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Started By
Message
re: Got hit by an uninsured driver on Saturday.
Posted on 2/5/18 at 7:25 am to sleepytime
Posted on 2/5/18 at 7:25 am to sleepytime
quote:
Welcome to LA and why our auto rates are insane
Don't forget that you drunk idiots can't stop yourselves from getting behind the wheel after you've had 5 hurricanes.
0
Posted on 2/5/18 at 7:27 am to Breesus
There are a bunch of reasons why auto rates in Louisiana are bad besides the tort system. Think of how many poor people there are driving piece of shite cars in Louisiana. Also think of how many of those people have insurance. Not many.
Not to mention our road system is absolute shite.
I do agree with the advertising aspect, though. The auto claim mills advertising campaigns have led every ignorant poor person who gets in a wreck to think if they get in a wreck, it's an automatic six figure settlement. What Morris Bart and Gordon forget to mention is that those huge settlements they get are for clients with an absolute shite ton in medical bills who were severely injured.
Not to mention our road system is absolute shite.
I do agree with the advertising aspect, though. The auto claim mills advertising campaigns have led every ignorant poor person who gets in a wreck to think if they get in a wreck, it's an automatic six figure settlement. What Morris Bart and Gordon forget to mention is that those huge settlements they get are for clients with an absolute shite ton in medical bills who were severely injured.
Posted on 2/5/18 at 7:28 am to BamaCoaster
quote:
Only covers medical expenses, not physical damage to your vehicle.
You can purchase UMPD, which is uninsured motorist coverage for property damage. However, your property damage would be covered under your collision coverage if you carry it.
Posted on 2/5/18 at 7:29 am to BamaCoaster
^ what he said
This post was edited on 2/5/18 at 7:31 am
Posted on 2/5/18 at 7:30 am to Slippy
Why would you get sued if he ran the light in front of you with multiple witnesses?
Posted on 2/5/18 at 7:31 am to stelly1025
quote:
Why would you get sued if he ran the light in front of you with multiple witnesses?
Spencer callahan.
This post was edited on 2/5/18 at 7:32 am
Posted on 2/5/18 at 7:36 am to LSUTigersVCURams
quote:
Well, you have UM coverage, right?
Uninsured motorist coverage is the biggest damn rouse. I already pay for insurance why the hell do I need supplemental coverage for somebody with no insurance?
This post was edited on 2/5/18 at 7:37 am
Posted on 2/5/18 at 7:37 am to kengel2
quote:
Spencer callahan.
If it is in the police report what case does he have. I had one that ran a light, hit me, but didn't want to claim she was at fault even though she was cited and put in the wrong with witnesses. If it is in the police report and he is not in the wrong than even Spencer Callahan can't do shite.
Posted on 2/5/18 at 7:37 am to brass2mouth
Why do birds fly but not swim?
Posted on 2/5/18 at 7:38 am to Slippy
A 16 year old girl hit me head on one afternoon. We were both doing about 50 mph. It was her 3rd wreck that was her fault and her family sued me because the Troopers wrote the report wrong.
Go ahead and start looking for a lawyer.
Go ahead and start looking for a lawyer.
This post was edited on 2/5/18 at 7:44 am
Posted on 2/5/18 at 7:42 am to YoungManOldMan
Penguins swim.
Posted on 2/5/18 at 7:42 am to NIH
quote:
Get Gordon, Get it Done.
Umm, he was hit by an uninsured driver not a major trucking company. He can't help you but he'll keep you in his prayers.
Posted on 2/5/18 at 7:43 am to brass2mouth
quote:
I already pay for insurance why the hell do I need supplemental coverage for somebody with no insurance?
Your insurance is to cover your liability to others and is based upon your driving history and other factors. Why would an insurance company pay incur liability of a third party against you?
Posted on 2/5/18 at 7:44 am to Slippy
Your UM will take care of it.
My lawyer once said they cannot sue without insurance.
Pay for play.
My lawyer once said they cannot sue without insurance.
Pay for play.
Posted on 2/5/18 at 7:45 am to MrLarson
quote:
A 16 year old girl hit me head on one afternoon. We were both doing about 50 mph. It was her 3rd wreck that was her fault and her family sued me because the Troopers wrote the report wrong.
How did that turn out?
Posted on 2/5/18 at 7:45 am to Slippy
Also get a. dash cam, it's fricking stupid not to have one.
They are only $30.
They are only $30.
Posted on 2/5/18 at 7:47 am to Breesus
I wish personal injury lawyers couldn't advertise.
Posted on 2/5/18 at 7:47 am to Napoleon
quote:
My lawyer once said they cannot sue without insurance.
Pay for play.
They can sue, but they can't recover the first $25K in property damage and the first $15K in bodily injury. If they were uninsured, no way their vehicle was valued at over $25K, so they get nothing. And they would have to be really injured badly for any attorney to absorb the first $15K of their bodily injury damages. There ain't no attorney that's gonna take their case.
Posted on 2/5/18 at 7:47 am to Slippy
It’s unfortunate the easy credit has every non-contributing zero driving around aimlessly throwing garbage out the window.
Posted on 2/5/18 at 7:48 am to Breesus
its not just happening in Louisiana.... PI lawyers in every state pollute the airways day and night.
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