Cajun75

Someone mentioned FATE Therapeutics on here a while back as a recommendation from some acquaintance of his who were dumping large sums into this stock around the $1.10 level. At the time it was mentioned here, it was somewhere around $1.60, so I watched it for a while and it went all the way down to under $1.10 and I bought just a little at $1.18 probably a month or so ago. Today it's $2.42 if anyone's interested in taking a look at it. I don't have any good information and only purchased based on the big investment by the people mentioned who were supposedly in the know.

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This board is priceless. sure i did many on my own but this board has made me lots of money on stock picks alone!

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This....make it easy on yourself. Put a good majority into broad ETF funds such as VOO and QQQ. Figure out what % you want to put into a few individual stocks to start, then you can increase that amount if you wish as you become more confident. I've been able to basically double my investment portfolio in the past year by going with ETF's and stock picks mentioned here. Of course I had a great start time by investing during the tariff aftermath a year ago!

Yep, along with WDC and STX that I purchased near the beginning of the year. Kicking myself for not also purchasing SNDK also since I it was too high at $700, LOL.

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know how I can tell you don't read the Bible?

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I'm Catholic
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God doesn't want your money,

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Exactly!! God certainly doesn't NEED our money, but we NEED to be willing to give it. After all, "every good gift" comes from Him. In Malachi 3:8 God says...."Will a man rob God? Yet ye have robbed me. But ye say, Wherein have we robbed thee? In tithes and offerings."

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burgers or sandwiches, we share drinks as a family

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Yes, the wife and I never get drinks at fast food places.....we bring it home and drink water.

Yes, on introductory subscription offers, I'll put a reminder on my phone to cancel before the period ends. Can remember15 years ago getting $1 hamburgers for me and my three boys at McDonalds and total meal cost around $7!

Eat out less!! I see some guys eating out twice a day. I never had a problem brown-bagging it.

Don't have a car note. I've actually never had a new vehicle and never a car loan.

Don't smoke or drink alcohol....saves lots of money and helps your health as well.

If you can be very responsible with a credit card, get an Amazon card for your purchases there for a 5% giveback for Prime members, a Walmart card for 5% there with Walmart+ subscription, and a cashback card for everything else. Have had 2% cards for years and just got a 3% card from Robinhood.

My wife has cut my hair my whole adult life, and I cut my 3 sons' hair until they were grown and gone. Figure $50-$60 per month for 20 years!

Make as many repairs yourself around the house that you feel comfortable doing, cut your own grass, and clean your own house.

This may sound oxymoronic, but if you're a Christian, make sure you are tithing. God won't be outgiven, and if you're doing it with faith and the right motives, He will bless you in ways that you can't imagine. I've personally experienced this for 50+ years.

Congrats on the retirement....don't forget to honor the One who made it all possible for you to have what you have by attending a bible-believing church on the Lord's Day.

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ir Saint is right. A ROTH account is supposed to be for guaranteed boring investments (VOO, SCHG). Set it and forget it. Remember.... you cant touch this money until your 59 1/2 (without penalty) so put all of those... shoot for the stars... companies in a regular taxable account. If they do hit, then u can access the $ if u want to.

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I don't totally understand this concept....for one, I'm only a couple of years away from 59 1/2. If I get large returns on some of these stocks, why would I want to pay a bunch of taxes in a regular account when I could take it out tax-free in a ROTH account in a few years? I know you can't withdraw completely out of the account until that time, but there's nothing that prevents you from selling some or all of the stocks that hit it big and leaving it in the account as cash for some or all of the remaining time until you can take it tax free.

Glad I didn't sell most of these stocks as they are up close to 30% on average in the past week or so.

Appreciate your constructive criticism! I do have larger amounts invested in bigger stocks and ETF's. Guess my thinking was if I can get a 10-bagger out of one or more of these stocks, it'll more than offset losses in a number of others. I've also sold some profits earlier on with a few of these stocks, so just trying to decide what to do on the remaining balances in some of these. Again, thanks for all the input!

I value this board's knowledge and would like any input on some of these stocks I've got in my ROTH account that have dropped anywhere from 15-50% since I purchased them. I don't have but a few hundred in most of these so just wondering if anyone has an opinion on one or more of these as to whether I should add more shares on some of these, leave them alone for the rest of the year to see if they recover, or sell a few of these....much appreciated.

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