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re: Is it possible, anymore, to get a personalized banking relationship?
Posted on 2/18/21 at 5:42 pm to HubbaBubba
Posted on 2/18/21 at 5:42 pm to HubbaBubba
Why would 25% down give you a better auto loan rate? You can get 0% interest almost everywhere with nothing down 
1
Posted on 2/18/21 at 6:08 pm to HubbaBubba
We do. Local Credit Union
Posted on 2/18/21 at 7:20 pm to HubbaBubba
All of the banks have “Personal Banking” groups for high net worth folks.
Posted on 2/18/21 at 7:54 pm to NimbleCat
quote:
Your car loan scenario is impossible for a bank to compete against 0% interest loans by car manufacturers
I found his financial knowledge/situation a bit suspect for not realizing this. Last few cars I’ve bought, the dealers were bending over backwards to give me basically 0% on any amount or term I wanted.
Posted on 2/18/21 at 8:07 pm to HubbaBubba
quote:
Is it possible, anymore, to get a personalized banking relationship?
Absolutely. If you live in Louisiana, Red River Bank. All day.
Posted on 2/18/21 at 8:15 pm to HubbaBubba
Sounds like you need a family office
Posted on 2/18/21 at 8:15 pm to HubbaBubba
I’m sure it’s been suggested many times, but if a community bank still exists in your area, that’s who will make you feel like a priority.
Posted on 2/18/21 at 8:18 pm to pwejr88
My only experience with a Louisiana community bank was South Louisiana Bank. I only dealt with them on the audit side, but they were all great people. I wouldn’t hesitate to reach out to them if I lived in LA.
Posted on 2/18/21 at 8:19 pm to dbeck
Jimb
Posted on 2/18/21 at 8:59 pm to DCtiger1
quote:
Why would 25% down give you a better auto loan rate? You can get 0% interest almost everywhere with nothing down
if you're buying new.
not true if you're buying used, which he probably should be doing for his son.
then again he has 7 figures with BofA, but isn't gonna buy the car in cash so IDK wtf he's doing
Posted on 2/18/21 at 9:05 pm to HubbaBubba
Red River Bank will take care of you.
Posted on 2/18/21 at 9:27 pm to HubbaBubba
My investment account brokers take my calls. Always have.
Just after my parents died leaving me unmarried without brothers or sisters, I went to my hometown bank president. I explained I traveled internationally some and a lot within the USA and I had always counted on contacting my parents if I got in trouble.
I needed someone who I could call. He asked my how much trouble could I get in. I answered in a substantial amount, he said, "You're good for that." "Here's my home phone number and direct office number."
That kind of relationship never was needed, but I felt much better knowing it existed.
Just after my parents died leaving me unmarried without brothers or sisters, I went to my hometown bank president. I explained I traveled internationally some and a lot within the USA and I had always counted on contacting my parents if I got in trouble.
I needed someone who I could call. He asked my how much trouble could I get in. I answered in a substantial amount, he said, "You're good for that." "Here's my home phone number and direct office number."
That kind of relationship never was needed, but I felt much better knowing it existed.
Posted on 2/18/21 at 9:33 pm to pwejr88
Yep
Red River does personal banking
So does Home Bank. Call John Zollinger who will get you an account and monitor your credit.
He’ll set you up with a line of credit, mortgage and whatever else you need
Red River does personal banking
So does Home Bank. Call John Zollinger who will get you an account and monitor your credit.
He’ll set you up with a line of credit, mortgage and whatever else you need
Posted on 2/18/21 at 9:38 pm to real turf fan
quote:
I explained I traveled internationally some and a lot within the USA and I had always counted on contacting my parents if I got in trouble. I needed someone who I could call.
He asked my how much trouble could I get in. I answered in a substantial amount, he said, "You're good for that." "Here's my home phone number and direct office number."
Let me know when your episode of Locked Up Abroad is set to air.
Posted on 2/18/21 at 9:39 pm to SlidellCajun
I’ll add, frick Capital One. Every bit as big of a cock sucker, POS bank as BOA- based solely on their lack of customer service.
Posted on 2/18/21 at 10:14 pm to HubbaBubba
It’s possible to have a personalized relationship with your money manger. I’d think it works at smaller banks too.
Posted on 2/18/21 at 11:05 pm to HubbaBubba
Ya know what is better than anything you described? Being able to do all that shite online and not having to have any type of relationship with a banker.
I'd much rather answer a few.questions online than have some ham fisted moron who knows less about finance than I do try to sell me on some heloc or some other bullshite.
I'd much rather answer a few.questions online than have some ham fisted moron who knows less about finance than I do try to sell me on some heloc or some other bullshite.
Posted on 2/18/21 at 11:07 pm to HubbaBubba
Weird, weak, forced 7-figure flex?
Credit union or community bank, weirdo.
Credit union or community bank, weirdo.
Posted on 2/18/21 at 11:11 pm to real turf fan
You went to a bank when you needed someone to call? Wtf
Posted on 2/18/21 at 11:11 pm to HubbaBubba
Deposits, loans and mortgages at a high enough rate will get you the attention you are seeking. Have a successful business? These business bankers will pretend to be best friends to get your accounts.
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