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Message
1
Posted on 8/23/16 at 10:40 am to mpar98
Water came nowhere close to me so I think nope.
Posted on 8/23/16 at 10:40 am to mpar98
i know a lot of people are especially before their area gets declared a flood zone when they remap everything. get locked in now baws.
This post was edited on 8/23/16 at 10:41 am
Posted on 8/23/16 at 10:41 am to PhiTiger1764
quote:It actually is. About $40 a month if you are in Zone X
But I know flood insurance isn't cheap
Posted on 8/23/16 at 10:42 am to Big Worm
quote:probably around $400-$450. The policy I bought last week was $450/year for $250k structure & $100k contents
How much is flood insurance if I'm not in a flood zone?
Posted on 8/23/16 at 10:42 am to tke857
This event just served to prove the theory that flooding can happen ANYWHERE at ANYTIME. Get the damn flood insurance. Got to be a damn fool not to after this event.
Posted on 8/23/16 at 10:42 am to mpar98
Probably not but if my neighborhood flooded then we all going down, plus, Im an additional 4-5 feet off the ground
Posted on 8/23/16 at 10:42 am to mpar98
If you didn't flood in this event, you ain't never gonna flood. Would be a waste of money IMO
Posted on 8/23/16 at 10:42 am to Salmon
quote:
if you're house did not come close to being flooded after this event, I don't understand why someone would get flood insurance now
Right, my neighborhood didn't flood... my street didn't even carry standing water on it. A neighborhood not far from me flooded during the heavy rain flash flood part of the storm, but I'm 15'-20' higher in elevation than the houses that flooded, plus I'm built up off the street.
I checked the topo maps and every direction slopes down from my neighborhood, in addition to it being one of the highest 4 to 5 parts of BR south of I-10. I wasn't really considering those factors when I bought the place, but I definitely an counting my blessings now.
Posted on 8/23/16 at 10:43 am to poops_at_parties
Not in BR, but I bought flood insurance last week. Cant help to know how shitty i would feel if something were to happen and flood insurance being so cheap. Not risking it anymore.
Posted on 8/23/16 at 10:43 am to Salmon
I guess the counter argument for that, at least logically speaking, is that 1000's of people's homes flooded for the first time ever.
Had they known everything they know now, even in the face of "it's never flooded here in 1000 years", those people would have bought insurance.
That's why you buy insurance. You pay a little up front in hopes of preventing a financial disaster later.
Had they known everything they know now, even in the face of "it's never flooded here in 1000 years", those people would have bought insurance.
That's why you buy insurance. You pay a little up front in hopes of preventing a financial disaster later.
Posted on 8/23/16 at 10:43 am to The Pirate King
quote:
If you didn't flood in this event, you ain't never gonna flood. Would be a waste of money IMO
...says March 2016
Posted on 8/23/16 at 10:45 am to poops_at_parties
quote:I've been a fool for some time now. I was contemplating whether or not I'd buy flood insurance when I realized that I'm paying fricking $400/year for insurance on my wife's jewelry. So it's a no brainer to pay a similar amount to protect my home
Got to be a damn fool not to after this event.
Posted on 8/23/16 at 10:47 am to SuperSaint
quote:2 500 year cat 5 hurricanes hit Mexico in the same season a few years ago.
Use the same logic you had before.... I mean there is no way the statistcians could have it wrong. One in 1000 year flood has hit and you didn't get flooded. I mean you don't think a once in 5000 year is next right??!! Nawwwww
Posted on 8/23/16 at 10:48 am to SuperSaint
quote:
Use the same logic you had before.... I mean there is no way the statistcians could have it wrong. One in 1000 year flood has hit and you didn't get flooded. I mean you don't think a once in 5000 year is next right??!! Nawwwww
Some places just aren't going to flood no matter how much it rains.
Posted on 8/23/16 at 10:48 am to mpar98
I didn't flood, but it came close. I bought flood insurance after Katrina. its cheap.
Posted on 8/23/16 at 10:49 am to lsupride87
quote:
It actually is. About $40 a month if you are in Zone X
that will more than likely go up, no?
Posted on 8/23/16 at 10:49 am to mpar98
Are you guys going through an agent to buy flood insurance?
Posted on 8/23/16 at 10:50 am to mpar98
Didn't get flooded and live in West Baton Rouge Parish, which is the sole parish in the area with no disaster declaration. But yes, I'm going to look into it.
Posted on 8/23/16 at 10:51 am to CurDog
Don't know about you guys,but my policy has a $5,000 deductible .
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