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DCtiger1
LSU Fan
Panama City Beach
Member since Jul 2009
5422 posts
 Online 

re: Is it possible, anymore, to get a personalized banking relationship?
Why would 25% down give you a better auto loan rate? You can get 0% interest almost everywhere with nothing down


SEC 440
Member since Jan 2021
283 posts

re: Is it possible, anymore, to get a personalized banking relationship?
We do. Local Credit Union


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Penrod
LSU Fan
Member since Jan 2011
20726 posts

re: Is it possible, anymore, to get a personalized banking relationship?
All of the banks have “Personal Banking” groups for high net worth folks.


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Y.A. Tittle
LSU Fan
Member since Sep 2003
85076 posts

re: Is it possible, anymore, to get a personalized banking relationship?
quote:


Your car loan scenario is impossible for a bank to compete against 0% interest loans by car manufacturers


I found his financial knowledge/situation a bit suspect for not realizing this. Last few cars I’ve bought, the dealers were bending over backwards to give me basically 0% on any amount or term I wanted.


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pwejr88
LSU Fan
Friend of Bill W.
Member since Apr 2007
32472 posts

re: Is it possible, anymore, to get a personalized banking relationship?
quote:


Is it possible, anymore, to get a personalized banking relationship?


Absolutely. If you live in Louisiana, Red River Bank. All day.


MSTiger33
LSU Fan
New York City
Member since Oct 2007
16755 posts

re: Is it possible, anymore, to get a personalized banking relationship?
Sounds like you need a family office


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Bryant91092
Alabama Fan
Member since Dec 2009
22473 posts

re: Is it possible, anymore, to get a personalized banking relationship?
I’m sure it’s been suggested many times, but if a community bank still exists in your area, that’s who will make you feel like a priority.


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Bryant91092
Alabama Fan
Member since Dec 2009
22473 posts

re: Is it possible, anymore, to get a personalized banking relationship?
My only experience with a Louisiana community bank was South Louisiana Bank. I only dealt with them on the audit side, but they were all great people. I wouldn’t hesitate to reach out to them if I lived in LA.


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Kcrad
LSU Fan
Slidell
Member since Nov 2010
37337 posts

re: Is it possible, anymore, to get a personalized banking relationship?
Jimb


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rockchlkjayhku11
Georgia Fan
Cincinnati, OH
Member since Aug 2006
35268 posts

re: Is it possible, anymore, to get a personalized banking relationship?
quote:

Why would 25% down give you a better auto loan rate? You can get 0% interest almost everywhere with nothing down

if you're buying new.

not true if you're buying used, which he probably should be doing for his son.

then again he has 7 figures with BofA, but isn't gonna buy the car in cash so IDK wtf he's doing


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patriotgrunt
US Army Fan
Fort Riley, KS
Member since Oct 2007
327 posts

re: Is it possible, anymore, to get a personalized banking relationship?
Red River Bank will take care of you.


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real turf fan
Tennessee Fan
East Tennessee
Member since Dec 2016
4162 posts

re: Is it possible, anymore, to get a personalized banking relationship?
My investment account brokers take my calls. Always have.

Just after my parents died leaving me unmarried without brothers or sisters, I went to my hometown bank president. I explained I traveled internationally some and a lot within the USA and I had always counted on contacting my parents if I got in trouble.

I needed someone who I could call. He asked my how much trouble could I get in. I answered in a substantial amount, he said, "You're good for that." "Here's my home phone number and direct office number."

That kind of relationship never was needed, but I felt much better knowing it existed.


SlidellCajun
LSU Fan
Slidell la
Member since May 2019
4394 posts

re: Is it possible, anymore, to get a personalized banking relationship?
Yep

Red River does personal banking

So does Home Bank. Call John Zollinger who will get you an account and monitor your credit.
He’ll set you up with a line of credit, mortgage and whatever else you need



Twenty 49
LSU Fan
Shreveport
Member since Jun 2014
14571 posts

re: Is it possible, anymore, to get a personalized banking relationship?
quote:

I explained I traveled internationally some and a lot within the USA and I had always counted on contacting my parents if I got in trouble. I needed someone who I could call.

He asked my how much trouble could I get in. I answered in a substantial amount, he said, "You're good for that." "Here's my home phone number and direct office number."


Let me know when your episode of Locked Up Abroad is set to air.


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tigerinthebueche
LSU Fan
Erwinville, LA.
Member since Oct 2010
27860 posts

re: Is it possible, anymore, to get a personalized banking relationship?
I’ll add, frick Capital One. Every bit as big of a cock sucker, POS bank as BOA- based solely on their lack of customer service.


Celery
LSU Fan
Cornball
Member since Nov 2010
9730 posts

re: Is it possible, anymore, to get a personalized banking relationship?
It’s possible to have a personalized relationship with your money manger. I’d think it works at smaller banks too.


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BlackAdam
Nicholls St. Fan
Member since Jan 2016
4885 posts

re: Is it possible, anymore, to get a personalized banking relationship?
Ya know what is better than anything you described? Being able to do all that shite online and not having to have any type of relationship with a banker.

I'd much rather answer a few.questions online than have some ham fisted moron who knows less about finance than I do try to sell me on some heloc or some other bull shite.


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20
boosiebadazz
Member since Feb 2008
71507 posts

re: Is it possible, anymore, to get a personalized banking relationship?
Weird, weak, forced 7-figure flex?

Credit union or community bank, weirdo.


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GeorgeTheGreek
Michigan State Fan
Sparta, Greece
Member since Mar 2008
61250 posts

re: Is it possible, anymore, to get a personalized banking relationship?
You went to a bank when you needed someone to call? Wtf


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Doctor Strangelove
Mississippi St. Fan
Member since Feb 2018
1877 posts

re: Is it possible, anymore, to get a personalized banking relationship?
Deposits, loans and mortgages at a high enough rate will get you the attention you are seeking. Have a successful business? These business bankers will pretend to be best friends to get your accounts.


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