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Posted on 10/12/17 at 8:38 am to The Pirate King
quote:
Ok, then they could likely send their child to regular child care and be doing better financially.
And you could turn your internet off and stop derping up this thread and be doing better yourself. Go ahead.
Posted on 10/12/17 at 8:39 am to LNCHBOX
quote:
Seriously, what am I missing besides a bunch of phonies on the OT pretending they do better?
I think most just read the title and react based on that
its a misleading title as the hypothetical family is, in no way, just scraping by
could they do some things better? absolutely (like more towards retirement/investments), but you are right, this hypothetical family is doing way better than most
Posted on 10/12/17 at 8:39 am to LNCHBOX
It seems people are missing the point. It's to make fun of the mindset that these folks are "just scraping by"
Posted on 10/12/17 at 8:39 am to The Pirate King
I'm lol'ing that a lot of you think that $8k for two vacations is a lot.
Posted on 10/12/17 at 8:40 am to LNCHBOX
quote:
And you could turn your internet off and stop derping up this thread and be doing better yourself. Go ahead.
Or you could stop being a petulant child and being bothered by what other men post on the internet and go find something else to do.
Posted on 10/12/17 at 8:40 am to LNCHBOX
quote:
What the frick is this nonsense? They cover all of their costs, including insurance and retirement, while enjoying nice things and vacations, all while still having an extra $500 left over for anything else that might come up.
100% understand what you are saying, however my approach would be more investments. I didn't see an IRA or a brokerage account.
A lot of their money is invested in depreciating assets. They are not growing their business per say.
Again that is my approach. They are well within their right to be handling the way things are now, but they are not considered scraping by.
Posted on 10/12/17 at 8:40 am to TDsngumbo
quote:
1,000 a month on food for a family of three? They must be fat as frick.
Food costs more because the overhead of the grocery store costs more. It's SF.
Posted on 10/12/17 at 8:40 am to Displaced
quote:
It seems people are missing the point. It's to make fun of the mindset that these folks are "just scraping by"
This was a quality thread I must say. Well done.
Posted on 10/12/17 at 8:41 am to Mo Jeaux
No kidding. I spend 8k myself on vacations
Posted on 10/12/17 at 8:41 am to Displaced
quote:Uhh, that's not accurate, not even close.
are left with roughly $5,700 a year in disposable income after expenses and 401k contribution
Posted on 10/12/17 at 8:41 am to The Pirate King
quote:
Or you could stop being a petulant child and being bothered by what other men post on the internet and go find something else to do.
Did you just assume everyone else's gender?
Posted on 10/12/17 at 8:42 am to Mo Jeaux
quote:
I'm lol'ing that a lot of you think that $8k for two vacations is a lot.
The guy’s budget included a two week trip to Maui for a family of 3
- I’d say that’s a little extreme. My overall point is that the budget could easily be culled down to give them a bigger surplus, and their quality of life wouldn’t really go down much.
Posted on 10/12/17 at 8:42 am to Sentrius
quote:
start wearing the same clothes in a cycle
Posted on 10/12/17 at 8:42 am to rocket31
quote:
No kidding. I spend 8k myself on vacations
I don't think i've ever been on an 8k vacation, hence why I wouldn't pay for one to begin with
. Then again I don't care for vacations.
Posted on 10/12/17 at 8:42 am to JT4UA
quote:
Let's see a real budget of a real family in the South and see what type of budget they have.
I'll give you mine:
Take Home After Taxes: $4800/month
Posted on 10/12/17 at 8:43 am to rocket31
just a 3 day weekend in NYC runs around 5k without even buying anything.
Posted on 10/12/17 at 8:44 am to StringedInstruments
Fun/Dates only $100 a month?
Hitting up the Applebee's 20 for $20?
Hitting up the Applebee's 20 for $20?
Posted on 10/12/17 at 8:44 am to trillhog
quote:
just a 3 day weekend in NYC runs around 5k without even buying anything.
Dude, just stop posting.Posted on 10/12/17 at 8:44 am to Salmon
quote:
the hypothetical family is, in no way, just scraping by
could they do some things better? absolutely (like more towards retirement/investments), but you are right, this hypothetical family is doing way better than most
Not only are they not just scraping by, they're doing it in one of the most expensive cities in the US. That's not an insignificant detail, and it's completely lost on most here.
quote:
This lovely family of three living in San Francisco
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