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re: 45 Years of age, at what level would you stop saving for retirement?

Posted on 9/3/26 at 4:36 pm to
Posted by FortunateSon
Tennessee
Member since Apr 2024
130 posts
Posted on 9/3/26 at 4:36 pm to
quote:

stop saving so aggressively and go enjoy a little more


This just seems like clickbait. If you feel your traditional 401k is adequate, move over to a brokerage or a Roth. I bet your 60 year old self will appreciate the flexibility that will provide.
Posted by NotStupid
Member since Jul 2026
145 posts
Posted on 9/3/26 at 4:39 pm to
If you ever reach a point where you can just spend monthly interest, and necer touch the principle then you are at a level where you don’t need to save anything.

So if you did have 800,000 in the bank, and 4% interest, that’s 32,000 a year in interest. If you can live on 2,500 a month that nest egg can last you the rest of your life
Posted by Big Scrub TX
Member since Dec 2013
40200 posts
Posted on 9/3/26 at 4:47 pm to
quote:

But what the frick am I going to spend my money on? There's only so much shite you can buy
Travel and other people.
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