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Got hit by an uninsured driver on Saturday.

Posted on 2/5/18 at 7:11 am
Posted by Slippy
Across the rivah
Member since Aug 2005
7848 posts
Posted on 2/5/18 at 7:11 am
He made a left turn on a red light in front of me and I plowed into him. My car is fricked.

I'm not even sure he got a ticket for running the light. Multiple witnesses.

I'm sure I'll get sued anyway. If so, it'll be nuclear war.

I fricking hate people.
Posted by Ancient Astronaut
Member since May 2015
37416 posts
Posted on 2/5/18 at 7:12 am to
Why won’t you be suing him?
Posted by jmarto1
Houma, LA/ Las Vegas, NV
Member since Mar 2008
39265 posts
Posted on 2/5/18 at 7:12 am to
Plenty of places to hide a body
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
141237 posts
Posted on 2/5/18 at 7:12 am to
Happened to me once. You are screwed. Blame politicians.
Posted by TDsngumbo
Member since Oct 2011
51639 posts
Posted on 2/5/18 at 7:12 am to
You have to make sure the police write witness statements into the accident report. Police are lazy and usually don’t do that unless there are injuries.
Posted by Slagathor
Makin' jokes about your teeny tiny
Member since Jul 2007
39015 posts
Posted on 2/5/18 at 7:13 am to
Hope you’re ok. That’s what YOUR insurance is for. Yes, people suck.
Posted by LSUTigersVCURams
Member since Jul 2014
21940 posts
Posted on 2/5/18 at 7:13 am to
Well, you have UM coverage, right?

Posted by TigerGman
Center of the Universe
Member since Sep 2006
14079 posts
Posted on 2/5/18 at 7:13 am to
Posted by TDsngumbo
Member since Oct 2011
51639 posts
Posted on 2/5/18 at 7:13 am to
Posted by sleepytime
Member since Feb 2014
3935 posts
Posted on 2/5/18 at 7:14 am to
Welcome to LA and why our auto rates are insane
Posted by Picayuner
Member since Dec 2016
3875 posts
Posted on 2/5/18 at 7:15 am to
A buddy of mine is in the wreck business and he swears almost half the people don’t have insurance. Also your insurance company wants to blame you in the end to raise your rates. You are in a bind now with no repercussion available. When “they” don’t have insurance you are going to pay not “them” .
Posted by thermal9221
Youngsville
Member since Feb 2005
15383 posts
Posted on 2/5/18 at 7:16 am to
Uninsured motorist coverage.
That is why you buy it.
Posted by BamaCoaster
God's Gulf
Member since Apr 2016
7407 posts
Posted on 2/5/18 at 7:18 am to
quote:

Uninsured motorist coverag


Only covers medical expenses, not physical damage to your vehicle.
Posted by Breesus
Unplug
Member since Jan 2010
69549 posts
Posted on 2/5/18 at 7:18 am to
quote:

Welcome to LA and why our auto rates are insane



Our auto rates are insane because every lawyer commercial just says "Douche got me a check for 300,000!!!! He'll get you one to!!!!!" no mention of how bad the accident was or why they get a check. Just the thought if you get in an accident you get a check. And they have their own doctors who make up bullshite reports and swear on them. Then our brilliant state decided to just let insurance companies sue each other and intervene on behalf of a parties so we have an entire economic system built on personal injury lawyers settling with insurance company adjusters and lawyers for huge fees that are almost always unnecessary.

I hate this fricking state and lawyers and politicians some times.
Posted by choupiquesushi
yaton rouge
Member since Jun 2006
35695 posts
Posted on 2/5/18 at 7:19 am to
quote:

Message
Slippy

Got hit by an uninsured driver on Saturday.
He made a left turn on a red light in front of me and I plowed into him. My car is fricked.

I'm not even sure he got a ticket for running the light. Multiple witnesses.

I'm sure I'll get sued anyway. If so, it'll be nuclear war.

I fricking hate people.


yeah broome has stopped the racist inspection sticker checkpoints look for more of this
Posted by tLSU
Member since Oct 2007
8692 posts
Posted on 2/5/18 at 7:21 am to
quote:

Only covers medical expenses, not physical damage to your vehicle.


Hence why you buy collision.
Posted by TakeAGander
Baton Rouge
Member since Jun 2010
584 posts
Posted on 2/5/18 at 7:22 am to
I was hit by a driver with no insurance, outstanding warrants, and a suspended DL. Yes, they will go after your insurance company. All I could do was laugh when my insurance company called to let me know they were working on a settlement with the driver and her 2 passengers. Your insurance company will pay out. We have an amazing law system.
Posted by Slippy
Across the rivah
Member since Aug 2005
7848 posts
Posted on 2/5/18 at 7:22 am to
Car was occupied by a couple of old black men from New Orleans. When I saw them get out of the car, I said to my wife, "No insurance."
Posted by NIH
Member since Aug 2008
125089 posts
Posted on 2/5/18 at 7:23 am to
Get Gordon, Get it Done.
Posted by Festus
With Skillet
Member since Nov 2009
86142 posts
Posted on 2/5/18 at 7:25 am to
Even if you are deemed 100% at fault, if he doesn't have insurance, he cannot collect the first $15K in bodily injury damages against you, or the first $25K in property damage. La. is a no pay, no play state. Unless he has major injuries, no attorney is going to waste their time representing him to sue you.
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