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Car Buying fricking Of The Day - Stupid People Shouldn't Be Able To Enter Into Contracts

Posted on 10/3/18 at 1:28 pm
Posted by MrLarson
Member since Oct 2014
34984 posts
Posted on 10/3/18 at 1:28 pm
An employee pulls up this morning in a new car and he is happy as shite that he got a new car. I thought to myself that "AJ finally went and got his drivers license" so I wait a few hours and ask him and he tells me that no he didn't he needed to get it done one day this week. So I asked him how did he get insurance on that new car without a drivers license, he said he didn't have any insurance yet that he needed to do that this week too.

shite isn't adding up

We start talking about his payment and he is clueless to how many years he has financed it and what his payment actually is. I told him to go get his paperwork and let me look at it.

Purchase price of vehicle - 25k
Interest rate 25.63%
Payment amount per mo ~695
Number of payments 75

Paying back 56k because they had him borrow 4k from some shady loan place to use as a down payment.

He didn't even know what an interest rate was dude is sick to his stomach right now.
Posted by LNCHBOX
70448
Member since Jun 2009
84124 posts
Posted on 10/3/18 at 1:29 pm to
I'd bet 98% of this post did not happen.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
119244 posts
Posted on 10/3/18 at 1:29 pm to
quote:

An employee

quote:

went and got his drivers license



Do you work at McDonalds?
Posted by Thib-a-doe Tiger
Member since Nov 2012
35402 posts
Posted on 10/3/18 at 1:29 pm to
Do you manage a McDonald’s?


ETA: son of a bitch
This post was edited on 10/3/18 at 1:31 pm
Posted by upgrayedd
Lifting at Tobin's house
Member since Mar 2013
134865 posts
Posted on 10/3/18 at 1:31 pm to
quote:

Interest rate 25.63%

noice
Posted by Chad504boy
4 posts
Member since Feb 2005
166326 posts
Posted on 10/3/18 at 1:31 pm to
quote:

Purchase price of vehicle - 25k
Interest rate 25.63%
Payment amount per mo ~695
Number of payments 75

Paying back 56k because they had him borrow 4k from some shady loan place to use as a down payment.




so this guy bought a car with no DL and no insurance when it was financed to high hell and back?
Posted by Koach K
Member since Nov 2016
4092 posts
Posted on 10/3/18 at 1:31 pm to
Yeah but if they tossed in the sweet rims for free that makes it a better deal, yo.
Posted by Bama and Beer
Baldwin Co, AL
Member since Oct 2010
80922 posts
Posted on 10/3/18 at 1:32 pm to
quote:

Interest rate 25.63%
Posted by dawginar
Member since Jan 2012
969 posts
Posted on 10/3/18 at 1:32 pm to
Looks like AJ needs a raise. Them fries ain't cooking themselves.
Posted by carlsoda
B Rah
Member since Dec 2009
5776 posts
Posted on 10/3/18 at 1:33 pm to
Your employee has shitty credit and has to go to a buy here pay here or get a yes type place. He earned that paper right there.

Or.. has zero credit, either way he bought at a place that specializes in those type deals.

Normal people don't usually buy from get a yes type places unless they already have secured financing from CU or their bank

ETA: great troll. If not a troll... yikes. On you bro.
This post was edited on 10/3/18 at 1:36 pm
Posted by Tigeralum2008
Yankees Fan
Member since Apr 2012
17139 posts
Posted on 10/3/18 at 1:33 pm to
quote:

I'd bet 98% of this post did not happen.



I bet he stole the car
Posted by MrLarson
Member since Oct 2014
34984 posts
Posted on 10/3/18 at 1:34 pm to
He is stupid

This was a dodge dealership, brand new car.
Posted by Hangover Haven
Metry
Member since Oct 2013
26611 posts
Posted on 10/3/18 at 1:35 pm to
quote:

Interest rate 25.63%




PT Barnum was correct...

and no way he's buying a car without a license and insurance...
This post was edited on 10/3/18 at 1:37 pm
Posted by boxcarbarney
Above all things, be a man
Member since Jul 2007
22742 posts
Posted on 10/3/18 at 1:36 pm to
quote:

Interest rate 25.63%


When I worked for the shitty finance company, we used to throw the dick into unsuspecting people like this all the time. Eventually we would repo that car.
Posted by Montezuma
Member since Apr 2013
3629 posts
Posted on 10/3/18 at 1:36 pm to
Where could you possibly work to have a worker this dumb?

My first thought was McD's like the others.
Posted by LNCHBOX
70448
Member since Jun 2009
84124 posts
Posted on 10/3/18 at 1:36 pm to
quote:

This was a dodge dealership, brand new car.



Not a chance in hell. You don't get to drive off in a financed vehicle without providing proof of insurance.
Posted by LSUlefty
Youngsville, LA
Member since Dec 2007
26456 posts
Posted on 10/3/18 at 1:36 pm to
Most dealers don't let you leave the lot without proof of insurance.
Posted by Packer
IE, California
Member since May 2017
7811 posts
Posted on 10/3/18 at 1:36 pm to
Did he follow that up with marrying the first piece of arse he tapped or some stripper? If so, you would be describing a lot of young Marines I know
Posted by Chad504boy
4 posts
Member since Feb 2005
166326 posts
Posted on 10/3/18 at 1:36 pm to
quote:

This was a dodge dealership, brand new car.



He needs to go back to dealership immediately and unwind the deal. Tell him to tell the dealership that his dumbass will be on the phone with local news by tomorrow morning. IS the kid black? tell him to tell dealership that they took advantage of a black dumbass.
Posted by HeyHeyHogsAllTheWay
Member since Feb 2017
12458 posts
Posted on 10/3/18 at 1:37 pm to
quote:

MrLarson


Allow me to give you some advice I gave many young men who were under my command when I was in the Army, and to my own two sons.


Son, when a group of men get together and start telling stories, every swinging dick there is going to embellish to make their own stories sound better to the other guys (the old the fish I caught was ____________ big" type stuff) and every other guy there KNOWS that everyone there is fibbing on some details to make a better story, but as long as it remains as only mild fibbing no guy is going to call another guy out, after all he doesn't want to get called out for his fibs, but if you go full out unbelievable lie, you WILL get called out by every other guy there.

My God man, how old are you? The entire point of the exercise is to one up your buddies but not tell such an obvious lie that everyone in the group is like "bullshite you lying sack of shite"

This is why if TrillHOg ever came in and started a thread about the consensual sex he had, no one would believe him. But if he came in talking about the twin OT 10's he forced himself on, well they were probably 4s , but it's believable that he forced himself on them, so most people here would let the 10 thing go.

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