Insurance commissioner push for reinforced roofs?

I've seen or heard of strap-type approaches that you do on the attic side, but I know nothing about any proposed standards or how common interior bracing is.

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I always wondered why roofs werent made with a rubber membrane that was glued down on the decking.

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The pessimist in me says that there is going to be an awful lot of brother-in-law deals involved in that whole process

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That’s not the way it’s been, at least in AL.

To the op, I am fortified designated with my insurance agency, and will elaborate on this more later, but this is a great step for LA, if the local communities/departments get behind it.

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I always wondered why roofs werent made with a rubber membrane that was glued down on the decking.

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That's literally how I'd describe most peel & stick water/ice shielding.

Looking at some projects now with “fortified roofs”
10-15% higher initial cost, but perhaps as much as 20-30% discount on property insurance gets my attention big time….
Still really new here but definitely something to watch.

WAFB

BATON ROUGE, La. (WAFB) - Just last year lawmakers passed what’s called the Fortified Roof Program. It’s state account essentially made for grants that would help you build a stronger roof along with other home improvements.

State Rep. Gabe Firment (R) says he has a bill that would require insurance companies to offer an incentive for you to fortify your roof.

You would still be charged a premium for the upgrade but Chairman of the House Insurance Committee, Rep Mike Huval, says Firment’s plan would make those premiums cheaper.

“The insurance company will be required to give a discount on your insurance premium. So, that automatically gives you some kind of relief from the money that you’ve invested for yourself and in combination with the money you’re getting from the grant. So, it will lower your insurance premium,” said Rep. Huval.

“I’ve spoken to the Department of Insurance about this bill and they assisted in drafting it and they’re going to be 100% behind it,” Rep. Firment added.

Legislators like Huval and others are going to be pushing hard this session to fund the Fortify Roofs Program.

“We’re asking for $10 million, grants will be given to the LDI, they will have a special way of getting people qualified for it. If we build stronger structures the insurance companies will realize that when the hurricanes do come, the homes enhanced with the fortified roofs will have less damage. Less damage, less claims paid,” Rep. Huval continued.

“We’ve got to commit to funding this for the long haul. Really if we just do it this one year it’s not going to be effective,” Rep. Firment explained.

Huval also said the Fortified Roof Program will be available to anyone in the state with a home.

I was looking at some shingle tile bundles that were rated for 50mph winds. Couldn't believe you could sell that in Louisiana.

As ugly as they are, if I ever have to replace a roof again it will be metal.

Florida has better building codes than we do.

Most of the houses built in last 20 years in SW Florida did fine during Ian assuming they didnt flood with the surge.

Looks like from the site you posted that to fortify your roof it would need to be done before the shingles were put on, so it really wouldn't pay to have to get a whole new roof to do this unless the insurance company paid a good-size incentive amount. I saw where they were talking about offering up to $10,000 to entice homeowners to convert. Even so, unless you were having a damage claim, you would still be paying a lot out of pocket that could take a number of years to recoup.