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Started By
Message
re: Poll: Six-figure earners feel they’re in ‘survival mode’
Posted on 11/18/25 at 7:38 am to mule74
Posted on 11/18/25 at 7:38 am to mule74
The problem is six figures now vs 2020 pre-COVID.
Before COVID, I was quite comfortable. My salary hasn't kept up with inflation even with small adjustments.
I don't have any debt, live within my means, but everything is 35 percent more expensive so your money doesn't go nearly as far.
Before COVID, I was quite comfortable. My salary hasn't kept up with inflation even with small adjustments.
I don't have any debt, live within my means, but everything is 35 percent more expensive so your money doesn't go nearly as far.
1
Posted on 11/18/25 at 7:39 am to ragincajun03
I’m sure they’re not living beyond their means or anything…. 
Posted on 11/18/25 at 7:40 am to member12
quote:
Maybe that 84 month loan on a unreliable Ford Super Duty that you don't need was a dumb idea.
And so was that boat that you use 3 times a year.
Don't get me started on poor people and their pets.
Posted on 11/18/25 at 7:40 am to lsu777
quote:
most people do not want to live like its 1972 either.
Found the problem mindset.
Posted on 11/18/25 at 7:40 am to BK Lounge
quote:
We are already in a Depression , we just arent allowed to say it .
Come on man.
Posted on 11/18/25 at 7:41 am to IndianMoundFireworks
quote:
This is a dumb take.
For some it doesn't work. For some it does. Saying it is a dumb take for everybody relegates you to the retard pile.
Posted on 11/18/25 at 7:45 am to Hangit
6 figures 15 years ago felt like you made it. Money to do what you want, when you want while still saving and sitting in cash.
6 figures now and your not starving or struggling but you definitely paying attention to what you buy. Retirement and all that still being done, but no new cars, no family vacations, no sitting on big cash savings.
amazing what happened in that short time span.
6 figures now and your not starving or struggling but you definitely paying attention to what you buy. Retirement and all that still being done, but no new cars, no family vacations, no sitting on big cash savings.
amazing what happened in that short time span.
Posted on 11/18/25 at 7:46 am to UptownJoeBrown
quote:
Found the problem mindset.
i dont have to worry about that. Im just saying most people dont.
its the same people though that complain about not being able to live like they did
Posted on 11/18/25 at 7:46 am to ghost2most
Problem is the cost of health insurance premiums if you have to use the marketplace, auto insurance for teen drivers, property taxes, and homeowners insurance depending on your locale. I have been crushed in those areas. Mainly the ACA insurance has zapped a good portion of my disposable income. It takes discipline to put money aside these days and avoid the lifestyle creep. I have to treat savings like another bill I have to pay.
This post was edited on 11/18/25 at 7:47 am
Posted on 11/18/25 at 7:51 am to UptownJoeBrown
quote:
With YouTube and the internet, there is zero reason to not see if you can fix/maintain/do something yourself.
Quite true. I took out my gallbladder just last week after watching it on Snapchat.
Posted on 11/18/25 at 7:51 am to ragincajun03
Somebody's gotta go to the new cool restaurants to video their dinner, yo!
Posted on 11/18/25 at 7:53 am to dyslexiateechur
quote:
Of my 5 cars, only one is financed. Carrying minimum liability is not much cheaper and exposes me to getting sued. No one on my insurance has as much as a speeding ticket.
I certainly hope you’re not complaining about the cost of living while owning 5 cars.
Posted on 11/18/25 at 7:58 am to lsu777
quote:
people are terrible for with money but most people do not want to live like its 1972 either.
Well then they need to do what it takes to live a better life. Want to be an engineer? Go get an engineering degree. Want to be a doctor? Go to medical school. Want to be a corporate executive, put in the time, do what it takes, and earn it throughout your career. Don’t have the ‘I do my job’ from home mentality.
Nothing entitles you to a safe neighborhood, 3000 sq ft home, living in a downtown popular city, driving a reliable $60k vehicle, eating out at restaurants, etc. The overall entitlement in this country is out of control.
Don’t want to pay premium for home, auto, health insurance? Make risk adverse decisions and live a risk adverse lifestyle and pay minimum amounts. Risk adverse decisions and lifestyles are free.
This post was edited on 11/18/25 at 8:04 am
Posted on 11/18/25 at 7:58 am to jimmy the leg
quote:
- $2,400.00 mortgage
- $1,000.00 car loans/maintenance/Car Insurance
- $300.00 Electric
- $150.00 TV< INTERNET, Subscriptions etc
-150.00 for “stuff”
Leaves $2,390.00 "a month" for food and entertainment, ain't nobody starving on that.
I could agree if that's all the expenses you have. What about kids (college too), do you have water, garbage, how about home insurance, property taxes, etc. etc. etc....
Posted on 11/18/25 at 8:03 am to jimmy the leg
quote:
Perhaps put down the daily Starbucks
There it is!
Posted on 11/18/25 at 8:05 am to NIH
quote:
Folks need to drop the avocado toast and Netflix as well. This economy is booming. These articles are just trying to make Trump look bad.
Posted on 11/18/25 at 8:06 am to Hangit
quote:
Living below your means builds savings.
My wife and I combined don't even make six figures. We still live in the same home we bought in 2006, neither of us have driven a brand new vehicle and we buy older unlocked phones. My wife has an Ulta credit card she uses for points but it's paid off every month but other than that, no debt. We know our place and what we're worth.
Posted on 11/18/25 at 8:09 am to BabyTac
quote:
Well then they need to do what it takes to live a better life. Want to be an engineer? Go get an engineering degree. Want to be a doctor? Go to medical school. Want to be a corporate executive, put in the time, do what it takes, and earn it throughout your career.
Nothing entitles you to a safe neighborhood, 3000 sq ft home, living in a downtown popular city, driving a reliable $60k vehicle, eating out at restaurants, etc. The overall entitlement in this country is out of control.
i agree
im just saying people do not want to live like its even 1992 anymore. They want to live off 1 income but they do not want to live in a 1500 older home from the the 90s(equivalent to 60s), they dont want 1 vehicle or if they have 2...one that is old as dirt and just a work truck. they dont want to have no cable, internet, etc
they dont want to live like 1972 but they want all the perks of living like its 1972
Posted on 11/18/25 at 8:09 am to ragincajun03
buying power of $100k is definitely not what it used to be but so many folks making $100k are in massive debt out of want, not necessity
Posted on 11/18/25 at 8:12 am to Cotten
quote:
You completely left out Groceries and Health Insurance Grandpa.
Health insurance to cover a wife and kids when you’re self employed will completely wreck your budget. Hell, it was a good chunk before Obamacare. These days it’s atrocious.
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