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re: Laura - President Trump visits Lake Charles, Louisiana for Hurricane Response Update

Posted on 8/26/20 at 4:19 pm to
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
477378 posts
Posted on 8/26/20 at 4:19 pm to
quote:

! I would *assume* the chasers would have this understanding before they undertook this but if not sounds like it will be the undertaker for them(

they probably won't die but it will be a shitty 48 hours ahead of them. i mean, like unimagineably shitty

if thy can make it to the courthouse they should be able to get above the water line. then they're just isolated for 2 days+ in 90+ degree weather with swamp around them. their car will flood and die, so it's only primitive movements for them, surrounded by gators, snakes, snapping turtles, etc.
Posted by SheauxMeTheMoney
Member since May 2006
220 posts
Posted on 8/26/20 at 4:19 pm to
quote:

also, Cameron in particular is NOTHING but marshland/swamp

it's basically a highway on the east border, west border, and the southern border. otherwise nothing but marsh/swamp

so if you get stuck, you're fricking STUCK. it's just you water, and a bunch of gators and moccasins


My parents live in Hackberry (or Hackleberry, Jeff) and this is the TRUTH. Thinking about chasers on Hwy 82...that road is sketchy on a regular windy day. Parents stayed for Rita but I've convinced them to at least head north to family in Iowa where at least they won't drown.
Posted by wickowick
Head of Island
Member since Dec 2006
46370 posts
Posted on 8/26/20 at 4:19 pm to
quote:

I just read my renters insurance policy. There is a flood exclusion. So the contents inside are not insured for flood.

But if the house is blown off the map, I’m guessing they would be covered? Lol


For the most part, think of it like this, if the water touches the ground and then enters the home, you probably won't have coverage. If the water enters from above (roof, windows, etc.) you will typcially have coverage
Posted by Crimson1st
Birmingham, AL
Member since Nov 2010
21123 posts
Posted on 8/26/20 at 4:20 pm to
quote:

DiamondDog


Yes flood insurance is a separate federal government sponsored program that is sub-sourced through insurance companies. One catch is that you can't just go out and get it and be covered...there is a 30 day waiting period on the coverage to kick in. This is specifically for scenarios like this where folks get in the line of fire THEN get coverage. If you are in a flood prone area, in particular to a hurricane frequented area, it just needs to be seen as a necessary "cost of doing business" to live in the region.
This post was edited on 8/26/20 at 4:23 pm
Posted by Prominentwon
LSU, McNeese St. Fan
Member since Jan 2005
95036 posts
Posted on 8/26/20 at 4:20 pm to
quote:

If you’re at the same hotel I’m at this weekend, I’ll try to drop some booze at your door.




Already working on it.



Posted by choppadocta
Louisiana
Member since May 2014
2538 posts
Posted on 8/26/20 at 4:21 pm to
Then they'll argue if wind or water happened first. I had a flood policy for my rental for Katrina and they paid for the contents, to a degree
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
477378 posts
Posted on 8/26/20 at 4:21 pm to
quote:

. Said they went door to door.

figured this would happen

they were making evac plans last week. cameron wasn't' fricking around
Posted by Jwho77
cyperspace
Member since Sep 2003
84335 posts
Posted on 8/26/20 at 4:22 pm to
Ryno is heading up there to keep you company, Prom. What room are you in?
Posted by slackster
Houston
Member since Mar 2009
91838 posts
Posted on 8/26/20 at 4:22 pm to
quote:

Looks like it’s moving more north than NW. just sayin.




quote:

dukke v


Well it was, at least.
Posted by lsufan112001
sportsmans paradise
Member since Oct 2006
11217 posts
Posted on 8/26/20 at 4:23 pm to
renters insurance policy. There is a flood exclusion. So the contents inside are not insured for flood.

But if the house is blown off the map, I’m guessing they would be covered? Lol

I’m laughing because I never considered I needed to insure the contents of my rental for hurricane until just now.
—-
I flooded before with no contents.

Got a bunch of milk crates to stack it all on.
Posted by GEAUXmedic
Premium Member
Member since Nov 2011
42053 posts
Posted on 8/26/20 at 4:23 pm to
@monarchweather
Our #PowerOutage Risk Model indicating county-level risk for power loss due to Cat-4 #Hurricane #Laura using the latest available weather model forecasts. Main impacts include record setting storm-surge, strong winds, and flood events. #RiskAnalysis

Posted by RockChalkTiger
A Little Bit South of Saskatoon
Member since May 2009
11125 posts
Posted on 8/26/20 at 4:23 pm to
quote:

For the most part, think of it like this, if the water touches the ground and then enters the home, you probably won't have coverage. If the water enters from above (roof, windows, etc.) you will typically have coverage


The hard part is proving it to State Farm.
Posted by Cosmo
glassman's guest house
Member since Oct 2003
131644 posts
Posted on 8/26/20 at 4:23 pm to
thiccc
Posted by Prominentwon
LSU, McNeese St. Fan
Member since Jan 2005
95036 posts
Posted on 8/26/20 at 4:23 pm to
quote:

Ryno is heading up there to keep you company, Prom. What room are you in?


Who do you think gave me the Crawford Bock?
This post was edited on 8/26/20 at 4:24 pm
Posted by jclem11
Chief Nihilist
Member since Nov 2011
9769 posts
Posted on 8/26/20 at 4:23 pm to
quote:

Yes flood insurance is a separate federal government sponsored program that is sub-sourced through insurance companies. One catch is that you can't just go out and get it and be covered...there is a 30 day waiting period on the coverage to kick in. This is specifically for scenarios like this where folks get in the line of fire THEN get coverage. If you are in a flood prone area, in particular to a hurricane frequented area, it just needs to be seen as a necessary "cost of doing business" to live in the region.


The exception is when you close on a home I believe. My flood insurance was effective immediately when I purchased and I live on a 100 year flood plain.
Posted by slackster
Houston
Member since Mar 2009
91838 posts
Posted on 8/26/20 at 4:23 pm to
quote:

Wife and I have been reading since the thread has started.


Prayers sent.
Posted by TH03
Mogadishu
Member since Dec 2008
172004 posts
Posted on 8/26/20 at 4:23 pm to
Would crush.
Posted by The Boat
Member since Oct 2008
177386 posts
Posted on 8/26/20 at 4:23 pm to
quote:

if thy can make it to the courthouse they should be able to get above the water line. then they're just isolated for 2 days+ in 90+ degree weather with swamp around them. their car will flood and die, so it's only primitive movements for them, surrounded by gators, snakes, snapping turtles, etc.

It's not going to be a fun night in Lake Charles but there isn't going to be 6 feet of water across the entire city like the weather channel keeps showing.
Posted by HYDRebs
Houston
Member since Sep 2014
1594 posts
Posted on 8/26/20 at 4:24 pm to
quote:

Houston folks and media desperate for some hurricane action. All local schools are closed til Friday. It’s silly

I’d rather my local ordinances and city be over prepared for every single potential hurricane than under prepared for a single one.
Posted by DiamondDog
Louisiana
Member since Nov 2019
13274 posts
Posted on 8/26/20 at 4:24 pm to
quote:

For the most part, think of it like this, if the water touches the ground and then enters the home, you probably won't have coverage. If the water enters from above (roof, windows, etc.) you will typcially have coverage



Ok perfect. We are not in a flood zone but I’m prepared for a couple windows to be knocked out.

I called the management company a couple days ago and asked if they were planning to board up the condos or tie down the trash cans.

They laughed at me literally on the phone. I laughed at them then said that’s funny because I’m not paying rent on the 1st if your shite is torn the F up then and uninhabitable.
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