LaLadyinTx

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But that's not the original claim on this thread. The original claim is that there is something unique about getting your insurance from your employer that drives prices up, and I don't think there is, and nobody has posted anything yet that has changed my mind on that.

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There's a lot longer answer and it's more complex than I care to write, but when the consumer doesn't actually pay for the product, the price always goes up over time. When a consumer only has to pay a $100 copay they don't care about the overall price. They don't care about services being repeated. They don't care about how necessary those services are. Example: 40 years ago, people used to actually go and get their xrays and take them to a different doc or from the hospital to the doc. Now, more xrays are always done...added cost. Consumer doesn't see the actual bill and doesn't care.

The same thing has happened with universities and student loans.

According to MLB on Fox…we fricked.

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This board was mostly of the opinion that season 4 was much improved over season 3. MTV board generally thought season 3 got stale or slow. The board loved Eddie in season 4

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Yes, I did love Eddie in season 4, but most of my friends loved season 3. It still had that humor that was around so much in the early seasons. It still really felt 80s. After that, it lost a lot of the kitsch that made it so fun.

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Off hand I would put it above 39, 41, and 42 for sure.

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100%. 42 is the all time worst to me.

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But her getting emotional and acting like she was betrayed by this was so fake. If it was the other way around she would have cut Sophie down in a heartbeat.

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100% One of the things I loved about Rizo and Savannah were that they both would not hesitate to take each other out at the end to guarantee themselves the win.

But how stupid of them all (except for Christina) to not be able to make fire easily. Anyone that thinks they might be on Survivor should practice that skill. It's easy to get the materials and learn this. So stupid of Rizo and Savannah for them both to be so over confident that they think they wouldn't need that skill.

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I'd be disappointed if they wasted a spot on anyone else from this season (especially if they bring back the huge dude just because he got bit by a snake early).

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I'd rather snake bite guy than Yellow Sophie. Everything about her just grated on me.

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I tend to agree with others in this that they are using their church space to host an event that ultimately helps them raise funds.

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Agreed. And I do know a little bit about these type productions. The reason for the fee is to cover costs and to raise money for other mission services provided by these mega churches. They do actually provide a lot of services to folks in need. The idea behind a fee is to put in a show people will enjoy and not take anything out of the regular church budget to do it.

They also do have at least one night where they allow those from their church one cannot afford it to attend.

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Diego Pavia is classless and doesn't have the measurables for the NFL

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Diego Pavia is classless is not equal to doesn't have the measurables for the NFL.

Very well may be true. But there are plenty classless individuals that have made a lot of money in the NFL.

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My boys bring so much joy and happiness into my wife and I's life. My oldest, nearly 2, is my absolute best friend and I cant wait to watch him grow up.

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And as someone older with adult kids in their 30s, having great relationships with them and watching their successes, them building families of their own, having grandchildren, is so satisfying. Just the pure joy that grandchildren bring is worth everything. Even watching your adult kids just strike out on their own and learn all the same stuff you went thru is wonderful. They sometimes ask your help and sometimes not, and sometimes you bite your tongue, but it's just the best.

My favorite times were deep in the heart of it when you're so busy taking them to this practice, that game, some event at church or school, hanging out with their other parents...these are the best times and just add a whole other set of relationships and friendships that can last on thru the years. Of course, it's hard and you're exhausted, but it's the best!

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By Will doing what exactly? Looking constipated? 3.5 seasons to build this up properly. He's done nothing exceptional at all. That's why people are saying he got the gay powers, because this is more out of nowhere than an RKO, and the only thing he has done of note in season 5 part 1 is get told gay is good.

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What do you think spitting up slugs, visions, pain in his neck, and increasing (during this season) debilitating paid when Vecna feels pain is? He's been having the neck pain and visions for many seasons. The visions have gotten increasingly more concerning to him and he's attempted more and more to hide it. I think he's hidden it to try not to worry people and also because he was scared and kept hoping it would go away.

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How bad is it? Thinking of going visit some friends for NYE. It’s a 3 hour direct flight, so wouldn’t have do deal with connecting flights

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Flying during the Christmas holidays is always busy, but it's not nearly as bad as Thanksgiving. People going home after Christmas will be spread out from 12/26 to January 1st or 2nd. I'd be more worried about how busy NYC will be than the airlines. Get to Rockefeller Center at 6-7 AM to see the tree without the crowds.