Favorite team:Rutgers 
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Registered on:1/26/2008
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quote:

It’s impossible to overstate the absence of Robinson/Ream/Richards/Adams.


Exactly. Next cycle we have to have minimum 1 but ideally 2 CBs that develop into starter quality players. Someone like Carter Vickers needs to make the jump. Miles and Mark are not those guys.
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The US will not make any kind of a run with no depth no matter how much you wish cast


There’s 3-4 days off between games. Yes, we need some of our bench to show up but we don’t need to play 18-20 guys to be successful. We need like 15 guys that can hold the same level and create a spark when brought on.
And then Spain most likely. I generally think Spain would think playing us in the quarters is a favorable draw for them but host nation status has to give them a pause.
The biggest surprise of the match is that Weah sucked and Reyna didn’t have a break through.

We have been looking for a dude that wears the crest like Berhalter. He’s not elite but he’s becoming a more dependable sub that busts his arse.

I think we really exposed what we saw a lot of in the run up to the World Cup….unless we put our full A squad on the field, the dropoff is immense. That’s okay, it’s a reflection on where the squad is currently and let’s just be grateful we are pretty healthy going into the knockouts (especially with our top guys).
Anyone reacting to this L has lost their mind.

What did we learn? What we already knew - we don’t have depth behind our starters.

It’s a STEEP drop off on defensive talent and we have no one close to what Richards, Ream, and Jedi provide.

We also do not have a serviceable 9 beyond Balogun. A simple example is that last chance for Pepi…Balogun is a step quicker and puts that in the back of the net and Pepi doesn’t.
We bring a lot of tactile toys. Not loud or with a bunch of pieces.
quote:

Ari Taublieb (CFP, YouTuber) uses this term.

ie, Taxable account is path to early retirement (no age based withdrawal penalties, tax loss harvesting, etc).

I am encouraging my early adult kids to give their taxable accounts some focus in early working years, to build option of very / early retirement. An option they may or may not exercise but…


Root Financial puts out good content.

I'll fund tax advantaged accounts before brokerage but the taxable brokerage does provide for significant tax strategy flexibility. It is a 'super hero' to those that want to retire early...so adequately named in that regard.
quote:


when people give assumptions on what they can withdraw each year on 2 or 3 million, is taxes a factor in this if everything is in a traditional 401k?

are they considering the automatic 20% govt takes out on the withdrawal or assuming take out 100k and then just deal with taxes?


You can withdraw ~$100K of growth annually without paying a dime of taxes FWIW. And that's not accounting for the principle that is also tax free.
I’m not planning to go by myself. $16-24K…
If the USMNT makes the semis in Dallas, I would guess we are looking at $8K+ to get into the building. As much as I would like to attend, I just don’t think there is a world where I can justify that.
It’s aged up a lot. Probably mid 40s
quote:

The valuation makes no sense whatsoever. Even if you applied Tesla's absolutely stupid price/earnings ratio of ~360, Space X would need to at minimum double their revenue at~25% margin to justify their valuation.


The valuation can only be justified if you think an entire new Space industry with a massive TAM is about to be formed and monopolized by SpaceX. You are buying a vision of the future - you are not owning durable, predictable cash flows. It's not an investment profile for everyone.

re: Mortgage affordability question

Posted by lynxcat on 6/15/26 at 8:29 pm to
Think about what you take home and what you will have leftover for spending after the mortgage, insurance, and taxes. It’s really that simple. The percentages and comparison to gross is all folly. Put the actual $$$ down and look at the monthly cash flows. From there, it’s just a matter of whether you are comfortable with that or not.
I cannot imagine being this guy. The flip would be going to Europe and every city personally welcomes you to a new experience that you never planned until 12 hours before it happens. What a ride.
It’s the minimal amount of stoppage not the maximum.
Tillman was totally gassed. Has needed to be subbed for 15 minutes.
Water break.

Time for Pepi, Gio, and Weah to come on…

Give Dest, Balo, and Weston a break.
Tillman was in perfect position.

Time for Gio or Weah to sub on to give even more of a spark.
quote:

I haven’t kept up with US team as much lately but have we ever had a forward as composed on the ball as Balogun? Did we expect him to be this good?


He has been a high potential guy. He looked like a world class striker that half and we haven’t seen him do that consistently. Maybe flashes at most previously.
Amazing what happens when the entire A squad actually plays a game together. May be the first match that we actually have played this full lineup.
quote:

The effort off the ball has been unbelievable


Freeman and Tillman didn’t show any youth other than busting their asses the entire half. Loved how they kept the pressure on regardless of score.