Favorite team:Ole Miss 
Location:Houston
Biography:HYDRebs@gmail.com
Interests:
Occupation:
Number of Posts:1034
Registered on:9/18/2014
Online Status:Not Online

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re: Should I refinance to take advantage of increased property value? - HYDRebs
1st major point is how long do you and your family plan on living in your current home. The longer you do the more sense a refinance makes. You are the perfect candidate to refinance right now. You could more than likely cut off PMI and drop ~1% or more depending on how long of a term you go wit...
Posted on Money Talk
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re: 2019 Top 5 Stock Pick 'em Contest. Rankings updated through Wednesday, 8/14/19 on page 26. - HYDRebs
Thanks for the update russian! Woof 10% decline for me. Feel like we are in for some more volatility to close out this year. Should be a good run til EOY ...
Posted on Money Talk
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re: Anyone here use Wealthfront? - HYDRebs
Not the best review as you are looking to use them for another reason. But I have used them for my Roth account over the last two years and have been very happy with them. ...
Posted on Money Talk
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re: After being fully invested several years I got out this morning - HYDRebs
[quote]What is incorrect about his post? [/quote] I read it as.. He's jinxing it by saying I think we are good :lol:...
Posted on Money Talk
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re: Cheap flights - HYDRebs
Also for southwest their low fare calendar is an easy quick way to see their cheapest flights. You can check several dates at the same time in case flying in a day early is worth it ...
Posted on Travel Board
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re: Mortgage refinance inquiry - HYDRebs
I work for a Texas bank that services their own loans and does a fair amount of business in the Heights as well. (Office out of Houston) Feel free to reach out to my email which I have in my bio. My username gmail If you do end up refi'ing with whomever you may want to consider looking into 20 ye...
Posted on Money Talk
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re: Selling Covered Calls - HYDRebs
[quote]True but had you not sold the covered calls, your stock would still have gone to zero and you would have missed out on the premium. [/quote] True but had you sold the covered calls, your stock could have gone to infinity and you would have missed out on 100 (x) infinity of that minus the p...
Posted on Money Talk
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re: Selling Covered Calls - HYDRebs
Yes. You lose out on the profit potential and are maxed out at strike price + Premium received. Meanwhile your stock can go to zero while all you received is the premium....
Posted on Money Talk
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re: I find the contradiction of Q facts and Q resistance interesting. - HYDRebs
I too like the idea of Q and want to believe some of the things. The calling the death of an 82 and 94 year old though when their health was starting to fail them the last several years and everyone could see it will never be a gotcha to me :lol:...
Posted on Political Talk
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re: 2019 Top 5 Stock Pick 'em Contest. Rankings updated through Wednesday, 8/14/19 on page 26. - HYDRebs
Jesus ^61% YTD what the hell is this market. :lol: ...
Posted on Money Talk
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re: Financing an in ground pool... - HYDRebs
What is your current mortgage rate at? If it is at todays current rate or higher look into doing a Renovation loan. You can get a conventional refinance at today's rate and and finance as much of it as you want including closing costs and it is not considered a texas a6 cashout(assuming Texas as...
Posted on Money Talk
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re: Take Freeze back or Keep Luke? Upvote/Downvote - HYDRebs
[quote]quote:I am a little worried Rich Rods offense is 10 years too old scheme wise. Because it is. [/quote] Interesting take when his Arizona team had a top 3 offense in their conference 5 out of the 6 years he was there, and they led the conference in scoring in his final year. ...
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re: Need recommendations on locking in rate - HYDRebs
[quote]yea that's not possible that's why you lock rates in.[/quote] hawkeye007 lots of good advice in this thread, but It is possible with a bank normally not a broker. My bank lets me float down if rates drop between lock and closing. Also his 4% for a conventional at zero zero is very goo...
Posted on Money Talk
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re: Vegas - HYDRebs
Depending on the group size, I highly suggest splitting a suite in the hotel/casino you choose. Doubles down for a great meeting spot for everyone in the group as well as a great spot to store drinks and snacks that can make the trip end up being cheaper even though you are spending more on the suit...
Posted on Travel Board
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re: Should I buy Mortgage Points - HYDRebs
[quote]You know how much he’s borrowing?[/quote] Yes I do, per his initial post if 1/4 of a discount is $800 his loan amount is $320k. Quite frankly though it shouldn’t matter what his loan amount is. ...
Posted on Money Talk
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re: Should I buy Mortgage Points - HYDRebs
To me that would be a no brainer. If they are really offering .25 discount points to lower the rate by.25% take it. the .25 discount points would breakeven in just 16 months without taking into account Time Value of Money. Even taking into account TVM you would break even in 16-18 months. The on...
Posted on Money Talk
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re: NBA playoff thread May 6th: MIL-BOS, HOU-GSW - HYDRebs
[quote]Harden is a cut above right now. Giannis, Kawhi & Durant are right there too[/quote] FIFY...
Posted on More Sports
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re: Refinance Calculator - HYDRebs
[quote]I have a loan and made a [b]big principal payment[/b] and would like to determine if it is worth it to refinance.[/quote] Before refinancing look to see if your mortgage servicer will recast. Not all banks provide this, but many do. This will reset the payments based on the new principal, ...
Posted on Money Talk
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re: 2019 Top 5 Stock Pick 'em Contest. Rankings updated through Wednesday, 8/14/19 on page 26. - HYDRebs
Semi-monthly at this point is probably a better idea. Honestly just Whatever works for you and you have time for. Also if I’m a fund manager, I’m strongly considering taking my YTD 41% gains and taking the rest of the year off lol ...
Posted on Money Talk
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