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re: Health insurance premium for 2018 is absolutely outrageous

Posted on 11/14/17 at 2:14 pm to
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
76373 posts
Posted on 11/14/17 at 2:14 pm to
Are you actually using customer approval polls from people located on different continents? Christ. There is no way in hell they have the same frame of reference.
Posted by joeytiger
Muh Mom's House
Member since Jul 2012
6037 posts
Posted on 11/14/17 at 2:17 pm to
quote:

But that's not what caused his rates to go up, a failed recall, now is it?

If OBAMAcare had never been passed, wouldn't be no need in any repeals, would there?


The Democrats (without a single vote from a Republican) passed this shite bill. They even knew the bill would eventually fail. Now Democrats are mad because the Republicans couldn't fix it? You can't make this shite up.
Posted by boxcarbarney
Above all things, be a man
Member since Jul 2007
27297 posts
Posted on 11/14/17 at 2:20 pm to
quote:

There are other insurers, you know. See if one of them will beat it


If they haven't packed up shop and left his state.
Posted by TigerstuckinMS
Member since Nov 2005
33687 posts
Posted on 11/14/17 at 2:29 pm to
quote:

That's actually a legit out of the box idea that would work

kudos for that

Wait. When the court combs through your financial statements, do you really think it is going to see large values of assets just suddenly disappearing and is just going to shrug its shoulders and discharge the debt without asking some REALLY hard questions about what kind of horseshite you're up to?
This post was edited on 11/14/17 at 2:32 pm
Posted by 50_Tiger
Arlington TX
Member since Jan 2016
43552 posts
Posted on 11/14/17 at 2:31 pm to
quote:

Wait. When the court combs through your financial statements, do you really think it is going to see large values of assets just suddenly disappearing just going to shrug its shoulders and discharge the debt without asking some REALLY hard questions about what kind of horseshite you're up to?


Well I hope I never have to find out
Posted by TigerstuckinMS
Member since Nov 2005
33687 posts
Posted on 11/14/17 at 2:32 pm to
quote:

Well I hope I never have to find out

#metoo
Posted by lsucoonass
shreveport and east texas
Member since Nov 2003
70143 posts
Posted on 11/14/17 at 2:33 pm to
What do you do for a living?
I guess that shouldn't matter but damn that's bullshite
Posted by Cocotheape
Member since Aug 2015
4242 posts
Posted on 11/14/17 at 2:34 pm to
Rates went up every year before Obamacare as well. Depending on what state you are in the ACA may have (greatly) accelerated that.

Political reality is that most people like provisions like pre existing conditions being covered. That costs money.

Countries with UHC receive a comparable standard of care on the whole at a lower cost. It is, of course, not free. It is also, not the same pros and cons as care is more widely available, and they do some things here and there better than us, but you have the wait times and rationing of care and less choice (if you've got money). The US also does things like cancer treatment better.

For me, UHC is a winner, except for one giant steaming caveat. Government involvement in health care decisions that are inherently private, personal, occasionally religious belief influenced decisions.

I don't have the solutions, and politicians surely do not as the country becomes more polarized. The ACA was probably the best middle ground (expanding coverage, but maintaining primarily private model) attempt anyone could reasonably expect given the political climate. It would take a true bipartisan effort and understanding to do better and we aren't gonna get that.
Posted by RealityTiger
Geismar, LA
Member since Jan 2010
20543 posts
Posted on 11/14/17 at 2:35 pm to
And meanwhile, I wonder how much the big wigs at BCBS make a year.
Posted by doubleb
Baton Rouge
Member since Aug 2006
43088 posts
Posted on 11/14/17 at 2:35 pm to
quote:

we are WAY PAST the point where people will not pay it simply because they cannot afford it


FIFY

People are already rolling the dice, and giving up any health insurance.
Posted by 50_Tiger
Arlington TX
Member since Jan 2016
43552 posts
Posted on 11/14/17 at 2:36 pm to
So instead of having the poor hurt on coverage you pimp out the ACA and make everyone hurt at the same level.

But hey at least we all have coverage
Posted by Double Oh
Louisiana
Member since Sep 2008
24691 posts
Posted on 11/14/17 at 2:39 pm to
quote:

Self-employed people get the shaft.



Thats correct. I just signed up for a group employer plan because im self employed and it was cheaper than an individual policy.
Posted by Cocotheape
Member since Aug 2015
4242 posts
Posted on 11/14/17 at 2:49 pm to
No I think the poor and people around median incomes in the country largely benefit from ACA. People who are self employed or work for smaller employers who make above the household median or thereabout are the ones who have taken it on the chin, as already noted in this thread.

Again, without a bipartisan effort this is what you will get. No reason not to screw the other party's base if you need to pay for something. It's happening with tax reform with respect to state income tax deductions as we speak, just going the other direction.

Political polarization will make things worse and worse. When all sides are willing to screw their fellow citizens to accomplish their ends, we will all get screwed eventually. Healthcare, etc.
Posted by SG_Geaux
Beautiful St George, LA
Member since Aug 2004
80841 posts
Posted on 11/14/17 at 2:53 pm to
quote:

IMO, this will never be “the greatest country in the world” without “free” healthcare.


GTFO with this bullshite.

quote:

Canadians and British pay healthcare through taxes.


My friend in Canada blew out his knee and had to wait SIX MONTHS for an MRI. How does that make any god damn sense? Oh but it was "FREE"
This post was edited on 11/14/17 at 2:54 pm
Posted by RobbBobb
Member since Feb 2007
34410 posts
Posted on 11/14/17 at 3:04 pm to
quote:

Countries with UHC receive a comparable standard of care on the whole at a lower cost.

And yet Canadians and Brits seek out the US system for health care, when they end up on a waiting list
Posted by Topwater Trout
Red Stick
Member since Oct 2010
70178 posts
Posted on 11/14/17 at 3:21 pm to
quote:

MO, this will never be “the greatest country in the world” without “free” healthcare. Canadians and British


Do those countries provide the same level of care....I doubt it
Posted by lsu13lsu
Member since Jan 2008
11843 posts
Posted on 11/14/17 at 3:35 pm to
quote:

Do those countries provide the same level of care....I doubt it


The studies paid for by people who support UHC, say better.

Posted by The Torch
DFW The Dub
Member since Aug 2014
30545 posts
Posted on 11/14/17 at 3:40 pm to
This is 100% Obama's baby, it's all he could think about.

Now the cat's out of the bag and the Insurance Companies can charge whatever they want while decreasing benefits.

All the while you go to any Walmart, in the middle of the day, and there's 100's of idiots walking around in their Pajamas (because they don't work). This shite pisses me off

Posted by jbgleason
Bailed out of BTR to God's Country
Member since Mar 2012
20417 posts
Posted on 11/14/17 at 4:06 pm to
People should have marched on the Capitol when Congress passed the AHC Act but simultaneously exempted themselves to stay on their special government financed Congress only plan.
Posted by slackster
Houston
Member since Mar 2009
91874 posts
Posted on 11/14/17 at 4:08 pm to
FWIW, if your annual healthcare premium cost for the lowest plan totals more than 8.13% of your MAGI, you can qualify for an exemption from the individual mandate.

At that point, you should still decide whether or not you need insurance based on your needs, but that's the threshold for "unaffordable insurance" defined in the ACA, 8.13% of your MAGI. LINK
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