range. So I think a visit will give you that baseline you can work off of. Just be mindful of other land improvements like driveways and landscaping as their price is just the main structure.
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