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Started By
Message
re: Is it possible, anymore, to get a personalized banking relationship?
Posted on 2/18/21 at 4:23 pm to HubbaBubba
Posted on 2/18/21 at 4:23 pm to HubbaBubba
quote:
He wants to purchase a Tacoma
Sorry you won’t be getting grandkids.
0
Posted on 2/18/21 at 4:25 pm to Bill Parker?
quote:
Family friend handles our personal banking. And she's fine as frog hair.
What's her number? I have some deposits I need her to handle.
Posted on 2/18/21 at 4:25 pm to HubbaBubba
quote:Why?
I'm with Bank of America
I have an account with BOA, but I also have one with my local bank and local credit union. They know me the minute I walk in the branch, the manager and I are on first name basis. When I want to buy something, they'll cut me a blank check good for 90 days to buy whatever the hell I want on whatever terms I choose.
Posted on 2/18/21 at 4:30 pm to HubbaBubba
quote:
This is a car purchase for my son where my credit will be used.
strike one
quote:
I'm willing to co-sign and give him the first 25% of the cost of the vehicle.
strike two
tell little Jaxton to sack up and qualify for herself, if you can't afford it, you probably shoudln't be buying it
Posted on 2/18/21 at 4:31 pm to HubbaBubba
I work for Campus Federal Credit Union here in Louisiana. Are you also in Louisiana? Send me some info and I give you estimates that you are asking for.
Posted on 2/18/21 at 4:32 pm to HubbaBubba
Your car loan scenario is impossible for a bank to compete against 0% interest loans by car manufacturers.
Posted on 2/18/21 at 4:36 pm to 777Tiger
quote:Aren't you in forced retirement now?
777Tiger
Posted on 2/18/21 at 4:38 pm to HubbaBubba
quote:
Aren't you in forced retirement now?
right there at it, and thinking now's a good time to punch
Posted on 2/18/21 at 4:38 pm to HubbaBubba
I hope your social credit score meets their approval along with your potential ability to payback the loan.
Posted on 2/18/21 at 4:42 pm to kywildcatfanone
quote:I second this. I use Campus Federal and I feel I have a good personalized and friendly banking experience. Go with a local place instead of the big banks that don’t really care about you
Local credit union
Posted on 2/18/21 at 4:42 pm to HubbaBubba
Small community banks...I sell to banks, so have relationships with many bank presidents and CFOs....was in a guys office once when a customer called and told him he was going to buy a new truck...banker told him to write a check, we will cover it and come in later this week to sign paperwork
Posted on 2/18/21 at 4:45 pm to HubbaBubba
Fun fact: Bank of America was founded in turn of the century San Francisco by an Italian immigrant. After the earthquake, he loaded the safe on a wagon and took it out of danger. It was the only bank that survived the earthquake and fire, so it rapidly grew.
Posted on 2/18/21 at 4:48 pm to HubbaBubba
I have that relationship with my bank.
Bank local branches instead of national ones
Bank local branches instead of national ones
Posted on 2/18/21 at 4:49 pm to deltaland
My bank president was working the drive through window today because no one else could get to work.
Posted on 2/18/21 at 4:54 pm to HubbaBubba
Yeah probably any small local bank. I have one that I use for very small real estate investments and he wants to make an hour long conversation every time I apply for a loan.
Posted on 2/18/21 at 4:57 pm to HubbaBubba
Just use LightStream. They can find your account in hours and don’t even take the title if your credit is at least decent.
This post was edited on 2/18/21 at 4:58 pm
Posted on 2/18/21 at 4:58 pm to HubbaBubba
quote:
HubbaBubba
Peasant
If you are wealthy they will be falling all over you
Posted on 2/18/21 at 5:00 pm to HubbaBubba
I legit have a banker assigned to me at Regions. She calls me every few months to see if I’m “meeting my financial goals”. I could totally call her for a loan.
Posted on 2/18/21 at 5:03 pm to HubbaBubba
You can get it with a small local bank. You'll never get it with a huge national bank.
Posted on 2/18/21 at 5:08 pm to HubbaBubba
Yes but you need some decent net worth and find a local small bank
I have a personal banker that responds to emails within an hour during business hours or could call her as needed
I have a personal banker that responds to emails within an hour during business hours or could call her as needed
This post was edited on 2/18/21 at 5:09 pm
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