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re: Does your work have a pension/401k/good insurance/bonuses?

Posted on 1/23/19 at 7:42 am to
Posted by hob
Member since Dec 2017
2403 posts
Posted on 1/23/19 at 7:42 am to
quote:

Cigna insurance


I feel your pain.
Posted by bountyhunter
North of Houston a bit
Member since Mar 2012
7180 posts
Posted on 1/23/19 at 7:58 am to
Managers have it better, but we get long-term stock options, typically in the 10-20% range, annual bonus of up to 20%, and 401k matching up to 10%. Insurance is pretty good, I pay 250 per month for the entire family, that includes dental and vision.

Been here almost 4 years and I have saved everything except the bonuses for retirement.
This post was edited on 1/23/19 at 8:00 am
Posted by lsunurse
Member since Dec 2005
129146 posts
Posted on 1/23/19 at 7:58 am to
quote:

Nurse - thats not bad for health care. Unless the pay really sucks. No one at my hospital got raises for 5 years, unless they got promoted.



The pay isn't horrible by any means. And my position has very good job security (I can easily stay in my position until I retire if I want). I just know other hospitals in the area pay more. But...they aren't linked to AZ Retirement plan so that could be why.

We didn't get raises for a couple years as well.
Posted by BenDover
Member since Jul 2010
5572 posts
Posted on 1/23/19 at 7:59 am to
9% 401K, Aetna insurance $120/mo, free t-mobile service if you want it, EOY bonus based on annual review, 15 PTO days
Posted by slackster
Houston
Member since Mar 2009
91871 posts
Posted on 1/23/19 at 8:34 am to
quote:

Yes. Went up 25% for yoy 16-17. We are owned by a huge insurance company out of the UK. Our company makes up 16% of their portfolio. The esop plan takes into account all assets owned by our mother company, not just us.


I question some of these privately held ESOP valuations, but as long as you get out and get paid what they say, an inflated valuation is irrelevant to you.
Posted by MLCLyons
Member since Nov 2012
4790 posts
Posted on 1/23/19 at 9:34 am to
pensions are pretty rare these days.
Posted by vjp819
South Sec. 414 / Alex Box Sec. 210
Member since Nov 2003
10882 posts
Posted on 1/23/19 at 9:49 am to
the company I retired from had all of those benefits including pension, health, life and dental insurance, matching 401k, plus several others including paid retiree medical for retiree and spouse. But for those who work there now the paid retiree medical is no longer, and neither is the pension.There is still life, health, dental and a few other insurances, and matching 401k. Fortunately I was in the last group that received the pension, and my wife and I take advantage of the retiree medical.
Posted by KG6
Member since Aug 2009
10920 posts
Posted on 1/23/19 at 10:15 am to
No pension.

401k match 5% on 6% employee contribution with a 4% lump employer contribution at the end of the year (only 3% this year though for some reason)

Up to 15% Bonus possibility based on earnings. Usually about 10%

15% discount on company stock through ESPP up to 10% of salary.

Typically awarded about 15% of salary in restricted stock each year. Typically as it's at manager's discretion, but I've gotten in for the last 6 years.
This post was edited on 1/23/19 at 10:57 am
Posted by TigerKurt
Kenner, LA
Member since Apr 2005
1072 posts
Posted on 1/23/19 at 10:43 am to
401(k) with 5% company contribution-no match
fully paid good Blue Cross insurance
Posted by ColoradoAg03
Denver, CO
Member since Oct 2012
6687 posts
Posted on 1/23/19 at 10:51 am to
Good PPO for cheap, semi-annual bonus, 401k match 1:1 up to 6%, annual restricted stock grants, STD/LTD, annual market merit raise, etc
This post was edited on 1/23/19 at 10:54 am
Posted by Epic Cajun
Lafayette, LA
Member since Feb 2013
37463 posts
Posted on 1/23/19 at 10:56 am to
Flexible work (from home)
Good salary
3% bonus (eligible based upon revenue goals)
Decent Insurance-$1500 put into my HSA a year
50% match on 401k up to 4%
Life insurance paid by employer
Disability paid by employer
15 PTO days
9 holidays
Posted by BrohemAlem11
Ratchet City, LA
Member since Oct 2014
13912 posts
Posted on 1/23/19 at 10:59 am to
I have a 401K with 6% matching, good medical/dental, a small bonus that increases every year and as of right now I get 12 days PTO per year, but that also increases every year. I'm pretty happy overall!
Posted by wheelz007
Denham Springs, LA
Member since Jan 2010
3386 posts
Posted on 1/23/19 at 11:20 am to
I've been with my company 10 years.

Good salary (annual 2.5-3% increases)
Great health benefits
Match 6% on my 401K
Then, they deposit another 5% of my salary into my 401K every January as part of "profit sharing". So, if I am contributing 6%, they will contribute 11%.

Annual bonus valued at "Up to 14%" of my salary BUT.... They used to pay it out in March in 1 lump sum. They don't do that anymore. The company has grown a lot over the last 3-4 years and taken on a ton of new debt and head count.

Now, They pay us in 3 installments, over the course of 3 years and it's now called a "retention bonus" but still... you have to figure that into your annual income. They give you the month and year of when your next payment is set to be paid out.


I get about 27 or 28 days PTO for the year.

They pay for my cell phone.
Posted by CHEDBALLZ
South Central LA
Member since Dec 2009
23342 posts
Posted on 1/23/19 at 11:25 am to
Very good

Medical CDHP 1000, 800, then 20/80
Vision
Dental
100000 life
LTD
STD

$33 week

401K

Match you up to 5%
Some other plan they put %3
Posted by bobaftt1212
Hills of TN
Member since Mar 2013
1416 posts
Posted on 1/23/19 at 2:46 pm to
6 weeks PTO after 10 years
4.5 defined contribution into 401k plus 5% match
Annual (so far) bonus

Pretty happy
Posted by NfamousPanda
Central
Member since Jan 2016
1206 posts
Posted on 1/23/19 at 3:08 pm to
Solid 401K. Bonus of less than 2% with terrible insurance. 100 vacation hours and 60 sick time. I love my job, but some of the "perks" are very lacking
This post was edited on 1/23/19 at 3:10 pm
Posted by LSUScores
Member since Oct 2015
1507 posts
Posted on 1/23/19 at 3:49 pm to
Fairly decent salary
Company pays entire $2500/month premium for family health insurance coverage
Usually receive 3% bonus
Company contributes 10% of salary to retirement fund
26 days of PTO
This post was edited on 1/23/19 at 4:16 pm
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