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re: Anyone have issues with physical credit cards?

Posted on 5/12/26 at 5:50 am to
Posted by Philzilla2k
Member since Oct 2017
12933 posts
Posted on 5/12/26 at 5:50 am to
Operator error
Posted by Gorilla Ball
Az via La
Member since Feb 2006
13298 posts
Posted on 5/12/26 at 5:54 am to
There’s a shell gas station by my house that I always have issues with my cc at there pumps.
I eventually stopped going there.
Posted by TDFreak
Coast to Coast - L.A. to Chicago
Member since Dec 2009
9332 posts
Posted on 5/12/26 at 5:56 am to
Same issue.

Tap still works though.
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
478117 posts
Posted on 5/12/26 at 6:01 am to
The only place I have ever had a real problem with physical cards being read is Sam's, but I use the app to scan and go now, so it never affects me anymore.
Posted by TigerGM
Member since Nov 2014
1150 posts
Posted on 5/12/26 at 6:12 am to
Walmart doesn’t do tap because they want you to use their payment system on their app.
Posted by JoeyP239
Member since Nov 2025
1523 posts
Posted on 5/12/26 at 6:35 am to
quote:

There’s a shell gas station by my house that I always have issues with my cc at there pumps. I eventually stopped going there


Same here. These businesses are losing money by doing something that seemingly is cheap to put into place.

Once you use tap on your phone you’ll never go back to using the physical card
Posted by Jake88
Member since Apr 2005
80265 posts
Posted on 5/12/26 at 6:38 am to
quote:

It’s million times easier
Yeah, like OMG, like sooooo easier. Saves like hours you know.
Posted by JoeyP239
Member since Nov 2025
1523 posts
Posted on 5/12/26 at 6:42 am to
quote:

Yeah, like OMG, like sooooo easier. Saves like hours you know.


When the physical card literally doesn’t work, and makes people go to a different gas station or store to use the same card via Tap, yeah these companies are losing a shite ton of money by having faulty equipment in their checkout lane.

Here’s how Walmart works.

“put chip card in”
Doesn’t work

Try it again
Doesn’t work

frick it now swipe it…
Well finally worked

Nobody has time for that shite.
Posted by Night Vision
Member since Feb 2018
22490 posts
Posted on 5/12/26 at 6:46 am to
Only place I ever have issues with my card is at Wal-Mart.
Posted by i am dan
NC
Member since Aug 2011
31861 posts
Posted on 5/12/26 at 6:48 am to
quote:

Anyone have issues with physical credit cards?


Has never happened to me or anyone I know.
Posted by OweO
Plaquemine, La
Member since Sep 2009
122300 posts
Posted on 5/12/26 at 7:00 am to
quote:

I go thru Walmart checkout…80% of the time the card won’t work and it’s brand new with chip.



I go to the walmart pharmacy and I always have problems with my card.

quote:

tap to pay on your phone.


Like Apple Pay? I usually end up having to use this at walmart.
Posted by NoSaint
Member since Jun 2011
12719 posts
Posted on 5/12/26 at 7:01 am to
It’s incredibly rare that I have issues with my card not working.

To the point I have real questions about you having issues frequently.
Posted by JoeyP239
Member since Nov 2025
1523 posts
Posted on 5/12/26 at 7:05 am to
Yes Apple Pay. Walmart doesn’t allow it in their checkout lanes. Some gas stations have tap at the pump, other don’t. The ones that don’t I’d say 50% of the time the readers don’t work and have to try a different pump.

It def conditions the shopper to go to the place that is easiest to pay at. Never had an issue tapping from phone. But brand new chip card, you’d think the machines would always read it…nope.
Posted by HuskyPanda
Philly
Member since Feb 2018
2450 posts
Posted on 5/12/26 at 7:53 am to
quote:

I go thru Walmart checkout…80% of the time the card won’t work and it’s brand new with chip.


This happens to me all the time and I have a theory as to why it happens. Walmart also doesn't have tap to pay and the only other option is to download the Walmart app to use Walmart Pay.

That way Walmart avoids having to pay transactions fees and more importantly; collects user data.

I never have this issue anywhere else and it's so annoying that I actively try to avoid going there.
Posted by LSBoosie
Member since Jun 2020
19193 posts
Posted on 5/12/26 at 7:54 am to
quote:

Walmart is shitty - chip readers don’t work like 75% of the time

That seems like an extremely high percentage.
Posted by The Pirate King
Pangu
Member since May 2014
68815 posts
Posted on 5/12/26 at 7:56 am to
I almost always have issues with chips in at least one of my cards. I've started using tap to pay for everything.
Posted by McLemore
Member since Dec 2003
35377 posts
Posted on 5/12/26 at 8:03 am to
quote:

It’s why you should always carry a few hundred bucks in cash on you in these instances where the tech doesn’t work


Yep. Especially if it’s Walmart. And count it out like Bono. If you say, “and I can see those fighter planes,” every couple bills, then the thugs will think you’re a crazy ptsd combat vet and leave you alone.
Posted by Enadious
formerly B5Lurker City of Central
Member since Aug 2004
18666 posts
Posted on 5/12/26 at 8:05 am to
Certain card readers at two different locations of Walfart, i get an error with my Mastercard. My Chase card, however, doesn't have this problem.
Posted by Yewkindewit
Near Birmingham, Alabama
Member since Apr 2012
21900 posts
Posted on 5/12/26 at 8:36 am to
Occasionally, yes! If the chip reader slot didn’t work the “3 times” with the strip reader would generally take.

I did have a chip pop loose and fall out of my card and onto the floor. It still worked on a tap basis on the tip of my finger. Card company sent a new one.
Posted by Supermoto Tiger
Baton Rouge
Member since Dec 2010
10831 posts
Posted on 5/12/26 at 9:46 am to
quote:

Anyone have issues with physical credit cards?

Never. Never used or owned a credit card.
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