Favorite team:Rutgers 
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Registered on:1/26/2008
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quote:

Rather have a world class CB. We’re 2nd in the PL in scoring right now behind only City.



Don't expect that to be sustained through the entire year without an elite striker.

Fofana being healthy is a bright spot / potential at CB that's been on the bench seemingly the entire time since we signed him.
Just wait until we sign an actual world class striker. We are right on the cusp of being truly elite.

re: Heis-Mendoza

Posted by lynxcat on 11/9/25 at 8:26 am to
When the defense shows all out blitz (they brought 8, just like they did on the prior play), the QB knows he has no time. They are taught to do an exaggerated drop back to buy extra time and it’s very typical to throw off backfoot as part of that extended drop. Cornerback has back to the QB so the throw is to elevate the ball and have the WR make a play (who is looking at the QB).

The play was exactly how it is taught. It was still an amazing play by the WR to get his feet down. Both can be true.

re: Heis-Mendoza

Posted by lynxcat on 11/9/25 at 8:17 am to
quote:

Qb makes a TERRIBLE throw.


Throw was exactly where it is supposed to be on this route facing all out pressure. You do not know football.
The future of LLMs will absolutely be certifications in specific fields and they will be better than experts in those fields today. We just aren’t there yet today. Do find ChatGPT to be a very useful tool for quick feedback.
quote:

Just typical of emerging technology and fear of it. AI is a tool and if you don't get used to it you will be left in the past.


It’s Sunday morning. The board is going to age up and those members of society will generally see very little need to have their worlds change dramatically.
quote:

There are a lot of people building LLMs that have no idea how they do what they do. And we’re not even talking about generalized AI at this point.


Plenty of things in this world that vast majority of humans have no idea how it works and they aren’t worried about.
Worst Bama team I remember us playing. So much weaker than the Saban years.
quote:

Depends what your goal is. Amortization is done over 50 years, so more interest payments and probably a higher rate. Good for the consumer wrt to affordability, bad for the consumer wrt building wealth (i.e. equity in the home).


It’s excellent for wealth creation if you are able to use the leverage to invest instead of having your wealth tied to home equity.
quote:

The house that’s $300,000 at 2.9% APR over 50 years


Would gladly take a 50 year mortgage at 2.9%. That’s favorable leverage. No warm and fuzzies from a paid off house. I’d rather the investment account flourish.
Some of my favorite moments in my life have been being in a tree stand by myself in the pitch black and watching the woods wake up around me. I consider some of them “religious” experiences.

On the flip side, being stuck in a swamp unexpectedly after sundown and a broken flashlight is fear inducing.
Hot take: The percentage of wealth controlled by the rich is a useless stat.

The only thing that matters is that the standard of living for all continues to improve. Will the wealthy have a better standard of living? Absolutely they will. But, it’s the relative improvement of all classes that is most important.

Has there objectively been a better time to live in the history of the world than today for any socioeconomic class?
quote:

I kind of stress about both of them having similar amounts in their accounts when they turn 18, adjusted for inflation. Going to be challenging.


Easy, don’t stress about it. You are already setting them up and have only the best intentions. Criticizing yourself over this level of detail is unnecessary.

If anything, put more in the older ones 529 because you could choose to pass it down to the younger child.
quote:

parents need to accept the money you put in there is not coming back to you easily. Once they wrap their brains around that, there is lot of good things that can be done.


This is just wrong. It’s easy to access, you just pay a 10% penalty on the gains to do so and lose the favorable tax treatment.

We’ve super funded 529s…they will coast into being whatever value they are when it’s time for higher ed. Roth conversion is also going to be a priority as it is a cheat code for setting up a legacy.

The “Dynasty 529” that plans to roll these over for grandchildren is something I’ve only recently begun to think about. Who knows what tax code looks like in 50 years…
quote:

Legs aren’t the impediment, it’s launch angle



They both matter. Again, this should be formulaic to get a maximum distance estimate. Optimal launch angle, max leg force, and an assumption on the exact ball inflation/dimensions.

I would suspect you have kickers that could make it from close to 75 today but may not get the in-game opportunity.

Additionally, how much more force can be created if an extra step was added to the kick? Assuming he can get the kick off, that would likely add some additional yardage.
This is where we needs Sports Science to breakdown the physics. There has to be a theoretical maximum that a human leg can create enough force to kick the ball the needed distance.
Are these issued to you already or are they RSUs?

In my experience, RSUs that haven’t vested yet are not owned by you and there is no tax implication until they vest and are recognized as ordinary income. Dividends are irrelevant until they vest.