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Started By
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re: How many of you live paycheck to paycheck?
Posted on 3/16/20 at 9:20 pm to GreatLakesTiger24
Posted on 3/16/20 at 9:20 pm to GreatLakesTiger24
quote:
do people really disagree with this?
Yes. Wages have been relatively stagnant for decades. Prices have risen. There are plenty of hard working folks who barely get by and have little or no capability to set aside savings. Childcare and housing are extremely expensive. Healthcare deductibles and copays are higher as are premiums through employers.
The American economy is built on consumerism. This is largely financed through credit cards with high interest.
it’s not about morality or responsibility. It’s simply a balance sheet. If you save it’s because your income is sufficiently higher than your basic living expenses. It’s not because of your moral superiority!!!
2
Posted on 3/16/20 at 9:20 pm to GreatLakesTiger24
Posted on 3/16/20 at 9:20 pm to GreatLakesTiger24
quote:
obviously struck a nerve with a lot of you.
Yea, it does. My company had some serious layoffs not that long ago, and some of those guys are trying to find work right this minute. Many of them have families they are trying to support with kids they have to care for. I was fortunate enough to make it but that could've been me (could still be me soon) and it could have been you
Posted on 3/16/20 at 9:21 pm to DownshiftAndFloorIt
You mean his dad
Posted on 3/16/20 at 9:21 pm to mikelbr
quote:
over 3k a month(after taxes) goes to child support and tuition
Posted on 3/16/20 at 9:22 pm to Rize
quote:if I started this thread a month ago the reaction would have been much, much different
It’s a good discussion to have but you came across as a dick. There’s a frick pile of people starting tomorrow that are fricked.
I just want a little consistency
Posted on 3/16/20 at 9:23 pm to DownshiftAndFloorIt
quote:I’m prepared for that, like a responsible adult
and it could have been you
Posted on 3/16/20 at 9:24 pm to GreatLakesTiger24
I live paycheck. And by that I mean Iive on 1 paycheck a month. Bank the other 14 
Posted on 3/16/20 at 9:26 pm to JohnnyU
quote:
Wages have been relatively stagnant for decades. Prices have risen.
The truly sad and pathetic thing about this statement is that it has been going on under both Democrat and Republican administrations. And nothing ever seems to get better. A shame.
This post was edited on 3/16/20 at 9:27 pm
Posted on 3/16/20 at 9:28 pm to JohnnyU
quote:it really is though
It’s not because of your moral superiority!!!
If your pockets are hurting in Trump’s America (before this week), that’s 100% on you
Posted on 3/16/20 at 9:32 pm to Rize
These threads always make me feel like a loser.
We are still reeling from the flood 3 years ago. Our parents lost everything in the flood. Then my mom died 2 weeks later. A month after that my dad ended up in the hospital for a week in El Paso when his flight was diverted because he got sick on the plane. A week in El Paso was not something we planned for.
My dad almost died a few weeks after that from sepsis from an infection from the flood. A few months later his dementia kicked up a notch. January 2019 dad fell and broke his hip then he passed in August.
In those 3 years we went through lots of savings for flights, hotels, extended time off work, some of it unpaid. Helping our parents with their needs and we haven’t quite gotten back to where we were.
Now, with all of this, we’re lucky that our companies are letting people work from home. But how long does that last when companies aren’t producing?
We are still reeling from the flood 3 years ago. Our parents lost everything in the flood. Then my mom died 2 weeks later. A month after that my dad ended up in the hospital for a week in El Paso when his flight was diverted because he got sick on the plane. A week in El Paso was not something we planned for.
My dad almost died a few weeks after that from sepsis from an infection from the flood. A few months later his dementia kicked up a notch. January 2019 dad fell and broke his hip then he passed in August.
In those 3 years we went through lots of savings for flights, hotels, extended time off work, some of it unpaid. Helping our parents with their needs and we haven’t quite gotten back to where we were.
Now, with all of this, we’re lucky that our companies are letting people work from home. But how long does that last when companies aren’t producing?
Posted on 3/16/20 at 9:33 pm to NoHoTiger
Dude lives with his parents and got a job six months ago, don’t take it seriously
Posted on 3/16/20 at 9:35 pm to GreatLakesTiger24
quote:
if I started this thread a month ago the reaction would have been much, much different
I just want a little consistency
I'm not saying you aren't being a bit of an a hole in this thread, but if I was a little more bored we've had this exact same discussion on this board several times in the last 3-4 months and I know for a fact that there's a couple of boomers in here that are espousing the opposite of the position they held then.
It's remarkable.
Posted on 3/16/20 at 9:38 pm to blzr
We do the best we can. But it’s sucks for people looking down on others without ever knowing their situation.
Posted on 3/16/20 at 9:43 pm to Rize
quote:is it? I think everyone can agree that its alarming how how many are living paycheck to paycheck. But so often these threads devolve into people acting like everyone who does so is doing so out of choice. You absolutely have idiots who spend all of their money on getting the newest things. You also have a bunch of people who are simply trying to survive and they have no choice but to live paycheck to paycheck
It’s a good discussion to have
The larger conversation is an interesting one, how prices of things continue to rise while salaries arent doing so at nearly the same rate, but people like to focus on the idiots and then act like it applies to every single person
Posted on 3/16/20 at 9:44 pm to JohnnyKilroy
It’s not really remarkable for people to face reality
Maybe this will crack people’s idea of how thin everything is to collapse
Could help in realizing domestic virtue signaling and foreign wars do not help the citizens of this country
Maybe this will crack people’s idea of how thin everything is to collapse
Could help in realizing domestic virtue signaling and foreign wars do not help the citizens of this country
Posted on 3/16/20 at 9:54 pm to WestCoastAg
quote:
The larger conversation is an interesting one, how prices of things continue to rise while salaries arent doing so at nearly the same rate
Well we could talk about the demise of unions and the price of globalization but you know how things like that go around here.
Posted on 3/16/20 at 9:59 pm to EarlyCuyler3
quote:Unions had their time and place...
Well we could talk about the demise of unions and the price of globalization but you know how things like that go around here.
Posted on 3/16/20 at 10:03 pm to mikelbr
quote:
I do!
I contribute to a 401k and have a credit line I can access at my credit union if necessary.
But my situation is not normal.
I make more than most of the OT but over 3k a month(after taxes) goes to child support and tuition.
The kids are approaching adulthood and there's light at the end of the tunnel.
You are alright in my book mikelbr. If shite ever goes south for you career wise (I'm not helping with women or men) I'll do what I can to help you
Posted on 3/16/20 at 10:07 pm to NoHoTiger
quote:
These threads always make me feel like a loser.
We are still reeling from the flood 3 years ago. Our parents lost everything in the flood. Then my mom died 2 weeks later. A month after that my dad ended up in the hospital for a week in El Paso when his flight was diverted because he got sick on the plane. A week in El Paso was not something we planned for.
My dad almost died a few weeks after that from sepsis from an infection from the flood. A few months later his dementia kicked up a notch. January 2019 dad fell and broke his hip then he passed in August.
In those 3 years we went through lots of savings for flights, hotels, extended time off work, some of it unpaid. Helping our parents with their needs and we haven’t quite gotten back to where we were.
Now, with all of this, we’re lucky that our companies are letting people work from home. But how long does that last when companies aren’t producing?
Covid-19 would be the least of my worries with your story.
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