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Started By
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re: Here's a budget breakdown of a couple that makes $200,000 a year and yet is scraping by
Posted on 10/12/17 at 8:31 am to LNCHBOX
Posted on 10/12/17 at 8:31 am to LNCHBOX
quote:
It seems you're unfamiliar with cost of living in areas other than the south.
This idea is like quantum mechanics to so many around here.
0
Posted on 10/12/17 at 8:31 am to The Pirate King
quote:
One child. Idgaf if you’re in Dubai. For 24k a year, you could hire a stay-in nanny.
maybe they did, and that's what they're calling child care.
Posted on 10/12/17 at 8:31 am to yellowfin
quote:
Didn't have to read past the first line to laugh. 24k for childcare
That's actually one of the more realistic lines on the page. Childcare has shot up just like college tuition. It's absurd.
Now, what's ridiculous here (and may have already been pointed out) is they only have one kid they are paying childcare for, but that kid also has some kind of lessons? How old is this kid? That 24k is probably private school, which means that is instantly their biggest disposable expense and primarily what is killing their budget.
Posted on 10/12/17 at 8:32 am to Displaced
I wish my vehicle insurance was only 1500/year. No way in hell they are insured with State Farm. I think it’s time for me to tell State Farm to stick it up there arse.
Posted on 10/12/17 at 8:32 am to BoogaBear
quote:
I pay 1900 for 2 kids in daycare. 24k for 1?
I paid $1,300 per month for my kids' daycare up here. That's per child, and they were not in the most expensive daycare up here.
Posted on 10/12/17 at 8:33 am to Waffle House
quote:
Haha what "lessons" are these kids getting. Send their arse to the Y.
brb giving my kid a second-rate childhood
Posted on 10/12/17 at 8:33 am to Supermoto Tiger
quote:
I wish my vehicle insurance was only 1500/year. No way in hell they are insured with State Farm. I think it’s time for me to tell State Farm to stick it up there arse.
Louisiana has some of the highest insurance in the nation. I'm beginning to realize the average poster here is much less intelligent than I have been giving them credit for.
This post was edited on 10/12/17 at 8:35 am
Posted on 10/12/17 at 8:34 am to Mo Jeaux
quote:
How many kids do they have? If they have two in daycare in SF, I don't see what's so unusual.
It specifically says one child
Posted on 10/12/17 at 8:34 am to Supermoto Tiger
You live in Louisiana dude
Highest rates in the country last I checked
Highest rates in the country last I checked
Posted on 10/12/17 at 8:34 am to shiftworker
quote:
contribute 14%
My company does 10
18k is the max YOU can contribute.
The max you AND YOUR COMPANY can contribute is something like 53k
This post was edited on 10/12/17 at 8:35 am
Posted on 10/12/17 at 8:35 am to Displaced
quote:
No wonder the democrat party is deep in debt if it has members like this with such an insane fiscal mindset.
They could eliminate two vacations or at least improvise down to one and make it cheaper, start learning how to cook at home, start wearing the same clothes in a cycle, cut your own damn grass, stop driving everywhere so much.
God I hate broke arse millionaires that fly too close to the sun. I hope they get burnt if they're going to be irresponsible like this.
Posted on 10/12/17 at 8:36 am to LNCHBOX
quote:
And yet you included them.
What are you talking about? Included what? The things in their budget?
quote:
It's a hypothetical. Try reading. And the fact that they aren't actually scraping by just makes your analysis of their situation worse.
I didn’t read the full article...ok, then the author who wrote the article is a moron. Either way, the budget is absurd, no matter what region you are in.
This just confirms to me that you can live up against your means regardless of whatever you make in salary.
Posted on 10/12/17 at 8:36 am to LNCHBOX
For the record, Lunchbox has bodied like 10 different posters in this thread.
Posted on 10/12/17 at 8:36 am to The Pirate King
quote:
One child. Idgaf if you’re in Dubai. For 24k a year, you could hire a stay-in nanny.
Good friend in the bay area was trying to hire a Nanny. Going rate is $70k/year and that is if you pay cash under the table. Nanny Share is really popular there.
Posted on 10/12/17 at 8:36 am to yellowfin
quote:
It specifically says one child
On the train right now and didn't read closely. I honestly don't think that is extremely outrageous for SF.
Posted on 10/12/17 at 8:37 am to Sentrius
quote:
No wonder the democrat party is deep in debt if it has members like this with such an insane fiscal mindset.
They could eliminate two vacations or at least improvise down to one and make it cheaper, start learning how to cook at home, start wearing the same clothes in a cycle, cut your own damn grass, stop driving everywhere so much.
God I hate broke arse millionaires that fly too close to the sun. I hope they get burnt if they're going to be irresponsible like this.
What the frick is this nonsense? They cover all of their costs, including insurance and retirement, while enjoying nice things and vacations, all while still having an extra $500 left over for anything else that might come up.
Seriously, what am I missing besides a bunch of phonies on the OT pretending they do better?
Posted on 10/12/17 at 8:37 am to lynxcat
quote:
A married couple gets standard deductions, personal exemptions, dependents that are going to push their effective tax rate well below 30% on the federal side. I’m not familiar enough with CA state and city tax to know the amounts there, regardless those should be separate line items.
I just assumed they are including state, county, and city income tax in their rate
Posted on 10/12/17 at 8:38 am to Sentrius
This family is automatically democrats because they live in California?
Lord
Lord
Posted on 10/12/17 at 8:38 am to LNCHBOX
quote:
maybe they did, and that's what they're calling child care.
Ok, then they could likely send their child to regular child care and be doing better financially.
Posted on 10/12/17 at 8:38 am to Displaced
Just get by..?
Looks like they have a surplus in their budget...
Looks like they have a surplus in their budget...
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