re: At Fault Driver refuses to cooperate with Insurance Co.

You were not smart. Parking lots are private property and you're screwed. You have no proof if her being at fault and she has no burden to help you prove your case. Lawyer will cost you more than your claim. If you were in the truck, you could have a personal injury claim (wink wink) and an attorney might take your case.
Otherwise, it seems you're screwed.

Can second this regarding All State.

I was hit in an intersection as a guy ran the red light, crossed lanes, hit me and pulled off - all in front of an off duty cop. Cop called it in and they caught the guy down the road. He of course had no DL or insurance.

I had full coverage with All State. Brought the car in to get worked on but when going to pick it up, dealership is complaining that insurance won't pay and apparently, was a common theme with All State. We call All State and they told us they would pay the dealer for repairs only once they were done going after the uninsured guy whom hit me.

Took a bit of fighting & threatening to lawyer up but the dealer got paid, I got my car, and switched insurance immediately. We never use All State again.

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Or they issue payment to the OP for your non cooperation then cancel your policy upon renewal.

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Indeed. But you still didn’t talk to them, did you?

No.

But you still have an at fault accident on your record and now you have to go find another insurance company.

Seems like answering the phone and confirming that you backed into someone would be a whole lot easier and you would save yourself from having to find another insurance company.

But hey you waste your own time I guess.

Not familiar with all of the TX laws, thats why I said more than likely.

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My truck has the new aluminum body so I was quoted $3500 + a rental car for two weeks. Filed a claim through her Insurance AllState. No way she was paying $3,500.00 out of pocket.

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Dunno. Some of these lil ole ladies have money packed away. They may have had husbands who worked for 40 years with a large retirement and life insurance on top of that.

My great aunt was very frugal and looked like a hobbit most of the time. But she was sitting on a mound of cash.

My wife isn't a bitch. She old but not a bitch.

It's your fault for driving an aluminum vehicle.

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What happens when both parties have the same insurance company?

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My anecdotal example (Progressive) is they fight you through the process and refuse to cover the bill until you pay the deductible. You fight that, they eventually pay, then jack up your rates at renewal.

I was in my car in a parking lot (car still parked). Girl was in her vehicle causing a scene, detail cop steps out to tell her something. She jams it in reverse and slams into me. Damaged both doors on the driver side and her trailer hitch was almost centered between both doors. The reason she slammed it in reverse was she thought she could get away since she was drunk and driving on a suspended license for a prior DUI. The reason the insurance company could not get in touch with her was she was stuck in jail for 30 days. She was also an excluded driver on her mom's policy.

I had my car in the shop the next day, and had the repairs done within 10 days. At first insurance refused to pay until I covered the deductible, I refused to turn in my rental util they covered the bill 100%. I ended up having the rental for close to 3 weeks before they finally paid, without talking to the at fault party.

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The Torch

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Quick question, do you carry uninsured/underinsured motorist??

Because if so you can file a UM claim with your company they'll fix it then go after the at fault party especially if you have her info and admission of guilt.

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She drives a piece of crap with dents all over it

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Probably so that she can keep $3500 cash on hand.