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At Fault Driver refuses to cooperate with Insurance Co.

Posted on 3/12/24 at 7:31 am
Posted by The Torch
DFW The Dub
Member since Aug 2014
19245 posts
Posted on 3/12/24 at 7:31 am
Some old B%^&ch backed into my 2023 F150 putting about a two foot dent in it.

This was in a parking lot but she got out and admitted fault, she gave me a picture of her insurance and later left a note of my window (again) admitting fault but asking if she could pay out of pocket.

My truck has the new aluminum body so I was quoted $3500 + a rental car for two weeks. Filed a claim through her Insurance AllState. No way she was paying $3,500.00 out of pocket.

The adjuster called and left me a message stating they would not be able to pay the claim because their client will not call them back.

What kind of bullshite is this ?
This post was edited on 3/12/24 at 7:33 am
Posted by MikeBRLA
Baton Rouge
Member since Jun 2005
16449 posts
Posted on 3/12/24 at 7:35 am to
Sounds like you need Gordon.
Posted by Y.A. Tittle
Member since Sep 2003
101312 posts
Posted on 3/12/24 at 7:35 am to
quote:

The adjuster called and left me a message stating they would not be able to pay the claim because their client will not call them back.


Posted by 3BlockUber
Member since Aug 2022
486 posts
Posted on 3/12/24 at 7:35 am to
Nobody can force you to talk unless you’re in a courtroom. We have freedom. Never talk to insurance companies, especially when it’s not your fault.
Posted by Spasweezy
Unfortunately, Louisiana
Member since Jan 2014
6606 posts
Posted on 3/12/24 at 7:36 am to
Time to hire an attorney. Don’t hire one that’s on a billboard or works for a billboard firm. Hire a real one.
Posted by KemoSabe65
70605
Member since Mar 2018
5121 posts
Posted on 3/12/24 at 7:37 am to
Yep, they have the right to go around their insureds process claim.
Might want get your attorney to send a strongly worded letter.
Posted by Geauxld Finger
Baton Rouge
Member since Jan 2005
31679 posts
Posted on 3/12/24 at 7:37 am to
Yea they’re still liable to pay, but this is always why you get a police report and pictures of the accident or even a recorded statement
Posted by Gifman
by the mountains
Member since Jan 2021
9240 posts
Posted on 3/12/24 at 7:38 am to
quote:

Some old B%^&ch backed into my 2023 F150


Did ya a favor
Posted by Chad504boy
4 posts
Member since Feb 2005
166142 posts
Posted on 3/12/24 at 7:39 am to
quote:

why you get a police report


Parking lot, no report
Posted by redneck
Los Suenos, Costa Rica
Member since Dec 2003
53591 posts
Posted on 3/12/24 at 7:39 am to
quote:

Never talk to insurance companies, especially when it’s not your fault.


Did you ready any of the OP?
Posted by NIH
Member since Aug 2008
112553 posts
Posted on 3/12/24 at 7:39 am to
If she disputes liability, Allstate is about to offer you $500
Posted by MorbidTheClown
Baton Rouge
Member since Jan 2015
65683 posts
Posted on 3/12/24 at 7:40 am to
quote:

The adjuster called and left me a message stating they would not be able to pay the claim because their client will not call them back.


i'm guessing State Farm?
Posted by Tigerpaw123
Louisiana
Member since Mar 2007
17252 posts
Posted on 3/12/24 at 7:41 am to
File through your insurance, pay the deductible, let them fight it out and get your deductible back when they recover
Posted by tigersbb
Member since Oct 2012
10282 posts
Posted on 3/12/24 at 7:41 am to
quote:


Sounds like you need Gordon.


You think a lawyer is going to take a $3500 property damage claim?
You think the claimant wants to give 1/3 of his property settlement to a lawyer?
Best to file a collision claim with his carrier and they can subrogate for the damages including deductible.
Posted by redneck
Los Suenos, Costa Rica
Member since Dec 2003
53591 posts
Posted on 3/12/24 at 7:41 am to
quote:

he adjuster called and left me a message stating they would not be able to pay the claim because their client will not call them back.


Were you in the truck? If so tell the adjuster that your back is really starting to hurt and you will be going to see a doctor soon, they will take care of the claim ASAP
Posted by chryso
Baton Rouge
Member since Jul 2008
11852 posts
Posted on 3/12/24 at 7:42 am to
You didn't even tell her the estimate before you called insurance when she specifically asked you to do that?
Posted by Proximo
Member since Aug 2011
15534 posts
Posted on 3/12/24 at 7:42 am to
quote:

Time to hire an attorney. Don’t hire one that’s on a billboard or works for a billboard firm. Hire a real one.

No lawyer wants this bullshite claim

$3500 and no injuries
Posted by momentoftruth87
Member since Oct 2013
71255 posts
Posted on 3/12/24 at 7:44 am to
quote:

The adjuster called and left me a message stating they would not be able to pay the claim because their client will not call them back. What kind of bullshite is this ?


Call your insurance tell them this and they will go after them.
Posted by tigersbb
Member since Oct 2012
10282 posts
Posted on 3/12/24 at 7:44 am to
quote:

Were you in the truck? If so tell the adjuster that your back is really starting to hurt and you will be going to see a doctor soon, they will take care of the claim ASAP


They still would not have confirmation from their insured that the accident happened the way he claims.
Posted by Twincam
Member since Nov 2021
554 posts
Posted on 3/12/24 at 7:44 am to
quote:

File through your insurance, pay the deductible, let them fight it out and get your deductible back when they recover


Bingo! I was in a similar situation as OP, a car backed into my Tundra at a Buffalo Wild Wings. I could tell pretty quick it was going to be a lengthy process. We paid the deductible and let the insurance company sort it out. I got a refund pretty quick, I want to say within 60 days or so.
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