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re: The system is designed to keep people poor

Posted on 5/27/26 at 2:26 pm to
Posted by Everyday Is Saturday
Member since Dec 2025
1667 posts
Posted on 5/27/26 at 2:26 pm to
Ask her if it is worth working first 2 hours of each week (in a 40 work week) for free to have more frequent cash deposits.

More important, teach her how the cash advance service is able to do so while likely working less than 40 hours each week in doing so. They are The Richest Man in Babylon (have her read it!).

Posted by Celery
Nuevo York
Member since Nov 2010
11691 posts
Posted on 5/27/26 at 2:32 pm to
If it’s optional then it’s not really “The System”.
Posted by chinhoyang
Member since Jun 2011
26078 posts
Posted on 5/27/26 at 2:32 pm to
Wife works retail, with the big benefit being health insurance.

They gave her a card and she "pays herself" using the card. Since I pay all the bills, she rarely pays herself. She probably gets about 10% of her pay, putting everything else into investments.

Retail doesn't pay well, but last year I had a little over $1.0m in medical expenses and I did not pay a nickel to anyone (I had an expensive series of infusions and the drug company gave me a co-pay card).
Posted by Chucktown_Badger
The banks of the Ashley River
Member since May 2013
37109 posts
Posted on 5/27/26 at 2:54 pm to
quote:


Wealth (for nearly all wealthy people) is the cumulative result of good decision-making over a lifetime and sometimes over generations.

Poverty, likewise, is the cumulative result of bad decisions.


All of this. Blaming "the system" and "rich" people is how the second group justifies their lot in life and removes any personal accountability.

No one is poor because someone else is successful.
Posted by 6R12
Louisiana
Member since Feb 2005
11995 posts
Posted on 5/27/26 at 2:54 pm to
many businesses are doing this pay per day just to keep employees. It's slowing growing.

EDIT: most will still end up with less money bc they will just spend it when they get it. It's about what a kid was taught.
This post was edited on 5/27/26 at 2:56 pm
Posted by FliesByNight
Member since Apr 2026
104 posts
Posted on 5/27/26 at 3:18 pm to
quote:

My kid worked part-time for 2 years in high school and has $13k in a Roth IRA.


Plot twist: your kid is now 40.
Posted by Chuck Barris
Member since Apr 2013
3241 posts
Posted on 5/27/26 at 3:36 pm to
quote:

No one is poor because someone else is successful
Really? No one in America is rich because they exploited others?

No one is poor because they've been taken advantage of?
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