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re: How do you feel about people who are taking advantage of the Covid-19 "offers"?
Posted on 8/18/20 at 3:32 pm to TheAstroTiger
Posted on 8/18/20 at 3:32 pm to TheAstroTiger
I’m not a wartime profiteer, but I don’t have issue with those that are such.
0
Posted on 8/18/20 at 3:33 pm to TheAstroTiger
quote:
A guy I work with is bragging about how he is in a 6 months mortgage forbearance. He had no circumstances that would cause him to need the forbearance. He is paying down credit card debt instead of paying his mortgage.
I don't see the issue with this. I want my mortgage paid off asap but if I had other debt it would be smart. Not like he's still from the mortgage company. They're getting theirs plus.
Posted on 8/18/20 at 4:38 pm to TheAstroTiger
I don’t waste time caring what others do. Life is too short.
Posted on 8/18/20 at 4:41 pm to Murray
quote:
quote:
Except that your mortgage will now say in forbearance on your credit bureau
Not if the forbearance is due to the Covid pandemic per the CARES Act.
It will say affected by declared disaster... In forbearance.
Which is a red flag to anyone lending real money.
Posted on 8/18/20 at 6:06 pm to TheAstroTiger
quote:
Another guy I know quit his job. Filed for unemployment and was approved. Making more now than before he quit.
Pretty sure there are very limited circumstances where you can quit and receive unemployment benefits. Sounds like bullshite.
Posted on 8/18/20 at 6:18 pm to TheAstroTiger
This is truly a zig or zag moment in history. If you decide to zig when you should’ve zagged you’re screwed. Each situation is different and each family is different. A
Posted on 8/18/20 at 6:23 pm to NOFOX
quote:
Pretty sure there are very limited circumstances where you can quit and receive unemployment benefits. Sounds like bullshite.
Under normal circumstances I would agree. But the way things are today, most state agencies don't have time to validate every single application.
Posted on 8/18/20 at 7:11 pm to Philzilla2k
That’s your problem. I’m telling you what he told me.
Posted on 8/18/20 at 7:13 pm to TheAstroTiger
quote:
He had no circumstances that would cause him to need the forbearance. He is paying down credit card debt instead of paying his mortgage.
I was in forbearance once. He’ll regret thAt.
Posted on 8/18/20 at 7:19 pm to supadave3
quote:this is what i heard from people who did it after 2016 flood
I was in forbearance once. He’ll regret thAt.
Posted on 8/18/20 at 9:05 pm to TheAstroTiger
The rich get richer, if that’s not you, then guess what that makes you.
Posted on 8/18/20 at 9:16 pm to supadave3
He needs to read the fine print on his Forebearance....6 months of mortgage payments will be due the month it ends. They don’t tack on to the end 6 more months like people think...they just forgive you having to make payments for these 6 months and then wham...all due at once. At least that’s the way our bank explained it
Posted on 8/18/20 at 9:50 pm to NIH
I have no idea who any of those people are.
Posted on 8/19/20 at 5:43 am to Chinese Bandit
quote:not true, I forebare five mortgages with three different banks, and two auto loans with two different banks for three months, and none of them made me pay it back at the end.
.all due at once
Posted on 8/19/20 at 5:52 am to Wayne Campbell
quote:
People in PSLF programs just got a free 6 months, and I don't think less of them for it.
Between my wife and I (both on PSLF track) this saves us about 12k in loan payments this year. You're God damned right I'm going to take advantage of that.
Posted on 8/19/20 at 6:45 am to TheAstroTiger
quote:
A guy I work with is bragging about how he is in a 6 months mortgage forbearance
Hope it is his forever home
Will destroy his credit
Posted on 8/19/20 at 7:05 am to TheAstroTiger
It will all catch up to them. This is won't last or go on too much longer before reality comes back.
Posted on 8/19/20 at 7:09 am to TheAstroTiger
quote:
A guy I work with is bragging about how he is in a 6 months mortgage forbearance.
shite I want to do that. How does one make that happen? It’s not some gotcha that you have to add the months you don’t pay now to the end of the loan. Sounds like a smart way to save some money right now.
Posted on 8/19/20 at 8:05 am to thelawnwranglers
quote:
Will destroy his credit
It didn’t mine 830, forebearance doesn’t show as delinquent.
Banks got half a trillion dollars, will make 18 billion just off of loan fees. The stimulus will cost tax payers 40k each, but if you are ok with 1200, so be it.
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