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Posted on 2/27/23 at 2:42 pm to LSUFanHouston
quote:
Actually last summer the heating element broke on our water heater (in attic). Fixed it. Decided to get a quote to replace it. Quote was $3,100. $700 for the water heater, and $2,400 for installation, because apparently they needed to redo this and that and etc. I was so insanely pissed off I blew off replacing it.
Jesus, I wonder how many people bite on that shite? Replacing a water heater is simple.
ETA: No one will ever convince me that having a water heater above your head in a single family dwelling is a good idea.
This post was edited on 2/27/23 at 2:45 pm
Posted on 2/27/23 at 2:42 pm to LegendInMyMind
quote:
This is about water heaters, baw. Hot water heaters are an entirely different issue.
I guess it is redundant but that's what I've always called it
Mine is from the 80s
Posted on 2/27/23 at 2:45 pm to MrLSU
I had to change homeowners insurance last year and replacing the water heaters was brought up. I was already in the process of swapping my 2 units out so it didn’t apply to us.
Posted on 2/27/23 at 2:48 pm to LegendInMyMind
quote:
Jesus, I wonder how many people bite on that shite? Replacing a water heater is simple.
This was a contractor sent out by a national home improvement chain.
quote:
ETA: No one will ever convince me that having a water heater above your head in a single family dwelling is a good idea.
I'm not a fan. We have a two story home. The water heater is actually located on the second level, in some attic space that is accessed via a door in the back of one of the bedroom closets.
We have a detatched garage so I'm sure if it could even be re-routed into there (without considerable construction and expense).
Maybe we need to consider just biting the bullet and upgrading the gas line and getting a tankless.
Posted on 2/27/23 at 2:50 pm to SantaFe
quote:
Here in Louisiana only a few days you really need hot water for a shower.
I could get by without a water heater.
Posted on 2/27/23 at 2:51 pm to MrLSU
I just skirted this on a new policy in FL with a 11 year old hot water heater because it’s out in the garage with a slope away from the house. Their inspector told me they might make me replace it but he made note that it would likely not cause damage to the house if it failed. I’m assuming that I will get a letter at the next renewal time.
Posted on 2/27/23 at 2:52 pm to LSUFanHouston
Until some damned fools stop the use of gas for homes.
Posted on 2/27/23 at 2:55 pm to fallguy_1978
quote:Most insurance companies do interior inspections if the house is over a certain age and/or exceeds a certain amount of coverage. OP said he has 4 water heaters, so its a not-so-subtle brag he's got an OT baller house
How do they even know what type of hot water heater you have? My insurance company has never been inside of my house.
This post was edited on 2/27/23 at 2:56 pm
Posted on 2/27/23 at 2:57 pm to Tiger Prawn
quote:
Most insurance companies do interior inspections if the house is over a certain age and/or exceeds a certain amount of coverage. OP said he has 4 water heaters, so its a not-so-subtle brag he's got an OT baller house
Our house is 48 years old. I don't even know if our insurance company came to take pictures of the outside of it. They have no idea what kind of appliances we have.
Posted on 2/27/23 at 2:58 pm to fallguy_1978
quote:
quote:This is about water heaters, baw. Hot water heaters are an entirely different issue. I guess it is redundant but that's what I've always called it Mine is from the 80s
Water heater heats incoming water to desired temp. Typically to 110 to 120 degrees. A hot water heater take the 120 water and heats it to a higher temp, like 140 for a commercial dishwasher.
Posted on 2/27/23 at 3:02 pm to MrLSU
Here in NW FL, we get asked 1) How old is your roof, 2) how old is your hot water heater and 3) how old is your home AC.
Depending on the insurer, 10-15 years is typically the acceptable range without a waiver or inspection.
Depending on the insurer, 10-15 years is typically the acceptable range without a waiver or inspection.
Posted on 2/27/23 at 3:02 pm to MrLSU
Yes this is standard with Vault now and becoming standard with the few carriers left in LA.
Water heaters are a source of large water claims, especially in high end homes which I am assuming yours is because of being with Vault.
Given the current insurance market I would replace and move on. PURE and Chubb, if they’ll even consider it will require the same.
ETA- PURE is only 2M coverage and up now. Also if you had a claim within last five years, regardless of payout they won’t even consider you.
If you can’t tell I sell insurance in Louisiana.
Water heaters are a source of large water claims, especially in high end homes which I am assuming yours is because of being with Vault.
Given the current insurance market I would replace and move on. PURE and Chubb, if they’ll even consider it will require the same.
ETA- PURE is only 2M coverage and up now. Also if you had a claim within last five years, regardless of payout they won’t even consider you.
If you can’t tell I sell insurance in Louisiana.
This post was edited on 2/27/23 at 3:07 pm
Posted on 2/27/23 at 3:03 pm to MrLSU
In my experience its better to just nut up and replace it because I can guarantee you are going to be greatly disappointed if you are forced to market it out again. Especially if you are in the Southern part of the state. Having to go down the citizens route is a nightmare last I heard they were getting thousands of submissions a day.
Yes it is very common btw. Especially in Louisiana where companies are wanting any reason to come off of a policy. Most companies won't even touch a building if it was built pre 1980 or if significant updates havent been performed.
Yes it is very common btw. Especially in Louisiana where companies are wanting any reason to come off of a policy. Most companies won't even touch a building if it was built pre 1980 or if significant updates havent been performed.
Posted on 2/27/23 at 3:12 pm to MrLSU
OT baller has 4 water heaters.
Posted on 2/27/23 at 3:14 pm to MrLSU
No. But they wouldn’t like for me to tell them I can go elsewhere.
Posted on 2/27/23 at 3:16 pm to tigeraddict
quote:
Tank type has storage plus recovery to produce a 1 hour supply. Whereas instant type only has recovery so needs more btu capacity to need same 1 hour supply. typical less btu for tank vs instant. So if replacing tank to instant May need larger gas supply. Especially if you are going from 4 tank to 2 instant.
Do you really think he has 4 tanks going all at once? Not hardly.
Posted on 2/27/23 at 3:23 pm to LegendInMyMind
Moen sells add on leak detectors which can get you a tiny discount with some insurance carriers.
Posted on 2/27/23 at 3:40 pm to LemmyLives
you can even search on Amazon and find a number of water heater leak detectors you can place in the safe pan.
even have a product that will send you an alert to your phone. could actually put one n water heater pans and AHU pans
even have a product that will send you an alert to your phone. could actually put one n water heater pans and AHU pans
This post was edited on 2/27/23 at 3:42 pm
Posted on 2/27/23 at 3:51 pm to MrLSU
Anyone got quotes on swapping to tankless? prices I'm seeing seem high.
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