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Started By
Message
re: Cost of Living & Salary Requirements
Posted on 3/7/23 at 4:10 pm to BluegrassBelle
Posted on 3/7/23 at 4:10 pm to BluegrassBelle
I make what you make and mine is double 
0
Posted on 3/7/23 at 4:20 pm to FIREAWAY
quote:
Single
$1,427 Mortgage
$122.00 Electric
$45.44 Water/Sewer
$342.11 Food Cost
$58.12 Internet
$127.27 Cell Phone
$456 Health Insurance
$525 Car Note
$156 Car Insurance
$150 Fuel
$9 Roku
Total
$3,418 /Month
$41,016/Year
Anyone making less than $50,000 per year cannot afford to live in America.
Just think. 5 years from now, all of those figures will be considered "cheap".
Posted on 3/7/23 at 4:25 pm to GRTiger
quote:
Why are you applying your driving situation to everyone? A $25k car loan is going to cost about $480/month with today's rates. A $10k beater
What about something in between? I just found 80 manufacturer certified (warrantied) vehicles within 30 miles of my house for less than 20k (lowest was 14k).
Posted on 3/7/23 at 4:27 pm to FIREAWAY
That food cost is way low. This is also a single person, and not a family.
Posted on 3/7/23 at 4:30 pm to FIREAWAY
You forgot taxes, #1 or 2 largest line item.
Posted on 3/7/23 at 4:33 pm to X123F45
quote:
450k: 2650 with flood.
Where is your house located?
Posted on 3/7/23 at 4:35 pm to BigPerm30
I checked mine when you posted that. Ours is $2250/yr for 380k of coverage in BR. It is bundled with auto which saves some.
This post was edited on 3/7/23 at 4:37 pm
Posted on 3/7/23 at 4:36 pm to fallguy_1978
quote:
I checked mine when you posted that. Ours is $2250/yr for 380kbof coverage in BR.
Try New Orleans.
Posted on 3/7/23 at 4:38 pm to GRTiger
quote:
People are suggesting moving from BR to fricking Topeka in here. Because that's reasonable
At 45k and single you have a fairly low household income. You don't just deserve to be able to live wherever you want and jobs that pay that exist all over the country, many in far less expensive markets. I'd love to live in Vail but we can't afford it so we don't.
Posted on 3/7/23 at 4:40 pm to BigPerm30
quote:
Try New Orleans.
Yeah that sucks arse. I'd be looking for an exit strategy if I was paying that much.
Posted on 3/7/23 at 4:41 pm to FIREAWAY
I’m ballin’ and can barely stay above water with a nuclear family.
I was way less stressed when I was single and making less than the OP nut.
I was way less stressed when I was single and making less than the OP nut.
Posted on 3/7/23 at 4:43 pm to BigPerm30
Iberville.
When moon's incompetent grandson got elected, we sold a home that had been in our family for generations.
It's insanity.
Would be worth more now because of hipsters... Not worth it.
quote:
try New Orleans
When moon's incompetent grandson got elected, we sold a home that had been in our family for generations.
It's insanity.
Would be worth more now because of hipsters... Not worth it.
Posted on 3/7/23 at 4:44 pm to ghost2most
quote:
Ya'll must not be in Texas. My property tax is about to be more than my house payment.
THIS
People saying 1400 mortgage is too high must live in the sticks
Posted on 3/7/23 at 4:46 pm to 50_Tiger
quote:
People saying 1400 mortgage is too high must live in the sticks
I live in the sticks. My payment is 1k more than that. We throw an additional 1k a month at it.
Rate sucks. Closed in October of 2022.
Posted on 3/7/23 at 4:49 pm to 50_Tiger
quote:
People saying 1400 mortgage is too high must live in the sticks
Yeah the only thing I’ve learned from this thread is that there’s a lot of dirt cheap places to live in this country.
I mean, I don’t want to live there. Happily pay a lot more not to. But they exist.
Posted on 3/7/23 at 4:49 pm to 50_Tiger
quote:
THIS People saying 1400 mortgage is too high must live in the sticks
People working menial jobs can’t afford to not live in the sticks, the earning described in this thread were for a menial/low paying job.
Posted on 3/7/23 at 4:51 pm to Dawgfanman
quote:
People working menial jobs can’t afford to not live in the sticks, the earning described in this thread were for a menial/low paying job.
Just a tad regional here but I dont even think Oak Cliff in Dallas in that cheap
Posted on 3/7/23 at 4:54 pm to 50_Tiger
quote:
Just a tad regional here but I dont even think Oak Cliff in Dallas in that cheap
If I would have bought the 140k house I wanted to in jan 2020 it was going to be 670 per month if I remember right.
Edit: 2021. 140k at 2.7%
This post was edited on 3/7/23 at 4:56 pm
Posted on 3/7/23 at 5:44 pm to ghost2most
The missus and I had a McMansion out in Ft. Bend for a decade or so (sold it a couple years back).
With 5250 sq ft and .87 acres, my property tax was in fact more on a monthly basis than my mortgage, although a mortgage obviously has to be paid monthly, whereas the property tax isn't due until the end of the year if you don't escrow. Losing the PMI after a while helped a little.
And the utilities, ugh, I'm having a flashback lol ....
I am now debt free, including the 72k I borrowed for graduate school, and am renting, though renting downtown these days is preposterously expensive.
At least I'm socking money away - or I was until Uncle Joe got involved.
What a world ....
With 5250 sq ft and .87 acres, my property tax was in fact more on a monthly basis than my mortgage, although a mortgage obviously has to be paid monthly, whereas the property tax isn't due until the end of the year if you don't escrow. Losing the PMI after a while helped a little.
And the utilities, ugh, I'm having a flashback lol ....
I am now debt free, including the 72k I borrowed for graduate school, and am renting, though renting downtown these days is preposterously expensive.
At least I'm socking money away - or I was until Uncle Joe got involved.
What a world ....
This post was edited on 3/7/23 at 6:11 pm
Posted on 3/7/23 at 5:59 pm to Hondo Blacksheep
What gets me about the texas style tax system is what happens to retirees? Can’t be they can maintain paying through the nose on property tax with so much less income. At least in areas with state income tax and low property taxes you can get by decently in retirement as your tax burden drastically decreases. Not so much if you are married to that $20k prop tax bill
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