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lynxcat
| Favorite team: | Rutgers  |
| Location: | |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 25317 |
| Registered on: | 1/26/2008 |
| Online Status: | Not Online |
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It will accelerate the growth curve if the sport in the US. A one-time bump but still a bump nonetheless. Who knows the materiality that will yield.
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Huberman Labs just had an episode on this. He’s a Stanford neuroscientist and he brings a bunch of great guests to the podcast.
The main takeaway: try things that cause you to learn new things and skills. It’s best when it is both physical and mental. For example, dancing with a partner where you go learn the Tango together. It will have steps, coordination, so it connects the physical and mental. They don’t all have to have this dynamic, but those are proven more helpful. Broadly, you need to keep challenging your brain to learn to keep it sharp.
The main takeaway: try things that cause you to learn new things and skills. It’s best when it is both physical and mental. For example, dancing with a partner where you go learn the Tango together. It will have steps, coordination, so it connects the physical and mental. They don’t all have to have this dynamic, but those are proven more helpful. Broadly, you need to keep challenging your brain to learn to keep it sharp.
re: It’s honestly hard to be a professional baseball fan these days.
Posted by lynxcat on 8/8/26 at 1:21 pm to WestCoastAg
I dislike the length of the season. Games on the margin are effectively meaningless. The owners are addicted to the revenue though and can’t shorten the season.
Rarely.
It isn’t bad.
re: Who all pays monthly bills on a credit card?
Posted by lynxcat on 8/8/26 at 1:02 pm to AkronTiger
Good on you for recognizing if you aren’t ready for a credit card. 20% interest will wreck you with a quickness.
re: Who all pays monthly bills on a credit card?
Posted by lynxcat on 8/6/26 at 9:08 pm to King of New Orleans
Credit card unless I have to ACH for some odd reason. It’s more secure and I only benefit from it.
I’m not connecting my financial information to a cloud AI provider. I will absolutely seek AI feedback on complex topics on an ad hoc basis.
re: What’s the smartest financial decision you’ve ever made?
Posted by lynxcat on 8/5/26 at 9:23 pm to FlyingTigerBo
Discipline. The creation and trust is repeatable, passive financial processes over decades.
Strangely, I put very little value on home ownership…think it is overblown by most people. But, we got lucky when we bought. 3% rate locked in and home appreciated 50% in two years.
Strangely, I put very little value on home ownership…think it is overblown by most people. But, we got lucky when we bought. 3% rate locked in and home appreciated 50% in two years.
re: What’s the smartest financial decision you’ve ever made?
Posted by lynxcat on 8/5/26 at 9:20 pm to northgate5
I don’t understand the math that yields $200K in rollovers.
529s allow a maximum of $35K to be rolled over and it’s not until they are 18 that it can be used against their annual maximum.
Trump accounts…there’s still questions of the tax treatment of these accounts.
The premise of your post I am in complete agreement on…but I just don’t track your figures.
529s allow a maximum of $35K to be rolled over and it’s not until they are 18 that it can be used against their annual maximum.
Trump accounts…there’s still questions of the tax treatment of these accounts.
The premise of your post I am in complete agreement on…but I just don’t track your figures.
I am familiar with the DFW home market. Good on you for making choices…there is nothing magical about owning a home and you are prioritizing other factors than home ownership. It’s not that you cannot afford a home; rather, you are putting requirements that make owning the home less attainable. Nothing wrong or right, it’s just choices.
I’m generally expecting people to buy homes later in life than previously (don’t actually view this as inherently a bad thing). I also think multi generational homes will become more accepted in the coming generation or two. Grandparents child rearing so that two parents can work full time and not need to put kids in daycare. This makes a ton of sense but has not been the social standard. From a labor economics stand point, it’s a cheat code but very few Americans want to live with their parents or in laws.
I’m generally expecting people to buy homes later in life than previously (don’t actually view this as inherently a bad thing). I also think multi generational homes will become more accepted in the coming generation or two. Grandparents child rearing so that two parents can work full time and not need to put kids in daycare. This makes a ton of sense but has not been the social standard. From a labor economics stand point, it’s a cheat code but very few Americans want to live with their parents or in laws.
You are not in the top 10% of earners and incapable of owning a home. There are other situational factors or choices you have made that lead to this situation.
Home ownership is objectively more difficult now than it once was. This isn’t even worth arguing - it’s factually accurate. The reality is most people do not understand the time value of money whether than be home cost, real wages, inflation, and/or interest rates.
Home ownership is objectively more difficult now than it once was. This isn’t even worth arguing - it’s factually accurate. The reality is most people do not understand the time value of money whether than be home cost, real wages, inflation, and/or interest rates.
re: What do you look for in a CFO, if hiring
Posted by lynxcat on 8/2/26 at 6:52 pm to JoseVargasTX
This is a perfect thing to put into ChatGPT or Claude
I thought you would be spending much more than $250K.
quote:
Quarterly review of assets and if they are fine then current spending is fine.
A good market can definitely cover up some sins.
re: Budgets: Do you have one? If Y, do you do a mid year analysis of your spending?
Posted by lynxcat on 8/1/26 at 7:43 pm to Everyday Is Saturday
We do not. We just cash flow and spend basically the same amount give or take $1K each month. Thankful we don’t have to budget each month but understand why it’s needed for many.
re: I think people need to accept that the housing window has closed
Posted by lynxcat on 8/1/26 at 7:40 pm to CPA Yung Boi
Different issue. The one by the poster was saying saving 20%.
Also, most recent college grads should be renting and not owning a home. The optionality of moving to new cities and maximizing professional opportunities is part of the game in your twenties when you aren’t tied down.
First time homeowners have plenty of loan options. 3.5% down payment is fine.
re: Corporate meeting pet peeves…
Posted by lynxcat on 8/1/26 at 2:32 pm to DeltaTigerDelta
Also a dumb take. Body language and facial expressions absolutely communicate.
This is dumb and impractical. Executives in particular are in back to back meetings all day and you aren’t going to stop the meeting to repeat whatever opening remarks.
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