- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Annual Open Enrollment Time
Posted on 10/31/24 at 12:17 pm to The Torch
Posted on 10/31/24 at 12:17 pm to The Torch
Just to piss people off more about Obamacare. A lot of people don't know this, but the subsidies are based on INCOME and not ASSETS. Sooo, I work with folks in their late 50's and early 60's who have net worths' in $3 to $4MM that get generous subsidies where a couple will have a $50 to $100/mo premium because they can keep their income low by just living on their cash savings.
I, on the other hand, will probably see a premium this year of $1700/mo for my family of four and a deductible of $10,000. My 2024 premium is $1400 with a deductible of $9k.
It infuriates me when I see those commercials celebrating super low health insurance......
I, on the other hand, will probably see a premium this year of $1700/mo for my family of four and a deductible of $10,000. My 2024 premium is $1400 with a deductible of $9k.
It infuriates me when I see those commercials celebrating super low health insurance......
1
Posted on 10/31/24 at 12:23 pm to The Torch
Im retired, not on medicare yet and my health insurance (blue cross la from healtcare.gov) is going down from $170 to $89 monthly. Good for me
Posted on 10/31/24 at 12:23 pm to The Torch
Promotion with 10% raise effective 09.01.2024 in addition to quarterly bonus up to 4% of salary.
Insurance increased from $202/month to $225/month (11% increase).
Myself and 4 kids (wife is on her own plan at her work, surcharge was too expensive to justify)
90/10 $400 Deductible $1200 Max OOP
One of the perks of working for a 45,000+ employee company.
Insurance increased from $202/month to $225/month (11% increase).
Myself and 4 kids (wife is on her own plan at her work, surcharge was too expensive to justify)
90/10 $400 Deductible $1200 Max OOP
One of the perks of working for a 45,000+ employee company.
Posted on 10/31/24 at 12:23 pm to DownshiftAndFloorIt
quote:
a company that was 100% self-insured
I bet these type companies hire/fire for health reasons.
Could you imagine the looks you would get if you cost them 1 million on a health claim
Posted on 10/31/24 at 1:00 pm to The Torch
I don't think they could. There'd be an exodus the next day. I do know somebody who had to go find another job since he was getting close to being cut off though
Posted on 10/31/24 at 1:07 pm to The Torch
quote:
I bet these type companies hire/fire for health reasons. Could you imagine the looks you would get if you cost them 1 million on a health claim
Our company had a handful of ongoing claims that combined for millions of dollars this year. That factors into the renewal and the premium for my wife and I with a $3,500/$7,000 deductible would be over $25,000 next year. At least it's pre-tax.
I'll be shopping on the individual plan marketplace, looking for a higher deductible and lower premiums than our group plan (self-employed and pay 100%).
After the ACA eliminated annual and lifetime limits, catastrophic claims moved from state high-risk plans back to employer plans, making everything more costly for the other participants and their employers. It also removed incentives for providers and drug manufactures to limit costs since there are deeper pockets to pick.
ETA: it's illegal to fire based on health reasons, under the ACA, ERISA and HIPAA.
This post was edited on 10/31/24 at 1:10 pm
Posted on 10/31/24 at 1:11 pm to Dixie2023
6k deductible for me. And the company raised rates and cut their contribution to our HSA in half from 2k to 1k a year.
Posted on 10/31/24 at 1:28 pm to dallastiger55
Our company doesn’t contribute to the HSA. Everyone else I know of, their work contributes $1000.
Posted on 10/31/24 at 1:31 pm to The Torch
I remember thinking how baller I would be if I made $30k a year. I pay that in “health insurance” not ALL that many years later.
Posted on 10/31/24 at 1:43 pm to The Torch
our healthcare system isnt perfect but i am supremely grateful to have health insurance
Posted on 10/31/24 at 1:43 pm to The Torch
Our family BCBS LA plan is about $2k a month and really doesn't do much. Most of our medical expenses are dental and that coverage is arse. Max OOP is around $14k I think. Of course all that BS is assuming I can get a doctor to see me and properly diagnose before I die. FU Barry
Posted on 10/31/24 at 1:44 pm to The Torch
Self Employed
$1740 month for me and wife starting Jan 1st and thats the highest deductible we can get
$1740 month for me and wife starting Jan 1st and thats the highest deductible we can get
Posted on 10/31/24 at 1:59 pm to ThatsAFactJack
quote:
One of the perks of working for a 45,000+ employee company.
very lucky..
I work for a fortune 200s and not only did our premiums go up this year, they are changing the company from UHC to some other shite
Posted on 10/31/24 at 2:00 pm to The Torch
Youve got it all wrong.
ACA is the best thing ever.
ACA is the best thing ever.
Posted on 10/31/24 at 2:02 pm to The Torch
Vote correctly this week and RFKjr will fix this
Posted on 10/31/24 at 2:08 pm to furrydogs
quote:
Just to piss people off more about Obamacare. A lot of people don't know this, but the subsidies are based on INCOME and not ASSETS. Sooo, I work with folks in their late 50's and early 60's who have net worths' in $3 to $4MM that get generous subsidies where a couple will have a $50 to $100/mo premium because they can keep their income low by just living on their cash savings.
And you have to have a very small income to qualify. So my daughter (no pics) who was over 26 but a full time physical therapy student didn't qualify for any subsidy. She also didn't qualify for Medicaid, not that she wanted it. She was required to buy a cheap policy that paid for almost nothing by her school. Obamacare didn't cover massive numbers of people and give them insurance. They just shifted around who had insurance and made everyone else pay for it.
Posted on 10/31/24 at 2:10 pm to The Torch
It doesn't help insurance rates that insurance companies fund idiotic surgeries like gender transitions
Posted on 10/31/24 at 2:43 pm to The Torch
$0.00 for the entire lineup plus some nieces and nephews I raise (borrowed) to get that muntly check from da guv. Medicaid. Come at me!
Posted on 10/31/24 at 3:06 pm to The Torch
My Medicare kicks in tomorrow.
Posted on 10/31/24 at 3:08 pm to The Torch
I recently finished the task of updating our Benefits from United Healthcare to Blue Cross Blue Shield. Fun times.
Page 4 of 5
Popular
Back to top
Follow TigerDroppings for LSU Football News