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Posted on 10/12/17 at 8:14 am to Displaced
quote:
Childcare (One Child) $24,000
Children’s Lessons $5,000
quote:
Mortgage $36,000
Uhhhhhhhhhhh
Posted on 10/12/17 at 8:15 am to TigersHuskers
quote:
$8K on vacations. Idiots can't manage money worth a damn.
For 8k a family of 3 (2 adults and one small child?)could take a hell of a couple of vacations.
Posted on 10/12/17 at 8:15 am to Displaced
Where are they getting car insurance for $1500? 1 or 2 cars? Minimum policies without uninsured motorist?
$6000 in car payments? 1 or 2 cars?
Is this couple living in a $700k house yet driving kias?
$6000 in car payments? 1 or 2 cars?
Is this couple living in a $700k house yet driving kias?
Posted on 10/12/17 at 8:15 am to Displaced
What's this like? #DualIncomeNoKids
This post was edited on 10/12/17 at 8:19 am
Posted on 10/12/17 at 8:17 am to JT4UA
quote:just because they aren't slumming in Destin for two long weekend a year doesn't mean they aren't budgeting. The only they could/should cut back on is their mortgage and clothing, IMO.
These people have no sense of a budget.
Also, these aren't real people
.
Posted on 10/12/17 at 8:17 am to John McClane
quote:
$6000 in car payments? 1 or 2 cars?
Thats a 500 dollar note which is pretty average now a days.
Posted on 10/12/17 at 8:17 am to Pecker
I assume it sucks but worth it in the long run. Man, I hope my kid isn't a shithead.
And in chattanooga, DINK money goes a LONG way, but our lifestyle hasn't changed since having a kid.... Yet (other than free time wise)
And in chattanooga, DINK money goes a LONG way, but our lifestyle hasn't changed since having a kid.... Yet (other than free time wise)
This post was edited on 10/12/17 at 8:19 am
Posted on 10/12/17 at 8:17 am to Pecker
I honestly can't wait for your "So I knocked up Mrs. Pecker" thread
Posted on 10/12/17 at 8:17 am to Displaced
How can you go on 2 vacations for 8k? Must be gulf shores and padre islanders.
Posted on 10/12/17 at 8:18 am to Displaced
They need to dump that $640k home.
Posted on 10/12/17 at 8:18 am to lynxcat
There are a lot of sensationalized bullshite is this hypothetical. This isn’t scraping by and the line items have some major flaws.
A married couple gets standard deductions, personal exemptions, dependents that are going to push their effective tax rate well below 30% on the federal side. I’m not familiar enough with CA state and city tax to know the amounts there, regardless those should be separate line items.
$700K house is not a $2K note each month unless they put some serious cash as a down payment.
$24K sounds very high for childcare but I don’t know enough here.
$8K vacations...yeah, the opposite of scraping by.
Thousands on lessons...
I could squeeze out at least $30K in net worth growth out of that budget without any trouble.
A married couple gets standard deductions, personal exemptions, dependents that are going to push their effective tax rate well below 30% on the federal side. I’m not familiar enough with CA state and city tax to know the amounts there, regardless those should be separate line items.
$700K house is not a $2K note each month unless they put some serious cash as a down payment.
$24K sounds very high for childcare but I don’t know enough here.
$8K vacations...yeah, the opposite of scraping by.
Thousands on lessons...
I could squeeze out at least $30K in net worth growth out of that budget without any trouble.
Posted on 10/12/17 at 8:18 am to Displaced
This resembles my wife and I.
At one time we were banking 180K a year and living paycheck to paycheck.
I couldn't figure out what the F#$% was going on
At one time we were banking 180K a year and living paycheck to paycheck.
I couldn't figure out what the F#$% was going on
Posted on 10/12/17 at 8:19 am to Displaced
Am I missing something? Where's the utility bills (elec,water,trash,gas) Cellphone? Cable?
Posted on 10/12/17 at 8:19 am to lynxcat
quote:
$700K house is not a $2K note each month unless they put some serious cash as a down payment.
TIL that $36000/12=$2000
Sorry, had to.
Posted on 10/12/17 at 8:19 am to The Pirate King
Really ? I thought the two vacations was the one number underestimated
Guess a "vacation" is pretty broad
Guess a "vacation" is pretty broad
Posted on 10/12/17 at 8:20 am to Salmon
quote:
I honestly can't wait for your "So I knocked up Mrs. Pecker" thread
Thread title:
Animal Talk with Pecker: The human infant
Posted on 10/12/17 at 8:20 am to OldSouth
quote:
Am I missing something? Where's the utility bills (elec,water,trash,gas) Cellphone? Cable?
maybe covered under "misc"
Posted on 10/12/17 at 8:21 am to Displaced
24k for 1 child is criminal. That kid better be living like a king for that price
Posted on 10/12/17 at 8:21 am to Displaced
quote:
I assume it sucks but worth it in the long run. Man, I hope my kid isn't a shithead.
That's always the concern. I see people with great kids and it makes me think, "you know, it doesn't seem so bad." Then I see kids that come from good families who decide to be rebellious and become shitty.
I'm out.
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