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re: The system is designed to keep people poor

Posted on 5/27/26 at 5:31 pm to
Posted by LemmyLives
Texas
Member since Mar 2019
16291 posts
Posted on 5/27/26 at 5:31 pm to
quote:

We shouldn't be trying to scam kids who are trying to actually work.

It's not a scam, nobody reads anything anymore. Multiple pages of warnings and consents exist, but their parents didn't read that shite, so they don't. Just click OK.

Remember TINSTAAFL? There is no such thing as a free lunch? Skepticism is a great thing to teach kids, so they don't do dumb shite like DoorDash through Affirm. The "system designed to keep people poor," doesn't exist. Stupid people do exist. Just like privates out of basic buying cars at 22% interest have always existed, and always will.

Posted by Chuck Barris
Member since Apr 2013
3242 posts
Posted on 5/27/26 at 5:50 pm to
Problems you have because no one taught you any better are by definition problems of ignorance, not problems of stupidity.

I really don't see how there's anything controversial about saying that how much wealth a person has is due to some combination of their own decisions, the resources they had starting out (including financial knowledge), and a degree of luck, either good or bad.

Almost no one would argue that a person's own choices have absolutely no bearing whatsoever on their wealth, and it seems just as silly to claim that systemic factors have absolutely no bearing on it.
Posted by Gulf Coast Tiger
Ms Gulf Coast
Member since Jan 2004
21330 posts
Posted on 5/27/26 at 5:56 pm to
The system is designed to keep dumb and impulsive people poor.
Posted by Ostrich
Alexandria, VA
Member since Nov 2011
10352 posts
Posted on 5/27/26 at 5:57 pm to
Literally every business exists to separate people from their money.

That's how I think about things and it helps me spend less on shite I dont need
This post was edited on 5/27/26 at 5:58 pm
Posted by GoCrazyAuburn
Member since Feb 2010
41175 posts
Posted on 5/27/26 at 5:59 pm to
quote:

The employer has the option of choosing a payroll system that doesn't do that shite.


Do what shite? Allow someone access to their earned income earlier than the bi weekly pay run? It is literally an additional option that someone has to opt into. If they don’t want to opt into it, the employer’s payroll system operates the same as any other payroll system. And since we are going to bring in payroll systems, they may very well be using ADP for all we know. They operate with DailyPay

quote:

If they were all fully developed adults, then I'd agreed that there's no excuse. But it's no coincidence they chose that payroll system while employing kids.

I don’t think you actually understand how these actually work .
This post was edited on 5/27/26 at 6:18 pm
Posted by GoCrazyAuburn
Member since Feb 2010
41175 posts
Posted on 5/27/26 at 6:01 pm to
quote:

We shouldn't be trying to scam kids who are trying to actually work.


What exactly is the scam here? Explain what you think it is because I’m at a loss of understanding what here is supposed to be a scam.
Posted by Lou
Modesto, CA
Member since Aug 2005
8830 posts
Posted on 5/27/26 at 6:17 pm to
quote:

Looks like your kid had the “choice” to never have to pay for their own shite.
Ridiculous point. How many 16 year old kids are paying their own way through life?
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
150475 posts
Posted on 5/27/26 at 6:20 pm to
quote:

I would think the employer would be responsible for that fee.
get fricked loser


Why in the living frick would an employer be on the hook for someone basically getting a cash advance on their pay check?
Posted by TexasTiger08
Member since Oct 2006
30165 posts
Posted on 5/27/26 at 6:25 pm to
quote:

It blows my mind how someone doesn’t know what services they’re subscribed. How do you never check your online banking? It’s not rocket science.


Nope, it’s not rocket science…but it is rocket money, and for $10/month and your privacy, you don’t have to worry about your budget.
Posted by GoCrazyAuburn
Member since Feb 2010
41175 posts
Posted on 5/27/26 at 6:32 pm to
quote:

Why in the living frick would an employer be on the hook for someone basically getting a cash advance on their pay check?


I swear, I think some in this thread think the business is getting some cut of the fees or something judging by some of these responses
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