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Young man joins National Guard and will graduate with no debt and $100k in savings

Posted on 10/2/25 at 12:06 pm
Posted by bigjoe1
Member since Jan 2024
1443 posts
Posted on 10/2/25 at 12:06 pm
quote:

While many Americans leave college in debt, Ben von Werder will likely have a positive net worth when he graduates from Purdue University in fall 2026.

He’s “always been a saver,” he says, and “my portfolio has grown unbelievably” while he earns his undergraduate degree in accounting. As of Sept. 16, 2025, von Werder had about $115,000 in savings and investments, according to documents reviewed by CNBC

That’s due to a couple of factors: The 21-year-old Indiana native worked throughout his teenage years, stashing most of his earnings in an investment account, and enlisted in the National Guard in order to attend college for free.

He’s also focused on saving his money, rather than spending it all on nights out; but once he graduates and starts working full-time, he’ll spend a bit more freely on activities like travel.

“I try to take advantage as much as I can of being young and having time on my side for [investment growth],” he says.
CNBC

Smart-really smart
This post was edited on 10/2/25 at 12:14 pm
Posted by Teddy Ruxpin
Member since Oct 2006
40551 posts
Posted on 10/2/25 at 12:09 pm to
Posted by Packer
IE, California
Member since May 2017
8686 posts
Posted on 10/2/25 at 12:09 pm to
quote:

Young man joins Nation Guard and will graduate with no debt and 4100k in savings


This is why the NG isn't the real military. No mention of divorces, NJPs, alcoholism, etc.
Posted by GreatLakesTiger24
Member since May 2012
58871 posts
Posted on 10/2/25 at 12:10 pm to
I’ll say it

Many service members get wayyyyyy too much tax pay $$$$
Posted by el Gaucho
He/They
Member since Dec 2010
58446 posts
Posted on 10/2/25 at 12:10 pm to
Good for him. Hope he doesn’t mind a little vacation as a grad trip from Uncle Sam
Posted by HempHead
Big Sky Country
Member since Mar 2011
56519 posts
Posted on 10/2/25 at 12:11 pm to
A well disciplined enlistee can save an absolutely insane amount of their wages, since so much of their basic living expenses are provided.

Maxing out a TSP for even one contract term and rolling it over when you’re done puts you so far ahead of the game.
Posted by Motownsix
Boise
Member since Oct 2022
3094 posts
Posted on 10/2/25 at 12:13 pm to
What is $4100 thousand?
$4,100,000.
Posted by mikelbr
Baton Rouge
Member since Apr 2008
48994 posts
Posted on 10/2/25 at 12:13 pm to
quote:

A well disciplined enlistee can save an absolutely insane amount of their wages, since so much of their basic living expenses are provided.



Might I add you should stay in the NG or Army Reserve forEVER and retire. So you and your spouse get the Tri-Care for life.

This saved our family a TON of money and hassle when my mom got the cancer 3 years ago.
This post was edited on 10/2/25 at 12:15 pm
Posted by LSUTANGERINE
Baton Rouge and Northshore LA
Member since Sep 2006
37730 posts
Posted on 10/2/25 at 12:14 pm to
quote:

4100k
Posted by fightin tigers
Downtown Prairieville
Member since Mar 2008
76125 posts
Posted on 10/2/25 at 12:15 pm to
$4.1MM is a lot.
Posted by Boston911
Lafayette
Member since Dec 2013
2339 posts
Posted on 10/2/25 at 12:15 pm to
quote:

why the NG isn't the real military
. Tell that to my friends from the 256th brigade that were killed in the GWOT.
Posted by travelgamer
Member since Aug 2024
2589 posts
Posted on 10/2/25 at 12:16 pm to
I knew a guy that spent 4 years in the Navy never left his ship, only spent money on cigs, left after the 4 years in a limo. I know he was not set for life, but damn the time he made up for the sacrifice must have been grand!
Posted by danilo
Member since Nov 2008
24735 posts
Posted on 10/2/25 at 12:17 pm to
Cool. Could also join NG and end up in Iraq meat grinder
This post was edited on 10/2/25 at 12:18 pm
Posted by Snipe
Member since Nov 2015
15631 posts
Posted on 10/2/25 at 12:23 pm to
quote:

and enlisted in the National Guard in order to attend college for free.


I don't like this terminology. Free.

He did not get a free college education, he made an agreement to serve his country in the National Guard and as part of his compensation he was able to attend college with the tuition paid through government grands and programs. (yes i.e. taxpayer money.) but he's much different than the freeloaders that get "free" college because they refuse top pay back their student loans or they get their college paid for because of their race or ethnicity. He was in service to the United States government and should they have needed to send him somewhere, those other people never would have had the courage to go he would have deployed.

So it's never free and he earned his college with his service.

Good for him for being smarter than his peers. He should understand by now though that those same peers will soon be whining that it's not fair that he has all that money and a college education and they have mountains of debt that they will never pay back because they are un-hirable with their blue and pink hair, nasty attitudes and their gender studies degrees.
This post was edited on 10/2/25 at 12:59 pm
Posted by Obtuse1
Westside Bodymore Yo
Member since Sep 2016
30009 posts
Posted on 10/2/25 at 12:29 pm to
quote:

Might I add you should stay in the NG or Army Reserve forEVER and retire.


The two things I emphasize to people thinking of the Guard or Reserve is drill will always be on the weekend that all the cool shite you want to do is happening. The 2 weeks of "summer camp" can be a PITA if you have a job with any real level of responsibility that is hard for others to cover.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
72708 posts
Posted on 10/2/25 at 12:29 pm to
quote:

I knew a guy that spent 4 years in the Navy never left his ship, only spent money on cigs, left after the 4 years in a limo. I know he was not set for life, but damn the time he made up for the sacrifice must have been grand!
Unrelated to the OP but related to your post-

A guy I went to High School with got a job offshore on a Lay Barge right out of High School.

He stayed out on the Lay Barge for 15 months straight until it was time for what would have been the beginning of his Sophomore year of college when he actually enrolled. He went straight through (taking classes in Summer and over Christmas) in three years in Engineering. He graduated with his High School classmates from college.

Decades later he ended up checking himself out, so there’s that…
Posted by terriblegreen
Souf Badden Rewage
Member since Aug 2011
11862 posts
Posted on 10/2/25 at 12:31 pm to
quote:

Many service members get wayyyyyy too much tax pay $$$$


That recruiter's office is open to everyone.

And the article never said he saved all that money from military service. In fact it said he hustled all through teen and college years.
Posted by TulsaSooner78
Member since Aug 2025
898 posts
Posted on 10/2/25 at 12:31 pm to
Now that the story is out, he'll be slaying poon for a while.
Posted by jamiegla1
Member since Aug 2016
7888 posts
Posted on 10/2/25 at 12:33 pm to
Got my college free as a weekend warrior. Totally worth it
Posted by NIH
Member since Aug 2008
119615 posts
Posted on 10/2/25 at 12:35 pm to
A 21 year old obsessed with his portfolio is probably autistic
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