re: Does your work have a pension/401k/good insurance/bonuses?

75% match up to 7% on the 401K

8% bonus - eligible for 125% of this

Insurance defuctible is high ($7K for family), but they’re generous with the HSA ($3500).

23 PTO days

Holidays (even MLK day)

Pension, 99% of highest 3 years averaged out at 30 years, along with 457b plan I put money in. If work 30 years it’s 50/50 match and if less than 30 it’s I pay 75% and employer 25%. Insurance has an HSA and high deductible though $4,000. That’s with fire department. In my windshield business I put a little in a Roth IRA.

Hourly wage
No comp time
No sick days
No double time in home state
No vacation pay in home state
No 401k

Full family insurance paid
11.65 per hr. pension paid, 12% credited
2.00 per hour annuity

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windshieldman

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Were located at?

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healthy as a 30 year old

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Heart failure at 52

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Does not compute old man

I take a $1 annual salary

It is mostly symbolic due to my massive equity grants and options

No complaints with health insurance quality, and they deposit 500 into a HSA .

Get 4% match into 401k (Roth and traditional), with a variable profit sharing that typically is around 3-4%. Offering is pretty good as well, with both actively managed funds which actually look worth the fees and low cost vanguard options.

3 week’s vacation a year.

6 days sick time a year.

Vacation rolls over and can build to up to six weeks. Pays out upon leaving.

Sick time can build up till around 2 months worth, can’t get cashed out on it.

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please make sure you have disability insurance.

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Having a good disability insurance has MADE a BIG difference on how we live.

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Very good advice, fish...when we are young, we typically put way too much stock in salary and not nearly enough in things like retirement, insurance, etc. sooner or later, something will happen that will make all of that a heck of a lot more important.

$5,000 raise per year

401k doesn't vest until 3 years of employment

13 days PTO (vacation/personal/sick) a year - accruing at one day for each four weeks of employment

Average at best insurance

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No pension and a small annual bonus. Good insurance, 401k with match up to 6% and I get 30 days of PTO per year.

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Sounds like the job I worked for 27 years. I had great health insurance too. Didn't know how good was until I spent from 10/04/10-01/06/11 in the hospital, and had to have 11 procedures. I only owed seven grand when the dust settled. (ETA: I don't have any dependents, so I didn't pay a dime for my insurance.)

Medicare, and my AARP supplemental insurance is nowhere near as good as my old insurance. (ETA: I had to pay $460 for one of my prescriptions last week. I used to get mad at paying $50 for a non-generic.) The Cobra Insurance I had to buy for a few months was twice as much as what I pay now, and wasn't worth crap.

Both of my parents are in their 80's, and have real pensions. Dad's is from International Paper Company when they did some kind of crazy matching 80% of his average wages. My mom taught, and was a school district supervisor for 10 or 12 years. She made good money as a supervisor, and didn't retire until she was 75. My dad gets a check from Social Security too. I tell them both, I'd been better off becoming a bus driver in 1984, when I moved to Dallas, even though I had a great, well-paying job.