re: Trump to ban student loans for low income college degrees

Good move. Courts will frick it all up I’m sure

Yay more government!

You guys will rant and rave about government overstepping its bounds, but we're "A-Ok" here.

As usual, while Lesbian Tribal Dance studies should NOT be a college major, or get federal dollars, you are going to see a lot of normal college degrees wrapped up in this too, which is a huge problem.


I've been super clear about this before, I will put my take home pay and worth against anyone here - on my "probably shouldn't have been federally funded" Literature degree AND MA. (It wasn't I didn't need it, but still, point stands). There are different ways to learn, people with different strengths, different ways to view the world. We do not need to limit the "good" ideas to math and science majors.


The proper thing here is LESS government, and no federally funded degrees. Period.


There are a lot of things that need to change about education, but this isn't one of them, outside of removing the fed dollars completely.

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historical lesbian dance theory

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Make schools have "skin in the game"...now schools have no consequences. Reduce loans to students at schools whose graduates have a poor repayment record. The ease of getting student loans has also contributed to the approximately double the inflation rate increase of college tuition for over 30+ years.

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Reduce loans to students at schools whose graduates have a poor repayment record.

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HBCUs get nuked from orbit. Which is fine. There is no reason Grambling and Southern should exist given their proximity to LSU and LA Tech, and their horrid level of graduation and bar admittance rates.

And this bullshite of having current students vote to build lazy rivers at the student center, etc. that their parents will never have to pay for is complete shite. Aren't there adults that work at these universities? These shithead kids haven't done anything other than work at Brewbacher's, and you let them vote on million dollar renovations with someone else's money?

Loans were for tuition, room, and board back in the day. I went back home in the summer to work and make money for the following year, at $1.60/hour.

I didn’t stay on campus paying rent and food during the summer.

Anymore, kids are staying at school 12 months after high school and all their expenses are rolled up into the loan. Sure they work, but 9 months vs. 12 months rent adds up, as does your food at school versus home.

Is it significantly higher loan balance, not sure.

Decisions have consequences, not only what you put on the loan, but also what major you decide to pursue.

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We should never make any improvements unless the problem is totally fixed. That will end up with the status quo more times than not, but it's just the way it should be. We should never have to work to improve anything. It must always be a complete fix from the get go, or we'll just throw a tantrum.

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How about just not using government to pick winners and losers?

Wait, I forgot, populists love that shite. As long as they are the government sponsored winners.

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Make schools have "skin in the game"...now schools have no consequences.

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Consequences for what?

If the school taught what they promised to teach without fraud being involved, they fulfilled their responsibility. What else would they possibly need "consequences" for?

Do you realize that 40% of college students these days drop out? What's the school supposed to do about those students?

How is it supposed to be responsible for students studying instead of partying?

What if a student graduates with a marketable degree, but has no interview skills? How is the university supposed to control that?

What if they have physical or mental health problems and can't repay their loans? What "consequences" should the university incur for that?

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The ease of getting student loans has also contributed to the approximately double the inflation rate increase of college tuition for over 30+ years.

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Of course it has, so the solution is very simple. Just stop it with the government guaranteed loans. Quit with trying to make schools responsible for things that only the students can be responsible for.

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What if a student graduates with a mark

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Individual performance is not the concern. Degree performance is. Going $400,000 into debt to get a elementary teachers degree is never going to pay off. Doing the same, and attaining a Biology BS, with no plans for further education subsequently, is never going to pay off. The same is true of language arts, social studies, history, mathematics, etc.

Before inviting teenagers to sustain massive debt, colleges should be required to fully divulge median income expectations derived from various degrees at their university relative to the student's educational plan.

Yes, students and their families, and their high school advisors should be doing that kind of research already. But there is a reason shampoo bottles come with instructions.

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Individual performance is not the concern. Degree performance is. Going $400,000 into debt to get a elementary teachers degree is never going to pay off. Doing the same, and attaining a Biology BS, with no plans for further education subsequently, is never going to pay off. The same is true of language arts, social studies, history, mathematics, etc.

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So what?

This populist notion to punish some institution for individual's unwise decisions is just fricking stupid.

Conservatives used to mock liberals for this kind of thinking.

But conservatives believe in personal responsibility and freedom, so it really doesn't have much to do with MAGA.

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Before inviting teenagers to sustain massive debt, colleges should be required to fully divulge median income expectations derived from various degrees at their university relative to the student's educational plan.

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No, they shouldn't. Because not everyone who chooses to study any given course of study is treating college like a trade school. Sometimes people just want to study dance or English because they like dance or English and they want to learn more about it.

It's not the university's responsibility to decide if the degree will fulfill the financial expectations of the student. Only the student can do that.

And if "teenagers" are too young to be making those sorts of decisions, then they are too young to choose their own major, and they are damn sure too young to be taking out loans of any kind for any degree.

You can't have it both ways.

If we're going to declare them incompetent to exercise personal responsibility, then they can't have the personal freedom either. The school should give them an aptitude test and assign them a major. And no more fraternities or sororities (despite what you claimed above, a 40% dropout rate means that, yeah, personal performance is indeed relevant—the loans to students who drop out contribute to non-repayment statistics just like the students who graduate) or sports or extracurricular activities to distract students from learning, and a mandatory monitored study hall every day, six days a week.

This is what the leftist populists were mocked for for decades by conservatives. You can't have freedom without responsibility. The world just doesn't work that way. Don't want the responsibility? Want to put that on the institution? Fine. Then the institution gets to dictate the terms.

What y'all MAGA populists are arguing in this instance is exactly the same thing leftist populist argue when they insist that taxpayers must fund SNAP, but SNAP can't regulate what food gets bought with it.