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re: Teenager Car Insurance Sticker Shock

Posted on 11/25/20 at 12:11 pm to
Posted by Tempratt
WRMS Girls Soccer Team Kicks arse
Member since Oct 2013
13300 posts
Posted on 11/25/20 at 12:11 pm to
quote:

lso, I hope all trial lawyers on the planet get Ebola and shite themselves to death.


I would say that most on this board concur. That is except for the trial lawyers on this board which I'm sure are plentiful.
Posted by theronswanson
House built with my hands
Member since Feb 2012
2976 posts
Posted on 11/25/20 at 12:12 pm to
quote:

Thank Morris Bart and the lawyer on the 18 wheeler. And, while you’re at it be a mindless dipshit like most voters and continue to vote for plaintiff lawyers to represent you in the legislature.



Jon Bel Edwards recently enacted tort reform in Louisiana. I wonder if the shite drivers, crumbling infrastructure, and pothole filled roads have any reason to do with the high rates?
Posted by Tempratt
WRMS Girls Soccer Team Kicks arse
Member since Oct 2013
13300 posts
Posted on 11/25/20 at 12:12 pm to
quote:

This is the main reason my child did not get her license until 18.


The myth of hitting 18 and the rates going down is just that; a myth.
Posted by DaTroof
Louisiana
Member since Jun 2015
974 posts
Posted on 11/25/20 at 12:13 pm to
For what you're paying for the car plus insurance each month you can pretty much Uber them anywhere they want to go, at least locally
Posted by Jake88
Member since Apr 2005
68043 posts
Posted on 11/25/20 at 12:18 pm to
quote:

I hope the car is in her name, for your sake
At 16 years old?
Posted by Lsupimp
Ersatz Amerika-97.6% phony & fake
Member since Nov 2003
78357 posts
Posted on 11/25/20 at 12:18 pm to
I pay over $600 and have never made a claim. Such is parenthood. And only one of my children hates me and hopes I die in a fire.
Posted by Jake88
Member since Apr 2005
68043 posts
Posted on 11/25/20 at 12:19 pm to
quote:

. I wonder if the shite drivers, crumbling infrastructure, and pothole filled roads have any reason to do with the high rates?
Not as much as you leeches.
Posted by jpggpj
Chair
Member since Oct 2005
3985 posts
Posted on 11/25/20 at 12:26 pm to
quote:

$350 a month. WTF?
quote:

Geico app


I went through this absolute exact same scenario with the exception being it was a new Honda Civic. Anyhow I switched to Progressive. Their quote came in over $1000 less for 6 months. They were only ones who were who beat the price and I checked quite a few. I called Geico to see if they would match or come close since we had been with them for over 10 years and the lady told me we should switch to Progressive but to try them back of Progressive goes up in rates at renewal. Just went through renewal and no increase so we are with Progressive now. Get a quote from Progressive.
Posted by MyNameIsNobody
Member since Dec 2013
1132 posts
Posted on 11/25/20 at 12:30 pm to
quote:

$350 a month. WTF?


yeah it it ridiculous.

idrivesafely.com has some good info and it looks like the 2014 and newer Rav4 is a good choice...appears to be about safety and safety features...

quote:

5 Great Used Cars for Teens...The following five used cars are highly rated, budget-friendly and include important safety features, often as standard equipment. In other words, they are great options for teen drivers.

2014 and Newer Honda Accord The Honda Accord is a classic sedan with a huge following. The 2014 model includes a rearview camera and right-side blind spot camera as standard features. Lane departure and forward collision warning systems are optional. You can find 2014 and newer Honda Accords for as low as $10,000.

2014 and Newer Ford Fusion Hybrid If efficiency is important in your family the Ford Fusion Hybrid is a great option. Not only does it get great mileage, the Ford Fusion also features airbags and available inflatable seat belts. You can find models for just $7,000, but at that price the vehicle will have 100,000+ miles on the odometer.

