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re: My state farm car insurance has gone up 75% due to "various industry factors outside of...
Posted on 10/31/23 at 2:43 pm to Demonbengal
Posted on 10/31/23 at 2:43 pm to Demonbengal
quote:
At least they made Jake from State Farm black. Could be worse.
Funny thing is my agent is a black guy named Jake.
Probably the only black Jake IRL.
0
Posted on 10/31/23 at 2:57 pm to lsu777
Hitting deer is becoming a big cost.
Posted on 10/31/23 at 3:12 pm to jbraua
quote:
The big companies aren't even writing in states like CA and FL right now
My dad has state farm as well and they told him they arent taking on new clients in Texas for the time being. I just switched to Progressive myself today. Ill be saving $70 per month for the next 5 months. Then we will see...
Posted on 10/31/23 at 3:14 pm to BlackPawnMartyr
I have USAA and mine went up $15 per month. It’s just laughable at this point.
Posted on 10/31/23 at 3:19 pm to Ping Pong
quote:
Sadly, Louisianans are easily susceptible to cheesy advertisements by injury attorneys.
Its amazing how few people understand the amount of harm those ambulance chasers have done to this state
Definitely a target audience and Louisiana is flush with those types of people. Poor and stupid with every incentive in the world to file a lawsuit.
Posted on 10/31/23 at 3:22 pm to BlackPawnMartyr
Met a state farm guy not long ago through a mutual friend. He was shocked when I told him what I pay for home insurance and that he was calling me that week to offer me a better deal.
Called and got all the information on the home.
Never called back
Called and got all the information on the home.
Never called back
Posted on 10/31/23 at 3:23 pm to BlackPawnMartyr
The democrats plan is nearing completion
Posted on 10/31/23 at 3:24 pm to Oklahomey
quote:that's cute
I have USAA and mine went up $15 per month. It’s just laughable at this point.
Posted on 10/31/23 at 3:25 pm to lsuhunt555
quote:
The solution is called "Stop suing the shite out of each other".
Or maybe back off the billion dollar advertising budgets....
Posted on 10/31/23 at 3:26 pm to TopWaterTiger
quote:
You can thank covid, shite supply chain, shity president, etc. for this one
Do you really think the cost of repairs and replacement vehicles is anywhere close to the amount of money paid for bodily injury?
Posted on 10/31/23 at 3:27 pm to lsuhunt555
I believe a lot of it has to do with the amount of uninsured motorist out on the road... I might just have to join that bunch.
Posted on 10/31/23 at 3:32 pm to BlackPawnMartyr
Op, yet another reason I left Louisiana
Posted on 10/31/23 at 3:37 pm to Demshoes
quote:
Or maybe back off the billion dollar advertising budgets....
I get it from a business perspective. If they don't spend some of that money, they'll have to pay it in taxes...so just buy more billboards instead. It isn't the billboards fault people keep suing each other. That's like saying it's the utensils that make everyone fat.
Posted on 10/31/23 at 3:41 pm to lsuhunt555
State Farm is in decline.
It was once a really good company.
It was once a really good company.
Posted on 10/31/23 at 3:42 pm to nitwit
quote:
Insurance is in decline.
Posted on 10/31/23 at 3:48 pm to JTM72
quote:
I believe a lot of it has to do with the amount of uninsured motorist out on the road... I might just have to join that bunch.
1. Sell car
2. Drop insurance
3. Buy $2500 shitebox
4. Profit bigly
Posted on 10/31/23 at 3:50 pm to doublecutter
quote:
I'm with Geico and renew every 6 months. Back in May, my premium increased by 20% and I expected the November renewal to have another substantial increase. But the November renewal only increased by $17 for the next 6 month contract.
I had GEICO and the premium went up without explanation. I switched to progressive and got more coverage at the same rate.
Posted on 10/31/23 at 3:54 pm to lsu777
quote:
much of it because replacement cost on parts and overall vehicle have far out paced the rise in premiums
This is the winner…the price of cars, in particular pre-owned cars spiked and since insurance relies on previous loss ratios to make adjustments, sometimes they are a little behind and then folks don’t correlate why it goes up. In this care it’s purely the law of large numbers and the increase in costs of inflation on everything related to cars has to be accounted for in premiums. These companies are paying out and can’t operate with perpetual losses therefore they have to adjust with the times.
Posted on 10/31/23 at 4:10 pm to BlackPawnMartyr
Interesting. I just switched to State Farm from Country Financial becuase I was sick of them going up.
Never thought State Farm would beat anyone on price, but they did, by about 10%. Could be a regional thing. Could also be a "promotional" thing.
Never thought State Farm would beat anyone on price, but they did, by about 10%. Could be a regional thing. Could also be a "promotional" thing.
Posted on 10/31/23 at 4:13 pm to lsuhunt555
quote:
The solution is called "Stop suing the shite out of each other".
My anecdotal observation is that about 75% of the billboards you see on the interstates are from personal injury lawyers.
So good luck with at.
There's certain folks who've been trained to demand an ambulance no matter how minor the accident, and holler neck or back pain.
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