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Started By
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re: For all the Millennials crying about housing costs, here you go
Posted on 5/13/26 at 2:23 pm to Supermoto Tiger
Posted on 5/13/26 at 2:23 pm to Supermoto Tiger
I get it just fine. You're just really greatly overestimating the take home profit for an entire decade of inconvenience and misery.
1
Posted on 5/13/26 at 2:24 pm to Supermoto Tiger
quote:
6. Sell your 203K home for 230K once the subdivision is completed.
7. Profit = 27K
Posted on 5/13/26 at 2:24 pm to Kansas City King
Nov 1, 2024
Sold
$730,000
Aug 19, 2024
Listed
$850,000
Tax
2018
$3,031 (-17.0%)
2019
$6,283 (+107.3%)
Sold
$730,000
Aug 19, 2024
Listed
$850,000
Tax
2018
$3,031 (-17.0%)
2019
$6,283 (+107.3%)
Posted on 5/13/26 at 2:28 pm to Supermoto Tiger
quote:
it's a 15 year loan. The goal is isn't to pay interest. You are trying to advance upward. the prerequisite I thought was common sense:
80% loan
20% down
15 year term
you still pay $12k in interest with 10k to the principal
that is also assuming the house will appraciate 15% in 18 months
Posted on 5/13/26 at 2:30 pm to JohnnyKilroy
Cities have programs for first time home buyers to get low interest on properties the government owns. I believe Baton Rouge has this. But your skin color might matter more.
Just going more into the city you can find a lot more cheaper homes. Problem is you might have to live by undesirable people. But that's city living for you. There is a 3bd 2 ba on oleander for 69k.
Just going more into the city you can find a lot more cheaper homes. Problem is you might have to live by undesirable people. But that's city living for you. There is a 3bd 2 ba on oleander for 69k.
quote:
$69,900
3
bd
•
2 ba
•
1,787 sq ft
8410 Oleander St, New Orleans, LA 70118
This post was edited on 5/13/26 at 2:36 pm
Posted on 5/13/26 at 2:30 pm to Louie T
quote:
entire decade of inconvenience and misery.
It's not for everyone. It's for young professional couples in their early 20's that have the drive and ambition to put off having kids for 6-10 yrs and those that can put off immediate pleasure for 6-10 years
Posted on 5/13/26 at 2:32 pm to Supermoto Tiger
And those that understand basic math, how mortgages work, and real estate transactions apparently
Posted on 5/13/26 at 2:33 pm to Shorts Guy
quote:
I guess the biggest problem we have these days is that everyone needs to be in the same place to have access to jobs.
We shipped virtually all of our small-town blue collar manufacturing work overseas, or automated it. Now all the affordable homes are in places where people can’t get anything other than a minimum wage, dead-end job with no benefits.
Plenty of gorgeous homes available for next to nothing in small town USA. But good luck wasting your life and gas commuting to the nearest decent size city.
ETA it doesn’t help that blue cities have allowed huge swaths of neighborhoods to be taken over by drugs and violent crime, making them uninhabitable for normal working people
We need to fully embrace Work From Home in this country for this reason. Solves many issues and just makes sense.
Posted on 5/13/26 at 2:34 pm to JohnnyKilroy
I'm gen-x and my first home was NOT
It was not nice. We called it the "slanty shanty".
It was not in a safe neighborhood.
It was not near good schools.
It was less than 1300 sq feet.
But it did have cheap materials.
What it was, was ours. Then we sold after 6 years and bought a little nicer. Then 4 years later sold and bought a little nicer.
Then we lost our asses in 2008 and basically started all over again.
Fast forward almost 20 years and we are finally in a decent home.
I'll be the first to agree that it's hard right now, but posts like this just piss people off because you act like no one else has ever had a tough time.
You frickers want it all right away and have unreasonable expectations. But hey, at least you aren't homeless, living in a car that didn't run for six months like I was when I was 18.
So, tell me more about how tough things are for you.
quote:
A nice 3/2 in a safe neighborhood near good schools. It's a little under 1800 square feet with composite floors and cheap, builder grade cabinets to keep the costs down.
A perfect starter home that a young couple starting out can use to build equity before expanding their family.
It was not nice. We called it the "slanty shanty".
It was not in a safe neighborhood.
It was not near good schools.
It was less than 1300 sq feet.
But it did have cheap materials.
What it was, was ours. Then we sold after 6 years and bought a little nicer. Then 4 years later sold and bought a little nicer.
Then we lost our asses in 2008 and basically started all over again.
Fast forward almost 20 years and we are finally in a decent home.
I'll be the first to agree that it's hard right now, but posts like this just piss people off because you act like no one else has ever had a tough time.
You frickers want it all right away and have unreasonable expectations. But hey, at least you aren't homeless, living in a car that didn't run for six months like I was when I was 18.
So, tell me more about how tough things are for you.
Posted on 5/13/26 at 2:59 pm to AUCE05
quote:
Millennial's are in their mid 40s and half way through a mortgage. Boomers skipped math class and social reasoning.
Wow! Them millennials must have dropped a lot of fries and flipped a lot of burgers for that……………..not that there’s anything wrong with that.
Posted on 5/13/26 at 3:02 pm to Tiger Prawn
quote:
They just built an entire neighborhood on Hwy 1085 right next to I-12 and the houses are all 1000 to 1100 sf
Lulz.
Bought my first house in 2020 for 1950 sqft at 192k
Posted on 5/13/26 at 3:08 pm to Tiger Prawn
quote:
They just built an entire neighborhood on Hwy 1085 right next to I-12 and the houses are all 1000 to 1100 sf
$181.15 sq/ft for suburb of covington.
Posted on 5/13/26 at 3:08 pm to JohnnyKilroy
Remove that carport and you could RAISE asking price.
Posted on 5/13/26 at 3:14 pm to slidingstop
quote:
Young people all insist on remote jobs. They want to live "close" to things so they can walk or ride an uber for cheap to bars and restaurants and stuff. Heaven forbid they have to make a twenty minute drive to be entertained.
Of course the OP fails to acknowledge that he's trying his gotcha thread by posting a listing that is located in an overpriced area anyway. But let him have his moment. I hope its cathartic for him.
Posted on 5/13/26 at 3:14 pm to JohnnyKilroy
Old Metairie is OOC!
Posted on 5/13/26 at 3:16 pm to JohnnyKilroy
.....and that's the affordable section of Old Metairie. Just head a half mile east on Metairie Road, you'll see that this house is a "bargain"
Posted on 5/13/26 at 3:22 pm to SulphursFinest
quote:
Address got yo arse
They don’t seem to understand
Posted on 5/13/26 at 3:30 pm to JohnnyKilroy
I lived 1 block from there in a rental in my early life years.
You pick old Metairie to make your Millenial housing price point?
Ironic Backfire! This is why Millenials will never get ahead.
Old Metairie lifestyle is killing you, not old Boomer. Geez.
You pick old Metairie to make your Millenial housing price point?
Ironic Backfire! This is why Millenials will never get ahead.
Old Metairie lifestyle is killing you, not old Boomer. Geez.
Posted on 5/13/26 at 3:34 pm to Everyday Is Saturday
quote:
Ironic Backfire! This is why Millenials will never get ahead.
Old Metairie lifestyle is killing you, not old Boomer. Geez.
Old boomers need to realize it was a joke I think. He posted an 800K house.
Posted on 5/13/26 at 3:35 pm to caro81
quote:
you arent paying for the house here, you are paying for the location.
Metairie ain't worth >$800,000.
That's a $350,000 house at best. $250,000 if you have to put Kenner on your address.
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