2013 and Newer Volkswagen GTI The Volkswagen GTI features precise steering and handling — important features for teen drivers. Six-speed manual transmission is standard; an automatic transmission is optional. You can expect to pay around $8,000-$10,000 for a 2013 Volkswagen GTI.

2014 and Newer Mazda CX3 The Mazda CX3 features available blind-spot monitoring, a rearview camera and forward-collision warning. You can find a used Mazda CX3 with less than 100,000 miles for around $9,000-$10,000.

2016 and Newer Toyota Rav4 Crossover If your teen has their heart set on a compact SUV the Rav4 Crossover is an excellent choice. It features available all-wheel drive, which is very desirable for rough terrain or inclement weather, has a number of standard safety features and is a great value compared to other vehicles in the class. You can get an accident-free 2016 Toyota Rav4 between $13,000-$14,000.


LINK

The guy or gal talking about liability is right on it...teen drivers are bad and are mostly going to get into wrecks and then chances of someone else other than your kid getting hurt or killed goes up as well.

teen driver and 2 friends die in Plano
Posted by Tempratt
WRMS Girls Soccer Team Kicks arse
Member since Oct 2013
13300 posts
Posted on 11/25/20 at 12:50 pm to
quote:

Jon Bel Edwards recently enacted tort reform in Louisiana.


I thought he was a Trial lawyer.
Posted by Jake88
Member since Apr 2005
68043 posts
Posted on 11/25/20 at 12:54 pm to
Can you insure her as a part time driver?
Posted by insuredbybusch
Shreveport
Member since Jun 2017
6 posts
Posted on 11/25/20 at 12:54 pm to
Have read entire thread yet, but what state do you live in? I’m an insurance agency owner in Louisiana and there are some strategies that could help you on your premium. Just let me know if you would like to hear more.
Posted by LSUSkip
Central, LA
Member since Jul 2012
17527 posts
Posted on 11/25/20 at 1:00 pm to
I write insurance in Mississippi and Louisiana and the difference in how much people pay in LA vs MS would make everyone in LA sick to their stomach.
Posted by go_tigres
Member since Sep 2013
5152 posts
Posted on 11/25/20 at 1:02 pm to
I pay 547/mo on 4 vehicles with one being a 2000 mustang for my 16 yo daughter.
Posted by REB BEER
Laffy Yet
Member since Dec 2010
16168 posts
Posted on 11/25/20 at 1:20 pm to
quote:

Should have got her 15 year old beater with liability. Doubt you'll find insurance any cheaper.




Bought my 16 year old son an 18 year old truck this year and put insurance on it before he had his license. It's like $60 a month for liability and uninsured motorist. I called my agent when the boy turned 16 and he said not to worry about it.
Posted by tiggerthetooth
Big Momma's House
Member since Oct 2010
61113 posts
Posted on 11/25/20 at 1:22 pm to
Woman+teenager+brand new vehicle


How are you surprised?
Posted by novabill
Crossville, TN
Member since Sep 2005
10433 posts
Posted on 11/25/20 at 1:24 pm to
quote:

I had to pay 233 a month with a Toyota Supra 38 years ago..


dont remember what I paid in insurance but I sure did have fun with my 1986.5 Supra. That thing was fast.
Posted by dyslexiateechur
Louisiana
Member since Jan 2009
32026 posts
Posted on 11/25/20 at 1:24 pm to
Hell, I wanna hear more.
Posted by S1C EM
Athens, GA
Member since Nov 2007
11585 posts
Posted on 11/25/20 at 1:39 pm to
quote:

A new car with a 16 year old.. I mean yeah



Good grief. Way to frick that up. This kid may never earn a thing in her life now.
Posted by REB BEER
Laffy Yet
Member since Dec 2010
16168 posts
Posted on 11/25/20 at 1:39 pm to
quote:

I’m an insurance agency owner in Louisiana and there are some strategies that could help you on your premium


quote:

Posted by
insuredbybusch



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