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Started By
Message
re: Arkansas hospital lawyers up, sues for medical debt
Posted on 9/13/23 at 9:29 am to WaydownSouth
Posted on 9/13/23 at 9:29 am to WaydownSouth
quote:
Each year, he said, the university writes off about $100 million in medical care for people who can’t afford to pay.
And that my friends are why health costs keep rising.
0
Posted on 9/13/23 at 9:29 am to WaydownSouth
Overnight stay at a hospital for monitoring/Covid treatment. Hospital bills insurance 58K
Insurance pays around 36K due to negotiated rates.
This is in addition to bills from hospitalist, other specialists and deductible paid.
I call that fair.
Insurance pays around 36K due to negotiated rates.
This is in addition to bills from hospitalist, other specialists and deductible paid.
I call that fair.
Posted on 9/13/23 at 9:31 am to GeauxGutsy
quote:
Covid treatment
What did this entail?
Posted on 9/13/23 at 9:35 am to WaydownSouth
The healthcare system is fricked in every single possible angle.
Hospitals would be lucky to break even. Why? Because their bills are so expensive for the dumbest shite. Insurance companies choose when to pay and when not to pay, and there is no rhyme or reason for why they choose to do so. Hospitals are constantly paying for the newest and most expensive machines and medicine that come out, thus pushing more costs onto the patient. Patients come in because they have a runny nose but need to waste a doctor's time at the ER. Same person is probably on Medicaid that 1. does not have enough money to pay most bills and 2. Medicaid will probably not pay most of because as I mentioned, they will choose when to pay and how much they feel like paying. It is all royally fricked.
Hospitals would be lucky to break even. Why? Because their bills are so expensive for the dumbest shite. Insurance companies choose when to pay and when not to pay, and there is no rhyme or reason for why they choose to do so. Hospitals are constantly paying for the newest and most expensive machines and medicine that come out, thus pushing more costs onto the patient. Patients come in because they have a runny nose but need to waste a doctor's time at the ER. Same person is probably on Medicaid that 1. does not have enough money to pay most bills and 2. Medicaid will probably not pay most of because as I mentioned, they will choose when to pay and how much they feel like paying. It is all royally fricked.
Posted on 9/13/23 at 9:36 am to GeauxGutsy
quote:
Overnight stay at a hospital for monitoring/Covid treatment. Hospital bills insurance 58K
Insurance pays around 36K due to negotiated rates.
This is in addition to bills from hospitalist, other specialists and deductible paid.
I call that fair.
Do you think $100k to airlift someone to a hospital is fair? Because that's what it costs, and most insurance companies will not pay it.
Posted on 9/13/23 at 9:37 am to WaydownSouth
The whole system is a house of cards. And a scam. Hospitals keep about 6 sets of books: private pay, insured out of network, favored insurer, state comp, Medicare, Medicaid and other negotiated arrangements. No two figures are the same.
I’ll worry about this when the doctors stop driving Mercedes and the administration isn’t making seven figures.
I am as conservative as they come. The fact that we do not have universal healthcare is a disgrace. The pharmaceutical and medical industries in this country gouge their patients. And so many patients are dumb enough to say thank you.
I’ll worry about this when the doctors stop driving Mercedes and the administration isn’t making seven figures.
I am as conservative as they come. The fact that we do not have universal healthcare is a disgrace. The pharmaceutical and medical industries in this country gouge their patients. And so many patients are dumb enough to say thank you.
This post was edited on 9/13/23 at 9:39 am
Posted on 9/13/23 at 9:40 am to WaydownSouth
the people who don't pay just make the costs higher for the ones that do. If you have no insurance you should be declined treatment...or forced to go to a charity hospital. But poor people are too good for charity hospitals and want the same level of care people who pay get.
Posted on 9/13/23 at 9:43 am to stout
quote:
It's not all their fault. Some of the charges for simple things in hospitals are ludicrous. Also, there shouldn't be an insurance price and a cash price. There should just be a price. Hospitals raping insurance companies just because they can is out of control.
I’m not solely blaming insurance companies, just the system as a whole.
Posted on 9/13/23 at 9:46 am to stout
quote:
Also, hospitals need to quit charging $50 for a single aspirin then maybe things would be more affordable
No bullshite, this was in the late 90s, but my dad was in and out of the hospital for the last two years of his life. They would give him Tylenol and charge $35 per Tylenol.
