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Posted on 10/3/18 at 3:02 pm to MrLarson
Well getting a loan to use as downpayment for a different loan is illegal, so he also committed fraud.
Your dumbass coworker is an idiot AND a criminal.
Your dumbass coworker is an idiot AND a criminal.
Posted on 10/3/18 at 3:02 pm to MrLarson
Welp....chad504.....sounds like its time to go public
Posted on 10/3/18 at 3:02 pm to MrLarson
poor darlin
Posted on 10/3/18 at 3:03 pm to MrLarson
HOLE-E-FRICK. 58 thousand for a JEEP Renegade. This is criminal.
Posted on 10/3/18 at 3:04 pm to MrLarson
help him out to get that loan refinanced. unless his credit is 600 he should be able to do much better than that.
Posted on 10/3/18 at 3:04 pm to MrLarson
Well that's fishy as f***. What was the MSRP on the car? He should have received the Monroney label from the vehicle. You can email me at my screen name @yahoo.com if you chose not to post it on the board.
Posted on 10/3/18 at 3:07 pm to Retrograde
The fraud it not disclosing the down payment on the contract.
Posted on 10/3/18 at 3:08 pm to Retrograde
quote:
Well getting a loan to use as downpayment for a different loan is illegal, so he also committed fraud.
He had no idea it was done
Posted on 10/3/18 at 3:09 pm to CaptSpaulding
That line is generally used for manufacturer rebates or the disclosure of a deferred down payment. The cash line above is where it should have been disclosed. It's a possible TILA violation if they indeed did not have a rebate on this deal and disclosed his down payment as a rebate.
Posted on 10/3/18 at 3:11 pm to Hogwarts
Have him call the finance company directly and threaten them. Then take it back to the dealership immediately. Even if there is jo cooling off period, the deal isn't funded yet. If the finance company finds out he is taking the car back, they will cancel the funding.
Posted on 10/3/18 at 3:12 pm to CajunInFL
quote:
That line is generally used for manufacturer rebates or the disclosure of a deferred down payment. The cash line above is where it should have been disclosed. It's a possible TILA violation if they indeed did not have a rebate on this deal and disclosed his down payment as a rebate.
He needs to send all of his information, a few pictures, and his story to Elizabeth Warren while copying the dealership. The CFPB would have a field day in this situation.
Posted on 10/3/18 at 3:13 pm to HeyHeyHogsAllTheWay
quote:
Allow me to give you some advice I gave many young men who were under my command when I was in the Army, and to my own two sons.
I'll allow it.
Posted on 10/3/18 at 3:16 pm to MrLarson
quote:
He had no idea it was done
How would that even be possible? If he got a bridge loan for the downpayment then either he signed a contract for that loan, or he did not and he should hire a lawyer immediately.
Downpayment loans are not done at the dealership, so he would have had to go to the payday place of business and apply for the loan. If that did NOT happen, then I would love to find this place so I can get some loans that I do no not have to sign for and pay back.
Posted on 10/3/18 at 3:18 pm to MrLarson
That seems pretty expensive for a used car
Posted on 10/3/18 at 3:20 pm to MrLarson
Can you post the picture of the "rebate" financing?
Calling that a rebate on the finance sheet is fraudulent IMO.
Calling that a rebate on the finance sheet is fraudulent IMO.
Posted on 10/3/18 at 3:27 pm to Retrograde
I'm telling you he had no idea he borrowed 4k. He thought he was just signing the paperwork to buy the car. They saw him coming and ran it off in him.
Posted on 10/3/18 at 3:28 pm to Chad504boy
So much for those values...
Posted on 10/3/18 at 3:30 pm to MrLarson
quote:
I'm telling you he had no idea he borrowed 4k. He thought he was just signing the paperwork to buy the car. They saw him coming and ran it off in him.
What does it say in that last box on Line A? Can't make it out in the picture.
Posted on 10/3/18 at 3:32 pm to slackster
Cash Price of - NAE VSC
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