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Why are my auto insurance premiums shooting up?

Posted on 10/12/24 at 4:59 pm
Posted by Zachary
Member since Jan 2007
1832 posts
Posted on 10/12/24 at 4:59 pm
No claims, no tickets, nothing negative. What gives?
Posted by MikeBRLA
Baton Rouge
Member since Jun 2005
17123 posts
Posted on 10/12/24 at 5:00 pm to
quote:

No claims,


Maybe not by you, but insurance, by definition, is pooled risk.
Posted by DMagic
#ChowderPosse
Member since Aug 2010
49911 posts
Posted on 10/12/24 at 5:03 pm to
There has been blanket rate increases at least in Mississippi
Posted by TheOcean
#honeyfriedchicken
Member since Aug 2004
45114 posts
Posted on 10/12/24 at 5:03 pm to
Lawyers. Idiots driving like their just stole the vehicle. Uninsured drivers.
Posted by Demshoes
Up in here
Member since Aug 2015
10674 posts
Posted on 10/12/24 at 5:06 pm to
quote:

Lawyers


Maybe take a look at idiot legislators who give insurers free reign to frick the citizenry every which way but loose.
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
79025 posts
Posted on 10/12/24 at 5:07 pm to
I'm getting to where I'd like to just do away with the insurance requirement. It isn't enforced against illegals, Louisiana fines you for the state's clerical errors, and scammers fake injuries that magically happen to add up to the policy limit.

Just have it where you can buy insurance to protect yourself against the idiots.

Posted by tigeraddict
Baton Rouge
Member since Mar 2007
14372 posts
Posted on 10/12/24 at 5:08 pm to
And car prices going up…..
Posted by LemmyLives
Texas
Member since Mar 2019
13230 posts
Posted on 10/12/24 at 5:09 pm to
Cost to repair has gone up more than 40% since 2021. Replacement cars also much more expensive.
Posted by Eighteen
Member since Dec 2006
36899 posts
Posted on 10/12/24 at 5:09 pm to
Because you pay and you have to because your life gets ruined if you get caught

Others don’t pay and don’t care because nothing happens to them
Posted by TJack
BR
Member since Dec 2018
3059 posts
Posted on 10/12/24 at 5:16 pm to
quote:

Because you pay and you have to because your life gets ruined if you get caught Others don’t pay and don’t care because nothing happens to them
this. but we are not supposed to talk about it.
Posted by SelaTiger
Member since Aug 2016
21196 posts
Posted on 10/12/24 at 5:18 pm to
Dumbasses and illegal dumbasses who can’t drive, and lawsuit happy people.
Posted by OysterPoBoy
City of St. George
Member since Jul 2013
42901 posts
Posted on 10/12/24 at 5:18 pm to
Illegals
Posted by Pvt Hudson
Member since Jan 2013
4684 posts
Posted on 10/12/24 at 5:21 pm to
Bidenomics is working.
Posted by notiger1997
Metairie
Member since May 2009
61266 posts
Posted on 10/12/24 at 5:21 pm to
quote:

Cost to repair has gone up more than 40% since 2021. Replacement cars also much more expensive.


This is the biggest reasons.
Crazy lawsuit mentality and idiot drivers.
Posted by OTIS2
NoLA
Member since Jul 2008
52170 posts
Posted on 10/12/24 at 5:22 pm to
Shift the cost entirely to the responsible?

Likely the same one who pay taxes to run the state hospital that’ll treat the uninsured idiots for free?
Posted by andwesway
Zachary, LA
Member since Jun 2016
2724 posts
Posted on 10/12/24 at 5:25 pm to
Too many Nissans in this state.
Posted by LSUFootballLover
BR
Member since Oct 2008
4394 posts
Posted on 10/12/24 at 5:26 pm to
Lawyers, illegals and sub 70 IQ individuals driving in our state
Posted by jbgleason
Bailed out of BTR to God's Country
Member since Mar 2012
19802 posts
Posted on 10/12/24 at 5:28 pm to
LoL. fricking liability lawyer ad showing up at the bottom of this thread.
Posted by SantaFe
Baton Rouge
Member since Apr 2019
7602 posts
Posted on 10/12/24 at 5:32 pm to
This used to feel like Extortion ,

Now I'm getting the Duress feeling.
Posted by The Torch
DFW The Dub
Member since Aug 2014
27488 posts
Posted on 10/12/24 at 5:32 pm to
Haitians running over erbody.
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