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Started By
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Americans Say They Need to Earn $128,000 to Feel Financially OK.
Posted on 1/18/22 at 7:58 pm
Posted on 1/18/22 at 7:58 pm
bloomberg.com/news/a...
This survey was conducted by The Harris Poll on behalf of Empower Retirement and Personal Capital from March 23 to April 5, 2021. We surveyed 2,005 people, all of whom were 18+ and living in the U.S. The online survey has a +/- 3% margin of error and a 95% confidence level.
Respondents were screened for age, household income, and investible household assets with an equal male/female split.
Those participating had a minimum age of 40, a minimum $50,000 annual household income before taxes, and a minimum $100,000 combined household net worth, excluding primary residence.
This survey was conducted by The Harris Poll on behalf of Empower Retirement and Personal Capital from March 23 to April 5, 2021. We surveyed 2,005 people, all of whom were 18+ and living in the U.S. The online survey has a +/- 3% margin of error and a 95% confidence level.
Respondents were screened for age, household income, and investible household assets with an equal male/female split.
Those participating had a minimum age of 40, a minimum $50,000 annual household income before taxes, and a minimum $100,000 combined household net worth, excluding primary residence.
42
Posted on 1/18/22 at 7:59 pm to BlueShield
My butler makes more than that.
Posted on 1/18/22 at 7:59 pm to BlueShield
Yeah, but a majority of the country also said their favorite hot sauce is some brand of Siracha.
Posted on 1/18/22 at 8:00 pm to BlueShield
quote:
128,000 to Feel Financially OK
Hardly keep the boat maintained with that
Posted on 1/18/22 at 8:01 pm to BlueShield
Only fans
Posted on 1/18/22 at 8:01 pm to BlueShield
quote:
Those participating had a minimum age of 40, a minimum $50,000 annual household income before taxes, and a minimum $100,000 combined household net worth, excluding primary residence.
Those criteria strike me as extremely arbitrary.
Low-income people who suddenly piled up a bunch of wealth recommend a high income.
This post was edited on 1/18/22 at 8:03 pm
Posted on 1/18/22 at 8:01 pm to BlueShield
Big difference in Greenville Mississippi and Malibu
Posted on 1/18/22 at 8:03 pm to DownshiftAndFloorIt
You won’t need anything once your in the metaverse.
Posted on 1/18/22 at 8:04 pm to BlueShield
They aren’t wrong. Let’s assume a family of four.
$1,500 mortgage
$2,000 in childcare
$1,000 in food
$500 in car notes, insurance, and maintenance
$300 in utilities
We are at $5300 before anything. Before retirement, before clothes, activities, taxes, etc.
$1,500 mortgage
$2,000 in childcare
$1,000 in food
$500 in car notes, insurance, and maintenance
$300 in utilities
We are at $5300 before anything. Before retirement, before clothes, activities, taxes, etc.
Posted on 1/18/22 at 8:04 pm to BlueShield
That’s an oddly specific sample group.
I know people that are happy and secure with 75k annual combined.
And I know a few people pulling down bank that are nervous wrecks all the time and sprinkling Lexapro in their Starbucks.
It’s all relative to your responsibility and priorities.
I know people that are happy and secure with 75k annual combined.
And I know a few people pulling down bank that are nervous wrecks all the time and sprinkling Lexapro in their Starbucks.
It’s all relative to your responsibility and priorities.
Posted on 1/18/22 at 8:04 pm to BlueShield
Well hell, I guess we need to get to working on raising that minimum wage by a lot.
Posted on 1/18/22 at 8:05 pm to BlueShield
That’s all relative to where you live.
Posted on 1/18/22 at 8:07 pm to CorkRockingham
$2k in child care???
Posted on 1/18/22 at 8:08 pm to BlueShield
Seems like no matter how much I make, I need about 10% more to be secure.
Posted on 1/18/22 at 8:08 pm to CorkRockingham
quote:That’s absolutely insane.
$2,000 in childcare
quote:For 4 people these days?
$1,000 in food
quote:Car insurance in Louisiana, gas prices, and a note is gonna be more than that, and most people have 2 vehicles.
$500 in car notes, insurance, and maintenance
Posted on 1/18/22 at 8:12 pm to tigergirl10
I am pretty financially stable. But I’m a single guy in my mid 30s and 6 months out of the year have basically zero expenses.
Posted on 1/18/22 at 8:14 pm to BlueShield
Better hope thar 128k comes with health insurance. Have fun on the marketplace with your 28k per year premiums with a mid deductible.
Posted on 1/18/22 at 8:16 pm to BlueShield
I'm not taking a pay cut for anybody
Posted on 1/18/22 at 8:16 pm to tigergirl10
Have you priced daycare rates recently?
Sure knock off $300 of the food budget. We are at $700. Note that’s not including any of household essentials like paper towels, toilet paper, shampoo, toothpaste, laundry detergent, dishwasher detergent?
Am I that far off?
Sure knock off $300 of the food budget. We are at $700. Note that’s not including any of household essentials like paper towels, toilet paper, shampoo, toothpaste, laundry detergent, dishwasher detergent?
Am I that far off?
Posted on 1/18/22 at 8:17 pm to CorkRockingham
quote:
$500 in car notes, insurance, and maintenance
What are you buying for 500 a month in a car with insurance and maintenance now?
Even a Nissan Sentra starts at just under 20k plus TTL and extended warranties and tire packages. Insurance in Louisiana is libel to cost you 150 to 200 a month.
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