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re: Just had an alarming experience with my insurance company

Posted on 9/15/17 at 6:14 pm to
Posted by Tiger Prawn
Member since Dec 2016
26340 posts
Posted on 9/15/17 at 6:14 pm to
If you aren't at fault, then you shouldnt even bother calling your own insurance unless the other person's insurance is giving you a hard time or dragging their feet. Make the claim only with the at fault driver's insurance

ETA: But that Geico rep must be fricking retarded
This post was edited on 9/15/17 at 6:15 pm
Posted by ThuperThumpin
Member since Dec 2013
9593 posts
Posted on 9/15/17 at 6:33 pm to
My boss had a situation with State Farm recently that was very similiar to yours. Both parties had State Farm. The State Farm rep completley dismissed the police report in his claim that showed the other driver at fault. Eventually it was settled but he had to go up the chain to find someone competent. Ive had good service with Geico so maybe you just got one idiot.
This post was edited on 9/15/17 at 6:38 pm
Posted by Samso
nyc
Member since Jun 2013
5084 posts
Posted on 9/15/17 at 6:37 pm to
USAA ftw
Posted by Rouge
Floston Paradise
Member since Oct 2004
138857 posts
Posted on 9/15/17 at 6:45 pm to
quote:

Sound like the gecko tried to frick you in the arse



GEICO AKA Larry

Posted by Mulat
Avalon Bch, FL
Member since Sep 2010
17517 posts
Posted on 9/15/17 at 6:53 pm to
quote:

Time to switch


USAA if military is the way to go, ASAP
Posted by DirtyMikeandtheBoys
Member since May 2011
19467 posts
Posted on 9/15/17 at 6:53 pm to
Are you white? If so, It's your fault
This post was edited on 9/15/17 at 6:54 pm
Posted by tom
Baton Rouge
Member since Jun 2007
8824 posts
Posted on 9/15/17 at 6:56 pm to
The funniest part is that no matter who is at fault your insurance is about to cost way more!
Posted by magildachunks
Member since Oct 2006
36636 posts
Posted on 9/15/17 at 6:57 pm to
Anybody ever notice that any accident on this board is never the OP's fault?

Like ever?
Posted by RazorBroncs
Possesses the largest
Member since Sep 2013
16477 posts
Posted on 9/15/17 at 7:01 pm to
1. State Farm

2. Progressive

...


998. Geico

999. The General / General Insurance


Get out while you can, IF you can. Nothing but horrid experiences with Geico, but the General still beats them by a hair.
Posted by DeafJam73
Baton Rouge
Member since Sep 2010
19122 posts
Posted on 9/15/17 at 7:04 pm to
Sounds like you need to get the other guy's insurance. You didn't give a lot of details about the accident, but if your company is really trying to frick you, you need to switch immediately. Line yourself up with another company, then tell your current agent to go choke on a dick. Typically I don't hold a grudge against people who hold a job that may cause controversy; they're just doing their job. My exception is with auto insurance agents; I find that I hate all of them.
Posted by Bigfishchoupique
Member since Jul 2017
9678 posts
Posted on 9/15/17 at 7:10 pm to
Never give a statement right away. Let the reports come out. You don't have to talk to anyone. When someone says you have to give a statement remember you don't have to do shite. I told my insurance company person to make sure their recorder never got sun damaged.
Posted by Athis
I AM Charlie Kirk....
Member since Aug 2016
16919 posts
Posted on 9/15/17 at 7:13 pm to
I have been with Geico for 18 years. I have never made a claim and have full covered. They recommended that I take a online defensive driver class to lower my rate. I took the class they lowered my insurance by &100.00 a year. The next year they went up $100.00. ASSHOLES!
Posted by Motorboat
At the camp
Member since Oct 2007
24323 posts
Posted on 9/15/17 at 7:23 pm to
See it all day long. GEICO would screw over its own mom if given the chance
Posted by Sidicous
NELA
Member since Aug 2015
19296 posts
Posted on 9/15/17 at 7:32 pm to
quote:

1. State Farm

2. Progressive



My last wreck I got t-boned in a Tulsa apartment complex parking lot.....by a State Farm claims rep!

She was late to work due to her pregnancy and totaled my car, less than a mile from the claims office. Pushed the passenger door into the center console of my Toyota Celica.

St. Farm who coaches: Never admit fault! The 1st words out of her mouth? "I'm so sorry, it's all my fault".

Fastest claim settlement ever. Took all of about 48 hours to have a check in my hand.
Posted by Jake88
Member since Apr 2005
80839 posts
Posted on 9/15/17 at 7:38 pm to
The problem lies with what the first letter in "GEICO" stands for.
Posted by Jake88
Member since Apr 2005
80839 posts
Posted on 9/15/17 at 7:40 pm to
I've been with State Farm for decades. During my 20s I was involved in four minor accidents. The most minor was declared my fault. My rates dropped 25cents every six months. They've always treated me well.
Posted by tss22h8
30.4 N 90.9 W
Member since Jan 2007
18793 posts
Posted on 9/15/17 at 7:41 pm to
You get what you pay for.
Posted by Jim Rockford
Member since May 2011
106105 posts
Posted on 9/15/17 at 7:42 pm to
quote:

quote:

Time to switch
USAA if military is the way to go, ASAP...


They treat you like royalty if you are military or former military. If not, they're just another insurance company. My GF has it courtesy of her father, who was retired Navy. She's had several problems with them.
Posted by Crow Pie
Neuro ICU - Tulane Med Center
Member since Feb 2010
27948 posts
Posted on 9/15/17 at 7:50 pm to
quote:

This is my first accident, I didn't know I had an option.
Tell them your neck is starting to feel sore and you are on the way to the ER and watch them shift the liability to the other driver in about 3.3 seconds.
Posted by Geauxtiga
No man's land
Member since Jan 2008
34401 posts
Posted on 9/15/17 at 7:52 pm to
Be a defensive driver bro.
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