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Started By
Message
re: Car Buying fricking Of The Day - Stupid People Shouldn't Be Able To Enter Into Contracts
Posted on 10/3/18 at 2:28 pm to MrLarson
Posted on 10/3/18 at 2:28 pm to MrLarson
He needs to go back there and explain to them how naive and ignorant he was to the transaction and advise them that there's no way on earth he has the ability afford this note as well as the insurance he hasn't been able to purchase.
Get on the phone with local news asap and explain to manager that abc afilitate 33/40 wants to run a story on this and have on air tomorrow.
Get on the phone with local news asap and explain to manager that abc afilitate 33/40 wants to run a story on this and have on air tomorrow.
1
Posted on 10/3/18 at 2:30 pm to MrLarson
Okay #1: I saw the pictures of the deal but did they also give him a piece of paper disclosing his credit score like any other dealer will do?
#2: In the year 2018 you can literally find APR's and MF (if leasing) online. Are people still this dumb?
#2: In the year 2018 you can literally find APR's and MF (if leasing) online. Are people still this dumb?
Posted on 10/3/18 at 2:31 pm to Chad504boy
No kidding...this pisses me off. He’s an idiot for doing it, but they need to undo this. Do not let him het license or insurance until this is over
Posted on 10/3/18 at 2:33 pm to MrLarson
What kind of dipshit buys a brand new car as their first vehicle
Posted on 10/3/18 at 2:33 pm to 50_Tiger
quote:
Are people still this dumb?
i wanted to punch the salesman in the face when he couldn't talk to me in length of note and apr rate. all he wanted to talk about is what the magical monthly number would be and negotiate that.
Posted on 10/3/18 at 2:34 pm to MrLarson
quote:
without a drivers license
quote:
Interest rate 25.63%
Who's going to drive it for him and how much does he pay his driver
Posted on 10/3/18 at 2:36 pm to Hangover Haven
Don’t need a DL to buy a car. Just an ID.
Posted on 10/3/18 at 2:38 pm to J Murdah
I grew up around (and probably was one of) plenty of young naive dumbasses who would have done this due to just flat out not knowing any better or not having someone to tell them how bad this is
Posted on 10/3/18 at 2:38 pm to nugget
quote:
How would the finance company let him leave without insurance?
I recently bought a truck from Courtesy Broussard. It was 7pm on a Thursday night. My insurance card in my old vehicle was expired. Had no proof of current insurance. They let me leave that night with vehicle in hand. All I had to do was fax in my current insurance the next morning.
happens all the time
Posted on 10/3/18 at 2:39 pm to HebertFest08
There are a lot of sub-prime lots that do this.
Posted on 10/3/18 at 2:44 pm to MrLarson
There is a hole in your story. You say that he borrowed 4K for a down payment, but it's not disclosed on the RISC, just a rebate of $4000. So which is it? What is the MSRP of this vehicle? I'd have to assume there is a bank fee involved with interest rate that high. If the dealership passed on the bank fee to the customer, then I'd contact an attorney. The bank fee cannot be passed on to the customer.
Posted on 10/3/18 at 2:47 pm to MrLarson
All he needs is an ID, DL not required for purchase. Insurance is another thing. Chrysler Capital definitely has a proof of insurance form that should be in the deal file.
Posted on 10/3/18 at 2:48 pm to LNCHBOX
quote:
I'd bet 98% of this post did not happen.
You'd be surprised. I have seen this happen to dozens of young, uneducated kids in the military who ran out an bought a car the minute they had two nickels to rub together.
Posted on 10/3/18 at 2:50 pm to MrLarson
I fully believe people are this dumb. I once had a coworker "self produce" a science fiction movie he wrote using all his savings and eleven different credit cards maxed out. Total CC debt was over $100K - after he blew through anything he saved/earned. He was 30ish when I met him.
Posted on 10/3/18 at 2:51 pm to MrLarson
Just tell him to never pay one note and let them come get the car and take the hit on his credit. 
Posted on 10/3/18 at 2:52 pm to LNCHBOX
quote:
100% of this didn't happen.
It's plausible. Neither insurance nor a DL is required to buy a vehicle in every state, but they are required to drive it. The VAST majority of places wouldn't allow something like this, but it's possible some shady place wouldn't care.
Posted on 10/3/18 at 2:56 pm to CajunInFL
quote:
You say that he borrowed 4K for a down payment, but it's not disclosed on the RISC, just a rebate of $4000.
I could be wrong but it looks to me like they took the rebate, and applied it as his “down payment.”
Posted on 10/3/18 at 2:57 pm to CajunInFL
quote:
You say that he borrowed 4K for a down payment
He has those loan papers, too. It was actually 3,999.00 at 13% apr and I think 54 payments of ~98.
I just got off the phone with the dealership and they don't give a frick. He signed it, deal with it.
They are claiming he has insurance through Chrysler Financing and has proof of insurance which I have yet to find in his paperwork.
Wouldn't talk to me about anything else due to "privacy laws"
Posted on 10/3/18 at 3:00 pm to pochejp
quote:
Just tell him to never pay one note and let them come get the car and take the hit on his credit.
I did
No sense in even paying one payment. If your credit is so fricked up you are paying 25.63% apr then this isn't going to hurt your credit
Posted on 10/3/18 at 3:01 pm to MrLarson
Take him somewhere else to buy a car and then take the Jeep back hand them keys and leave.
Or drive the piss out if it until they come repo it.
Or drive the piss out if it until they come repo it.
This post was edited on 10/3/18 at 3:02 pm
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