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re: How do you baws split expenses with the wife?

Posted on 3/8/19 at 7:44 am to
Posted by Raleigh Tiger
Raleigh, NC
Member since Oct 2003
616 posts
Posted on 3/8/19 at 7:44 am to
My wife doesn't work. I pay for everything and she does all the housework... then bitches all the time how she never gets any help with it. Seems like a fair trade
Posted by tketaco
Sunnyside, Houston
Member since Jan 2010
19846 posts
Posted on 3/8/19 at 7:44 am to
I'm a PM and my wife is a Lawyer. We throw money in 1 bank account to cover monthly bills then keep the rest in our own accounts.
Posted by MrJimBeam
Member since Apr 2009
12457 posts
Posted on 3/8/19 at 8:37 am to
50/50 everything

We make close to the same amount outside of the side business I have going that will hopefully just keep self funding for a comfortable retirement in 15 years.
Posted by AlxTgr
Kyre Banorg
Member since Oct 2003
81956 posts
Posted on 3/8/19 at 8:39 am to
quote:

How do you baws split expenses with the wife?
If your wife makes less than you, do you split all expenses 50/50 or ask her to take on other tasks around the house?
I have no idea what this means.
Posted by Clark W Griswold
THE USA
Member since Sep 2012
10516 posts
Posted on 3/8/19 at 8:54 am to
Splitting accounts is basically saying let’s do this until we get divorced.

I work with someone who was about to retire. He use his salary to pay down the mortgage which was his responsibility and found out his wife hadn’t been very smart with her money and got behind on car payments but had to time to splurge on clothes and a boat and vacations. It caused a huge fight and now he wants to leave because her dumb decisions with money are making him work longer and not able to retire.
Posted by CunningLinguist
Dallas, TX
Member since Mar 2006
18816 posts
Posted on 3/8/19 at 9:50 am to
We both work. We have our group account that we both pay into and that covers everything for kids, house etc. We also have our own discretionary accounts that we use as each of us wants to use it.
Posted by deltaland
Member since Mar 2011
91238 posts
Posted on 3/8/19 at 9:57 am to
Posted by brian_wilson
Member since Oct 2016
3581 posts
Posted on 3/8/19 at 9:58 am to
quote:

If your wife makes less than you, do you split all expenses 50/50 or ask her to take on other tasks around the house?


let me know how that works out for you.
Posted by SouthEndzoneTiger
Louisiana
Member since Mar 2008
10620 posts
Posted on 3/8/19 at 10:09 am to
I haven’t read the thread, but what I do is give her enough money so that after all bills are paid we both have the same amount of money left over.
Posted by Packer
IE, California
Member since May 2017
7882 posts
Posted on 3/8/19 at 10:22 am to
Our joint account pays for expenses. My wife then gets money for lunch/coffee/whatever and I just buy that stuff when I want because it rarely happens. For any other purchases we usually talk about it before hand and go from there.

Posted by shel311
McKinney, Texas
Member since Aug 2004
111305 posts
Posted on 3/8/19 at 10:47 am to
quote:

How do you baws split expenses with the wife?

I get whatever I want, she gets whatever she wants.

When it comes to big expenses, we just tell each other what we're getting.


shite's not that hard if you marry the right person.
Posted by Mr Clean
New Iberia
Member since Aug 2006
49982 posts
Posted on 3/8/19 at 11:06 am to
Never been married
Posted by StupidBinder
Jawja
Member since Oct 2017
6392 posts
Posted on 3/8/19 at 12:17 pm to
quote:

How do you baws split expenses with the wife?


We divide by one.
Posted by GATORGAR247
Member since Aug 2017
993 posts
Posted on 3/8/19 at 12:25 pm to
I tried the same account thing when we first got married. Back then we were poor. Stopped for gas one day and my debit card wouldn't work. Had to call a buddy to get 10 Bucks to get home from work. She had over drafted the account.
I decided that shite wouldn't happen again. Separate accounts for 15 years since. I pay most of the Bills and she buys the household stuff and food. She also decided to work part time so she could be at all school functions. It works for us and I'll never be embarrassed because my card doesn't work again.
This post was edited on 3/8/19 at 12:27 pm
Posted by Homesick Tiger
Greenbrier, AR
Member since Nov 2006
54260 posts
Posted on 3/8/19 at 12:29 pm to
The wife and I split everyday bills 50/50. We're both retired and our major expenses have been paid off. If we have to pay for something that 90% affects me (medical mostly), I pay for it. If the shoe is on her foot then I help pay for hers when she lets me. We've been married for over 18 years and I can honestly say I've never heard her ask "honey, can I have some money" to do this or that.
Posted by Jumbo_Gumbo
Denham Springs
Member since Dec 2015
5729 posts
Posted on 3/8/19 at 12:30 pm to
She make X% of our income, she pays equal X
% of bills, and i do the same. We each pay our own cell phones, student loans, and car notes, and split the cost of family vacations, groceries, and outings. Seems to be working fine 6 years into our marriage.
Posted by Bard
Definitely NOT an admin
Member since Oct 2008
52037 posts
Posted on 3/8/19 at 12:54 pm to
quote:

How do you baws split expenses with the wife?


We have our own personal checking and savings account and we have a joint checking and a joint savings account.

We have our direct deposits set up to post a dedicated amount from each check into joint checking to cover the bills (home upkeep as well as mortgage, utilities, etc). The rest goes in our personal accounts and we both keep an eye on the bills (although I am better about watching over the joint account than she is). Excess monies we get jointly go into joint savings.
Posted by SpicyStacy
stout's fave
Member since Aug 2010
13343 posts
Posted on 3/8/19 at 1:04 pm to
Hubby pays for everything like he should. Even when I made way more money.
Posted by Jester
Baton Rouge
Member since Feb 2006
34517 posts
Posted on 3/8/19 at 1:08 pm to
I think I make about 4% more than my wife and we share one checking account and one money market account. She did enter the marriage with a decent amount of home equity, whereas I stuck to renting while single, so I consider my higher income as a wash.
Posted by WM88
West Monroe
Member since Aug 2004
1601 posts
Posted on 3/8/19 at 8:26 pm to
My wife and I (31 years together) have never had a combined account.

I pay Insurance/Phone/Satellite/Internet and my expenses (gas/lunch etc).

She pays Groceries, electricity/garbage and her expenses.

I rarely eat at home so groceries are minimal. Our house is rather small so electricity average is probably $120 per month.

I make about twice as much but I save the majority of my income (401k + investments).

I cover or share major expenses.
I paid for the house 100% (small but paid for).
She got a new car last year. I paid half and she paid half (cash)
We recently had a new roof which I paid for.
We share in the tax return 50/50 even though I pay about 75%.

I should point out that this works for us but may not for everyone. We do not have children which may be a major factor.
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