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re: The average monthly car payment is $745 for new cars and $521 for used
Posted on 6/10/25 at 1:21 pm to mylsuhat
Posted on 6/10/25 at 1:21 pm to mylsuhat
quote:This.
You buy a beater, aka a car you can afford
Boomer alert ===> I've only bought a new car once and an auto loan once, back in the '90s. Currently have (7) cars / trucks and (1) MC in my stable.
1
Posted on 6/10/25 at 1:29 pm to fallguy_1978
quote:
We drive pretty reasonable vehicles relative to income. My wife has a 2024 Accord. Honestly, the ones that were a year or two old with 30k miles on them were close enough price-wise to new ones that I'd rather just have the warranty. She drives little enough where we'll get the full 3-5 years out of it.
I wish I could do that. I’ve always liked nice cars so it’s usually something I spend more money than I should on.
It’s for sure a want vs a need. I run the dog shite out of my sales car for work and keep it for 10 years but my wife’s suv and my truck usually don’t see more than 60k miles before I get rid of them.
Posted on 6/10/25 at 1:31 pm to RLDSC FAN
Throw in a couple hundred per month for insurance increases. 
Posted on 6/10/25 at 1:45 pm to DiamondDog
quote:
Most of the folks on this site are absolutely ridiculous when it comes to finances.
From what I’ve read most on here are balling like Kobe.
Posted on 6/10/25 at 1:49 pm to msutiger
quote:
I look around my neighborhood and have no idea how my neighbors afford some of the things they have or things they do.
There is a food bank near my office. 90% of the people picking up supplies have cars much nicer than mine.
Posted on 6/10/25 at 1:51 pm to RLDSC FAN
The newest vehicle I have is 6 years old. The oldest of the four is 21 years old.
I drive them until they go to the salvage yard.
I drive them until they go to the salvage yard.
Posted on 6/10/25 at 2:51 pm to chrome_daddy
quote:
Currently have (7) cars / trucks and (1) MC in my stable.
Wow.....Your insurance must be painful.
Posted on 6/10/25 at 2:55 pm to mylsuhat
quote:
You buy a beater, aka a car you can afford
It's super liberating to drive something that wouldn't bother you if it got dinged or scratched.
Problem is that I'd still care. I'd have to find like a 15 year old white Taurus or something to get there....
This post was edited on 6/10/25 at 2:56 pm
Posted on 6/11/25 at 4:46 am to Roberteaux
quote:
How long before 10 year auto loans and 40 year mortgages to become a thing?
36 year mortgages were common in the 70’s and early 80’s. My parents got a 36 year mortgage in 1979 with 18% interest
This post was edited on 6/11/25 at 4:48 am
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