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re: Here's a budget breakdown of a couple that makes $200,000 a year and yet is scraping by

Posted on 10/12/17 at 8:44 am to
Posted by yellowfin
Coastal Bar
Member since May 2006
97740 posts
Posted on 10/12/17 at 8:44 am to
Yeah I can barely fly my family to Maldives for 8k
Posted by Mo Jeaux
Member since Aug 2008
59146 posts
Posted on 10/12/17 at 8:45 am to
quote:

Then again I don't care for vacations.


Posted by Salmon
On the trails
Member since Feb 2008
83650 posts
Posted on 10/12/17 at 8:45 am to
Posted by rocket31
Member since Jan 2008
41819 posts
Posted on 10/12/17 at 8:45 am to
You're not having much fun baw
Posted by Displaced
Member since Dec 2011
32719 posts
Posted on 10/12/17 at 8:46 am to
quote:


Then again I don't care for vacations.


Sounds like someone who swims with their shirt on.
Posted by 50_Tiger
Dallas TX
Member since Jan 2016
40248 posts
Posted on 10/12/17 at 8:46 am to
quote:

Mo Jeaux



I have a very fun and rewarding career? I enjoy going to work every day.

I don't really even call it work .

Posted by shel311
McKinney, Texas
Member since Aug 2004
111189 posts
Posted on 10/12/17 at 8:46 am to
quote:

brb giving my kid a second-rate childhood

I agree with your overall premise in that discussion but $500+ per month in lessons for something for a kid who 4 years old or younger...hell i'm not even saying that's absurd or shouldn't be spent, but if you're spending it, that's part of your disposable income, that's obviously not a must have.

So the $5700 figure is wayyyyy off, it's easily more in the $20-30k range, and that's being generous.

Basically, the author doesn't really understand what disposable income is....unless he was mocking the hypothetical family? I did not read the article
This post was edited on 10/12/17 at 8:52 am
Posted by StringedInstruments
Member since Oct 2013
18480 posts
Posted on 10/12/17 at 8:46 am to
quote:


just a 3 day weekend in NYC runs around 5k without even buying anything.


lolwut

Three plane tickets: $1000
Hotels in Times Square: ~$600 for three nights
Food for three (9 meals, say a few snacks): ~$250

So that's what? $1800 right there? Where the hell are you getting $5000?
Posted by STLhog
Nashville, TN
Member since Jan 2015
17729 posts
Posted on 10/12/17 at 8:46 am to
$3,000/month mortgage will do it. I'm sure its a shitty little house too.

On that income, anyone smart should be paying no more than $1500-$2000.

That's 12,000-18,000 per year right there.

Idiots.
Posted by GreatLakesTiger24
One State Solution
Member since May 2012
55889 posts
Posted on 10/12/17 at 8:47 am to
quote:

It seems people are missing the point. It's to make fun of the mindset that these folks are "just scraping by"
yeah, I don't see how they're "scraping by". Like lnchbox said, they have about $500 extra each month and have several expenses (vacation, clothing, child lessons, etc.) that could be reduced if something came up. And they could obviously save a good bit by moving to the suburbs.
Posted by StringedInstruments
Member since Oct 2013
18480 posts
Posted on 10/12/17 at 8:47 am to
quote:

You're not having much fun baw



How do you know that? Is spending money a prerequisite for fun?
Posted by 50_Tiger
Dallas TX
Member since Jan 2016
40248 posts
Posted on 10/12/17 at 8:47 am to
quote:

Sounds like someone who swims with their shirt on.


Sounds like someone has a shitty job
Posted by yellowfin
Coastal Bar
Member since May 2006
97740 posts
Posted on 10/12/17 at 8:48 am to
How in the frick can you not like vacations? Especially as a single dude
Posted by BlackAdam
Member since Jan 2016
6465 posts
Posted on 10/12/17 at 8:48 am to
That is just a bad hypothetical. How do you only have $500K in term when you make $100K? And an effective tax rate of 30%? Come on.

It isnt hard to struggle on $200K. Stuff can pile up and out pace income at any level, but when it does you dont spend $300 a month on clothes, and go on 2 vacations.
Posted by StringedInstruments
Member since Oct 2013
18480 posts
Posted on 10/12/17 at 8:49 am to
quote:

Fun/Dates only $100 a month?

Hitting up the Applebee's 20 for $20?


No, but my wife and I can have a nice date night for ~$50. We don't order alcohol out. We do one...maybe two expensive date nights per month. Try to do other things. And we can always allocate money from other areas to our dates if we want to.

Point is, people are "scraping by" on much, much less.
Posted by 50_Tiger
Dallas TX
Member since Jan 2016
40248 posts
Posted on 10/12/17 at 8:49 am to
quote:

How in the frick can you not like vacations? Especially as a single dude


Because every quarter I have flown out to NYC / Seattle / KC / Chicago for business. I get my fill there.

Not to mention right now we are running another project out of Houston that I travel for when needed.

edit: It's on the companies dime.
This post was edited on 10/12/17 at 8:51 am
Posted by Pecker
Rocky Top
Member since May 2015
16674 posts
Posted on 10/12/17 at 8:49 am to
quote:

Yeah I can barely fly my family to Maldives for 8k




That trip will run you closer to $15k. For about a week. If you do it right. And that's with no kids.

Just saying.
Posted by trillhog
Elite Membership
Member since Jul 2011
19407 posts
Posted on 10/12/17 at 8:49 am to
quote:

Three plane tickets: $1000 Hotels in Times Square: ~$600 for three nights Food for three (9 meals, say a few snacks): ~$250 So that's what? $1800 right there? Where the hell are you getting $5000?



2 plane tickets direct $1,500
Time Square is for queers 3 nights downtown somewhere $800 a night (at least) $2,400. 3 lunches $300. Dinners $200 each, drinks at the club $1,000. ubers $300...

easily hit 5k. just a round of drinks in the hotel lobbyy for 2 is $40
This post was edited on 10/12/17 at 8:51 am
Posted by lsunurse
Member since Dec 2005
129045 posts
Posted on 10/12/17 at 8:50 am to
quote:

Then again I don't care for vacations.



Craziest thing I've read in this thread.


Who doesn't like a vacation?


Are you agoraphobic?
Posted by Displaced
Member since Dec 2011
32719 posts
Posted on 10/12/17 at 8:50 am to
quote:

Sounds like someone has a shitty job

I really like my job.

I like drinking in Mexico and hiking in Moab more though.

It's not really a divisive stance
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