They charge those prices knowing insurance is going to pay for it.
They charge outrageous prices, but the bad thing about it for some people, its not like they can shop around if its an emergency.
Posted on 9/13/23 at 9:49 am to tilthatday
quote:
and the administration isn’t making seven figures.
There's a "non-profit" health system in SC where multiple top-level administration make over 7 figures a year.
Posted on 9/13/23 at 9:49 am to TigerintheNO
quote:
pay your debts
In general.. Yes. If you sign up to pay you should BUT
To me the hospital world is a bit different. You visit a hospital ... Then over the next 4 -6 months you'll get a slew of mailings some "not a bill / don't pay" .. Then you'll get actual bills from people/services you have no idea that you owed. Or look exactly (or were actually what you have paid but not updated/misapplied) ...but the clock for collections is still running.
Then with cust service/billing.... You dispute something .. The clock still runs and it's a game run out the clock with "let me research" or "that's so so 's area and she is out...I'll have her get back to you ( this was my exact scenario for 8+wks with Baptist Jacksonville)
So there are a myriad of ways for bills to go unpaid, into collections/lawsuits but not trying to duck legit debts
Posted on 9/13/23 at 9:50 am to Topwater Trout
quote:
If you have no insurance you should be declined treatment...or forced to go to a charity hospital. But poor people are too good for charity hospitals and want the same level of care people who pay get.
You don't know what the hell you're talking about
Posted on 9/13/23 at 9:52 am to WaydownSouth
I think it's less about people not wanting to pay their debts vs. the outrageous cost of healthcare and not being able to afford the bill that comes.
Posted on 9/13/23 at 9:53 am to OweO
quote:
They charge those prices knowing insurance is going to pay for it.
the insurance doesn't pay that much per pill. They all negotiate the price of everything.
If gall bladder surgery costs 50k the insurance may have a deal to pay 35k for that procedure. Now medicare on the other hand probably says you will only get 20k. It's all BS and who knows how out of line the charges are.
Posted on 9/13/23 at 9:54 am to WaydownSouth
quote:
Not sure how to feel on this one. Seems like a bad look, sending out random lawsuits for small amounts of money that likely doesn’t make a difference.
Wut? Do you pay your credit card bill? What's the difference? A hospital is a business, not a charity.
Posted on 9/13/23 at 9:56 am to WaydownSouth
quote:
Seems like a bad look, sending out random lawsuits for small amounts of money that likely doesn’t make a difference.
quote:
Each year, he said, the university writes off about $100 million
Sounds like the “small amounts” add up
Posted on 9/13/23 at 9:57 am to idlewatcher
quote:
What's the difference? A hospital is a business, not a charity.
It is a business but when you buy something on a credit card you know full well what you are spending and purchasing. When you go to a hospital you may or may not know if a doctor is in network or a facility is in network or how much the procedure will cost before you do it or if you even know at all as in an emergency situation. There is no firm understanding of the cost prior to treatment for 90% of the things done. So I would say it is vastly different from credit card debt.
Posted on 9/13/23 at 9:59 am to idlewatcher
quote:
A hospital is a business, not a charity.
It was a sad day in this country when this became true.
ETA: And I'm pretty sure most hospitals in this country operate as non-profit.
This post was edited on 9/13/23 at 10:07 am
Posted on 9/13/23 at 10:02 am to statman34
quote:
When you go to a hospital you may or may not know if a doctor is in network or a facility is in network or how much the procedure will cost before you do it
i doubt that they are suing many patients with insurance. I would think people without insurance are the ones that owe the most.
Posted on 9/13/23 at 10:05 am to WaydownSouth
I'm guilty. I was young and didn't have insurance when I fell rock climbing. Hospital slashed my bill in half down to $30k. I paid about $10k and then was sick of going through my savings, so I just said screw them and tossed the bills in the trash. Year later (two years after the initial accident) I was served civil suit court papers by a sheriff, collections was suing me for the remainder. I tossed them in the trash too. Never heard anything else. Years later I'm assuming the court just threw it out. I don't recommend what I did.
This post was edited on 9/13/23 at 10:06 am
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