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Started By
Message
Just had an alarming experience with my insurance company
Posted on 9/15/17 at 5:21 pm
Posted on 9/15/17 at 5:21 pm
I was involved in a small accident earlier today. It was a situation where who was at fault was pretty cut and dry. The other guy got out and admitted it was his mistake, I told him no problem shite happens. Even if he hadn't admitted, the circumstances were such that who was at fault is not in question.
I call my insurance company to let them know, after speaking with the officer he calls his.
About an hour later my company(Geico) calls me to get a recorded statement so they can determine liability. I go through the whole story, and am expecting a giggle with a "yeah, the other driver is screwed"...instead my own insurance company tells me I am at fault and am liable for damages to both vehicles. I lost it, I was like WTF. I was floored and speechless. The geico rep then proceeds to lecture me about how I should have seen the other driver coming, I had plenty of time to stop, blah, blah, blah. Trust me, the scenario in which the accident occurred there was zero question the other guy was at fault. I tell the lady this is shocking to hear from my own company, she says I am so at fault we would lose the case if it went to arbitration. Wow.
30 minutes later the other guys insurance calls me to do the same thing, take a recorded statement to determine liability. 2 minutes later the rep from THE OTHER company tells me they accept full fault and 100% of the liability. She even lines me up with a rental.
I'm still at a loss for words.
I call my insurance company to let them know, after speaking with the officer he calls his.
About an hour later my company(Geico) calls me to get a recorded statement so they can determine liability. I go through the whole story, and am expecting a giggle with a "yeah, the other driver is screwed"...instead my own insurance company tells me I am at fault and am liable for damages to both vehicles. I lost it, I was like WTF. I was floored and speechless. The geico rep then proceeds to lecture me about how I should have seen the other driver coming, I had plenty of time to stop, blah, blah, blah. Trust me, the scenario in which the accident occurred there was zero question the other guy was at fault. I tell the lady this is shocking to hear from my own company, she says I am so at fault we would lose the case if it went to arbitration. Wow.
30 minutes later the other guys insurance calls me to do the same thing, take a recorded statement to determine liability. 2 minutes later the rep from THE OTHER company tells me they accept full fault and 100% of the liability. She even lines me up with a rental.
I'm still at a loss for words.
47
Posted on 9/15/17 at 5:23 pm to LSUsmartass
Sound like the gecko tried to frick you in the arse
Posted on 9/15/17 at 5:24 pm to LSUsmartass
Time to switch
Posted on 9/15/17 at 5:24 pm to LSUsmartass
Sounds like you need a new insurance company.
Posted on 9/15/17 at 5:24 pm to LSUsmartass
Describe your accident. It's hard to pick a side if we don't know what happened.
Posted on 9/15/17 at 5:24 pm to LSUsmartass
I'm going to need a diagram of the accident and pics of your sister before I can render judgement on fault.
Posted on 9/15/17 at 5:25 pm to LSUsmartass
Sounds like GEICO needs to adjust their hiring process.
Posted on 9/15/17 at 5:25 pm to LSUsmartass
Geico is the Walmart of auto insurance
Posted on 9/15/17 at 5:25 pm to LSUsmartass
Cancel the claim with your company
Posted on 9/15/17 at 5:26 pm to LSUsmartass
So, there's your selling point right there...
Switch to that other insurance.
Switch to that other insurance.
Posted on 9/15/17 at 5:26 pm to PrimeTime Money
quote:
Describe your accident. It's hard to pick a side if we don't know what happened.
The other company admitted fault and accepted 100% liability 2 minutes into the phone call with zero hassle.
Posted on 9/15/17 at 5:26 pm to LSUsmartass
Um, tell your insuramce company to take a hike.
Then tell them other company is paying
Then tell them other company is paying
Posted on 9/15/17 at 5:26 pm to LSUsmartass
That's what you get for going with cheap shite insurance.
Posted on 9/15/17 at 5:27 pm to LSUsmartass
About that 15% you saved...
Posted on 9/15/17 at 5:28 pm to LSUsmartass
Was this your agent (Geico) or someone who just works in the agents office? Either way, it's time to have a sit down with them and ask them wtf?
Posted on 9/15/17 at 5:28 pm to Traveler
Geico doesn't have agents.
Posted on 9/15/17 at 5:30 pm to Traveler
Geico sucks.
Posted on 9/15/17 at 5:30 pm to Traveler
It was the 800 number.
I will be having a sit-down with the insurance agent I worked with for my home owners.
I will be having a sit-down with the insurance agent I worked with for my home owners.
Posted on 9/15/17 at 5:30 pm to LSUsmartass
I'm pretty sure the police report will trump whatever your dipshit rep says.
Upvoted, because I laugh at your pain.
Upvoted, because I laugh at your pain.
Posted on 9/15/17 at 5:30 pm to DCtiger1
Ok, so they don't have local offices? I don't know anything about them but that does sound pretty messed up on their part.
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