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Started By
Message
re: Arkansas hospital lawyers up, sues for medical debt
Posted on 9/13/23 at 10:07 am to WaydownSouth
Posted on 9/13/23 at 10:07 am to WaydownSouth
Either those responsible pay the bills, or everyone else pays those bills through higher fess down the road.....
0
Posted on 9/13/23 at 10:09 am to WaydownSouth
Bring back debtors prisons.
Controversial opinion:
America is only free market when it comes to everything else but the third rail...healthcare.
Hospitals should be able to turn away those without insurance like every other business.
Also, if you go to the hospital die and have no insurance to pay. Hospital should be able to make a claim to your body to fulfill the debt. That means...organ donation.
What other business has people with no money show up, make you waste resources and saddles you with their expenses...then leaves (or dies).
It's objectively a terrible business model.
Controversial opinion:
America is only free market when it comes to everything else but the third rail...healthcare.
Hospitals should be able to turn away those without insurance like every other business.
Also, if you go to the hospital die and have no insurance to pay. Hospital should be able to make a claim to your body to fulfill the debt. That means...organ donation.
What other business has people with no money show up, make you waste resources and saddles you with their expenses...then leaves (or dies).
It's objectively a terrible business model.
Posted on 9/13/23 at 10:11 am to stout
quote:
Healthcare is screwed all around
...which was the plan all along. If you are under 60, you will see universal HC in your lifetime, sadly.
Posted on 9/13/23 at 10:14 am to WaydownSouth
People need to understand most hospitals are not charities. Some are though. If you cant afford to go to a for profit hospital, go to one of the charity hospitals.
Posted on 9/13/23 at 10:18 am to statman34
quote:
It is a business but when you buy something on a credit card you know full well what you are spending and purchasing. When you go to a hospital you may or may not know if a doctor is in network or a facility is in network or how much the procedure will cost before you do it or if you even know at all as in an emergency situation. There is no firm understanding of the cost prior to treatment for 90% of the things done. So I would say it is vastly different from credit card debt.
This is the real problem. The doctor knows what needs to be done to fix you, but have no idea what the costs are...nor do they care. They keep it vague and disconnected intentionally. People would forgo procedures and/or optional services if they knew the costs.
All of that said, the current system is complete nonsense. We've got some really smart people in Washington that could figure this out. Honestly, Medicare for all would be the right answer...but that will cost the medical industry billions of dollars per year.
Posted on 9/13/23 at 10:22 am to DiamondDog
quote:
Bring back debtors prisons.
Controversial opinion:
America is only free market when it comes to everything else but the third rail...healthcare.
Hospitals should be able to turn away those without insurance like every other business.
Also, if you go to the hospital die and have no insurance to pay. Hospital should be able to make a claim to your body to fulfill the debt. That means...organ donation.
What other business has people with no money show up, make you waste resources and saddles you with their expenses...then leaves (or dies).
It's objectively a terrible business model.
So you're good with just leaving a little kid or grandma rotting in the gutter if they break their leg and have no insurance?
Come on man. How old are you?
Posted on 9/13/23 at 10:24 am to statman34
It’s not at all like any other debt. Experience has taught us that hospital bills are not real. What is billed depends entirely on who is being billed not what was done or supplied. Uninsured patients may pay dramatically more than an insurance co. pays. And Medicare pays a different amount and a workers compensation plan will be billed on an another scale.
Someone or everyone is getting screwed and it’s not the hospital.
Someone or everyone is getting screwed and it’s not the hospital.
Posted on 9/13/23 at 10:29 am to tilthatday
I had to pay $900 out of pocket on top of what insurance paid for 2 non-invasive hearing tests. Just sat in a room and said yes when I heard a noise.
Why wasn’t it a co-pay for the office visit? Because the office I visited just happened to be attached to a hospital.
Why wasn’t it a co-pay for the office visit? Because the office I visited just happened to be attached to a hospital.
Posted on 9/13/23 at 10:30 am to Ssubba
quote:
I was served civil suit court papers by a sheriff, collections was suing me for the remainder. I tossed them in the trash too. Never heard anything else. Years later I'm assuming the court just threw it out
There is probably a judgement on your credit report. And unlike regular debts, judgements don't drop off after 7 years. Good luck buying a car or a house.
Posted on 9/13/23 at 10:31 am to WaydownSouth
What about the ones who use the ER as a primary physician ?
Posted on 9/13/23 at 10:33 am to tilthatday
quote:
Someone or everyone is getting screwed and it’s not the hospital.
Everyone, even the hospital, gets screwed by the ones not paying their bills.
Posted on 9/13/23 at 10:41 am to WaydownSouth
quote:
On the other hand, frick people using the hospital like their PCP and expecting shite to be free. Pay up or take better care of yourself
That’s mostly these people:
quote:
Patterson said that UAMS does not collect debt owed by patients with a household income less than 200% of the federal poverty level – a total of about $60,000 for a family of four – or people who are unemployed
Posted on 9/13/23 at 10:44 am to slackster
quote:
. If I ask you how much it’s going to cost, you shouldn’t have to answer with “well, it depends…”
And get a completely different answer if you call down the street. The insurance company isn't interested in you saving them some money.
Posted on 9/13/23 at 10:50 am to WaydownSouth
Hospitals are crooks and in bed with insurers. I wouldn’t pay anything inflated or for bad service. Or would set up a ridiculous $10 per month payment plan.
Posted on 9/13/23 at 10:55 am to WaydownSouth
Pay your bills. Even if you send them $100 a month, they will cash the check and continue taking them till you die.
Posted on 9/13/23 at 11:02 am to GetCocky11
quote:
Insurance pays them a frick ton already on my behalf
No they don't. They adjust a frick ton of it
Posted on 9/13/23 at 11:05 am to kennypowers
quote:
So you're good with just leaving a little kid or grandma rotting in the gutter if they break their leg and have no insurance?
We have medicaid and medicare. We have a social program for everything.
But it's funny you mention that. That's been the way of the world for millennia. Still is that way in 90%+ of the earth.
Posted on 9/13/23 at 11:07 am to deeprig9
quote:
There is probably a judgement on your credit report. And unlike regular debts, judgements don't drop off after 7 years. Good luck buying a car or a house.
There's not. And I've bought both since then. Still, I don't recommend what I did.
Posted on 9/13/23 at 11:13 am to WaydownSouth
Hospitals should provide on the front end how much services will cost. This would solve quite a bit.
Secondly, either take the regulations away and let the free market do it's thing OR frick it and just go universal. We currently have this bastardized dumpster fire that is helping no one.
Secondly, either take the regulations away and let the free market do it's thing OR frick it and just go universal. We currently have this bastardized dumpster fire that is helping no one.
Posted on 9/13/23 at 11:22 am to TubaDawg
quote:
Hospitals should provide on the front end how much services will cost. This would solve quite a bit.
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