re: Example of medical costs in the US

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We will note

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You bunch of weirdo cult members want my personal information You have shitty insurance, multiple posters have told you in this thread they paid $0 to $500 for delivery. Take your L and move along DeSimp

I couldn’t care less about your personal information. You’re pretending to have worked at a hospital and have tenuous connections to reality.

This thread perfectly shows how difficult the American healthcare system is the navigate for the average person. Even most doctors don’t understand it.

For what it’s worth, the cash prices and negotiated rates between doctors/hospitals and insurance companies are all public information now thanks to Trump. If you’re data savvy you can easily pull the prices.

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What surprised me: anesthesia was the most expensive part, $14k (she said it was for an epidural). No idea why that part was so expensive.

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It wasn't.

Courtney & Alex Quist are influencers with a happy go lucky schtick. They'd act golly-gee, aw shucks, clueless if someone called them on their claim. They noticeably do not mention the Nashville facility where Courtney delivered, nor the insurance they carry. I'd suspect that's a tell.

FWIW though, it appears she delivered at Ascension Saint Thomas Hospital in Nashville. The total L&D ASTH bill (inclusive of Hospital Stay, Labor and Delivery, Laboratory, Surgical Procedure, Other Diagnostic Services, Anesthesia, Medications/Supplies, Observation Room, Recovery Room, Supplies, and Pharmacy) for Vaginal Childbirth Without Complications (DRG 807) runs in the neighborhood of $12,324 with BCBS. Patient cost exposure would obviously be less, and based on the plan and deductible.

Those charges do not include complications (they mentioned none), nor do they include Obstetrician or Anesthesiologist charges (neither was a part of the bill they detailed either)

Charges for someone without insurance run ~$8500 at ASTH. So the Quists are claiming they paid nearly half again out-of-pocket what they would have paid if they'd had no insurance at all.

This is shitty. Your costs are not even exorbitant like others’. Getting a windshield on a newer car is like $1200.

For some people it costs that much. For a significant portion of the population it’s FREE, and often times those same people are paid to have children and let the government raise them, which means we fund it.

Hospitals and insurance companies main customers are the board members and stock holders. Until that incentive changes prices will continue to rise.

This is how social medicine is ushered in. People make a value determination.

Y’all must not be living the high life in the private network called Obamacare. frick that racket. $2300/month premium and 80/20 coverage with $60 copays.

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So you like having a 600 credit score?

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It doesn’t impact your score unless it’s over one year old so if you can negotiate it down before that you’re good.

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f their max out of pocket was 33k then they don't really have health insurance

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I think they said their OOP was $11-$12K.

The thing that bugs me are the hordes of Canadians, Europeans, and Australians in the response thread with TPs about their "free" healthcare. Having seen their "free" healthcare, it fully brings home the adage "Nothing is so expensive as that which is free."